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ZPULL
Boost Score +25 with badge (5 left)
760
/1000
Fair
Verified Badge
Boost Arrows
785
/1000
Fair
The ZERO Plan by Universal Lenders LLC

The ZERO Plan by Universal Lenders LLC Vendor Cyber Rating & Cyber Score

thezeroplan.com

Universal Lenders LLC delivers an award-winning, dealer-centric approach to premium financing through The ZERO Plan®—a nontraditional solution designed to help dealerships increase F&I product sales and profitability. Founded by a former auto dealer, Universal Lenders understands the needs of modern retail operations. That’s why The ZERO Plan® was built as a dealer-friendly platform with 0% interest, no credit checks, and no approvals needed—making it easier to sell vehicle service contracts and other F&I protection products to cash buyers and bank-capped customers. After two decades of success in the Chicagoland area, Universal Lenders launched The ZERO Plan® nationwide in 2010. In 2019, the company earned the Dealers’ Choice Award for


ZPULL A.I CyberSecurity Scoring

Scoring History
ZPULL
Company Information
Website:http://www.thezeroplan.com
Employees number:None employees
Number of followers:6
NAICS:52
Industry Type:Financial Services
Homepage:thezeroplan.com
ZPULL Risk Score (AI oriented)
Between 750 and 799
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ZPULLFinancial Services
Updated:
21/03/2026
760/1000
Fair
Baa
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Powered by our proprietary A.I cyber incident model
Insurance prefers TPRM score to calculate premium
ZPULL Global Score (TPRM)
xxxx
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ZPULLFinancial Services
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