End User License Agreement

1. ACCEPTANCE OF TERMS

By creating an account, installing a browser extension, accessing the API, or otherwise using any part of the Rankiteo platform, you confirm that:

1. You are at least 18 years of age or have reached the age of majority in your jurisdiction.
2. You have the legal authority to enter into this Agreement on behalf of yourself or the entity you represent.
3. You have read, understood, and agree to be bound by this EULA, our Terms & Conditions, and our Privacy Policy.
4. Your use of the Software complies with all applicable local, national, and international laws and regulations.

We reserve the right to modify this EULA at any time. Material changes will be communicated via email or through the platform. Continued use of the Software after such modifications constitutes acceptance of the updated terms.

2. LICENSE GRANT

Subject to your compliance with this EULA and payment of applicable fees, Rankiteo grants you a:

• Limited license to use the Software solely for its intended purpose as described in the documentation and your subscription plan.
• Non-exclusive license, meaning we may grant the same or similar rights to other users and entities.
• Non-transferable license that may not be assigned, sublicensed, or otherwise transferred to any third party without our prior written consent.
• Revocable license that may be terminated at any time in accordance with the termination provisions of this Agreement.

This license does not constitute a sale of the Software or any portion thereof. Rankiteo retains all rights, title, and interest in and to the Software not expressly granted herein.

3. PERMITTED USE

The Software is designed for and may be used for the following purposes:

• Cyber Risk Assessment: Evaluating the cybersecurity posture of organizations through security ratings, risk scores, and analytics.
• Underwriting: Using cyber risk data, quantification models, and predictive analytics to support insurance underwriting decisions and portfolio management.
• Vendor Risk Management: Assessing and monitoring the cybersecurity risk of third-party vendors, suppliers, and business partners through continuous monitoring and scoring.
• Compliance: Supporting organizational compliance efforts with cybersecurity frameworks, regulatory requirements, and governance standards (e.g., NIST, ISO 27001, SOC 2).
• Internal Reporting: Generating reports, dashboards, and visualizations for internal stakeholders based on data obtained through the Software.

Any use of the Software beyond these permitted purposes requires prior written authorization from Rankiteo.

4. RESTRICTIONS

You expressly agree that you shall not, and shall not permit any third party to:

• Reverse Engineer: Decompile, disassemble, reverse engineer, or attempt to derive the source code, algorithms, data models, or underlying structure of the Software or any part thereof.
• Resell or Redistribute: Sell, resell, lease, sublicense, distribute, or otherwise make the Software or any data obtained through it available to third parties without express written consent from Rankiteo.
• Scrape Beyond API Limits: Use automated tools, bots, scrapers, or scripts to extract data from the platform beyond the rate limits and quotas defined in your subscription plan and API documentation.
• Circumvent Security: Bypass, disable, or interfere with any security mechanisms, access controls, authentication systems, or usage restrictions built into the Software.
• Misrepresent Data Origin: Present Rankiteo data, scores, or analytics as your own proprietary data without proper attribution.
• Competitive Use: Use the Software or data obtained through it to build, enhance, or market a competing product or service.
• Modify or Create Derivatives: Modify, adapt, translate, or create derivative works based on the Software without prior written authorization.
• Remove Notices: Remove, alter, or obscure any proprietary notices, labels, or marks on or within the Software.

Violation of these restrictions may result in immediate termination of your license and may subject you to legal liability.

5. BROWSER EXTENSIONS

Rankiteo offers browser extensions for the following platforms:

• Google Chrome (Chrome Web Store)
• Mozilla Firefox (Firefox Add-ons)
• Microsoft Edge (Edge Add-ons)
• Opera (Opera Addons)

Functionality

The browser extensions are designed exclusively to provide cybersecurity risk scoring and rating information for websites you actively visit. The extensions:

• Display security scores and ratings for the domains you navigate to.
• Provide quick access to detailed risk assessments available on the Rankiteo platform.
• Operate only when actively invoked by the user or when visiting a website, depending on your settings.

Privacy Commitment

Our browser extensions are built with privacy by design. They:

• Do not track your browsing history, search queries, or online activity.
• Do not collect personal data, cookies, or behavioral analytics.
• Do not inject advertisements, trackers, or third-party scripts into web pages.
• Do not sell or share any user data with third parties.

The only data transmitted is the domain name of the site you are viewing, solely for the purpose of retrieving its security score from Rankiteo servers.

6. API & MCP USAGE

Rankiteo provides Application Programming Interfaces (APIs) and Model Context Protocol (MCP) integrations to enable programmatic access to our cyber risk intelligence.

Rate Limits

All API and MCP access is subject to rate limits as defined in your subscription plan. Rate limits are enforced per API key and are designed to ensure fair and equitable access for all users. Specific limits are documented in the API documentation and may vary based on your plan tier.

Fair Use Policy

You agree to use the API and MCP integrations in accordance with our fair use policy:

• Do not exceed the rate limits or quotas assigned to your API key or account.
• Implement appropriate caching mechanisms to minimize redundant API calls.
• Do not use the API to bulk-download or replicate the Rankiteo database.
• Ensure that API usage is proportionate to legitimate business needs.

Abuse Prevention

The following activities constitute API abuse and are strictly prohibited:

• Exceeding rate limits through multiple accounts, key rotation, or distributed requests designed to circumvent controls.
• Using the API to perform denial-of-service attacks or to degrade service quality for other users.
• Sharing API keys with unauthorized parties or using keys belonging to another user.
• Automated scanning or enumeration of the API for vulnerabilities or undocumented endpoints.

Rankiteo reserves the right to throttle, suspend, or revoke API access for any account found to be in violation of these terms.

7. INTELLECTUAL PROPERTY

All intellectual property rights in and to the Software, including but not limited to the following, are and shall remain the exclusive property of Rankiteo:

• Security Scores & Ratings: All cybersecurity scores, security ratings, risk grades, and composite indices generated by the Software.
• Analytics & Models: All analytical methodologies, risk quantification models, machine learning algorithms, predictive models, and statistical frameworks.
• Data & Databases: All curated datasets, threat intelligence feeds, vulnerability databases, and aggregated risk data compiled by Rankiteo.
• Reports & Visualizations: All report templates, dashboard designs, charts, graphs, and visual representations of data.
• Software & Code: All source code, object code, APIs, SDKs, browser extensions, and related technical infrastructure.
• Trademarks & Branding: The Rankiteo name, logo, trademarks, service marks, and trade dress.

Your subscription grants you a limited right to access and use the outputs of the Software (e.g., scores, reports) for the permitted uses described in this EULA. This does not transfer ownership of any intellectual property to you.

8. DATA ACCURACY DISCLAIMER

THE SECURITY SCORES, RISK RATINGS, ANALYTICS, AND ALL OTHER DATA PROVIDED THROUGH THE SOFTWARE ARE FOR INFORMATIONAL PURPOSES ONLY. THEY DO NOT CONSTITUTE GUARANTEES, WARRANTIES, OR CERTIFICATIONS OF ANY ORGANIZATION'S ACTUAL SECURITY POSTURE.

You acknowledge and agree that:

• Rankiteo scores and ratings are based on externally observable data and proprietary analytical models. They provide an assessment of likely cybersecurity posture but cannot account for all internal security measures, policies, or practices.
• Scores may change over time as new data becomes available, methodologies are refined, or the threat landscape evolves.
• The Software should be used as one input among many in your risk assessment and decision-making processes, not as the sole determinant.
• Rankiteo does not guarantee the accuracy, completeness, or timeliness of any data, score, or report provided through the Software.
• Decisions made based on Rankiteo data, including underwriting decisions, vendor assessments, or compliance evaluations, are made at your own risk and discretion.

9. SUBSCRIPTION & PAYMENT TERMS

Subscription Plans

Access to the Software is provided through subscription plans as described on our website. Each plan defines the scope of access, feature availability, API rate limits, and number of authorized users.

Billing & Renewal

Subscriptions are billed in advance on a monthly or annual basis, depending on your selected plan. Your subscription will automatically renew at the end of each billing period unless you cancel before the renewal date. You authorize Rankiteo to charge your designated payment method for all recurring subscription fees.

Price Changes

Rankiteo reserves the right to modify subscription pricing. We will provide at least 30 days' notice of any price increases. Continued use of the Software after a price change takes effect constitutes acceptance of the new pricing.

Refund Policy

All subscription fees are non-refundable except where required by applicable law. If you cancel your subscription, you will retain access to the Software until the end of your current billing period.

Free Trials

We may offer free trial periods at our discretion. At the end of a free trial, your account will be charged according to your selected subscription plan unless you cancel before the trial expires.

10. TERMINATION

Termination by You

You may terminate this Agreement at any time by canceling your subscription through your account settings and ceasing all use of the Software, including uninstalling any browser extensions and discontinuing API access.

Termination by Rankiteo

Rankiteo may terminate or suspend your license and access to the Software immediately, without prior notice or liability, for any reason, including but not limited to:

• Breach of any provision of this EULA.
• Non-payment of subscription fees.
• Fraudulent, abusive, or illegal activity.
• Use of the Software in a manner that threatens the security or integrity of our systems or other users.

Effect of Termination

Upon termination of this Agreement:

• All rights and licenses granted to you under this EULA will immediately cease.
• You must immediately stop using the Software and delete all installed components, including browser extensions.
• You must destroy or return any Rankiteo data, reports, or materials in your possession.
• Any outstanding payment obligations will remain due and payable.
• Sections relating to intellectual property, limitation of liability, governing law, and any other provisions that by their nature should survive, will survive termination.

11. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL RANKITEO, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF BUSINESS OPPORTUNITY, BUSINESS INTERRUPTION, OR ANY OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SOFTWARE.

Without limiting the foregoing:

• Rankiteo's total aggregate liability for all claims arising under or related to this EULA shall not exceed the total amount you paid to Rankiteo in the twelve (12) months preceding the event giving rise to the claim.
• Rankiteo shall not be liable for any damages resulting from decisions made based on data, scores, or reports provided through the Software.
• Rankiteo shall not be liable for any unauthorized access to or alteration of your data or transmissions.
• Rankiteo shall not be liable for any interruption, suspension, or termination of the Software, whether planned or unplanned.

12. GOVERNING LAW

This EULA and any disputes arising out of or in connection with it shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.

Any legal action or proceeding arising under this Agreement shall be brought exclusively in the competent courts located in Santa Clara County, California, and you hereby consent to the personal jurisdiction and venue of such courts.

If you are a consumer residing in the European Union, you may also benefit from any mandatory provisions of the consumer protection laws of your country of residence. Nothing in this EULA affects your rights as a consumer to rely on such mandatory provisions of local law.

For EU users, the European Commission provides an online dispute resolution platform at https://ec.europa.eu/consumers/odr.

13. CONTACT INFORMATION

If you have any questions, concerns, or requests regarding this EULA, please contact our legal team:

For general support inquiries, please contact [email protected].