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Comparison Overview

The ZERO Plan by Universal Lenders LLCThe ZERO Plan by Universal Lenders LLC
VS
Prudential FinancialPrudential Financial
The ZERO Plan by Universal Lenders LLC

The ZERO Plan by Universal Lenders LLC

Oak Park, Illinois, US, 60301

Last Update: 21/03/2026

View Profile
Between 750 and 799
http://www.thezeroplan.com
760/1000Fair

Universal Lenders LLC delivers an award-winning, dealer-centric approach to premium financing through The ZERO Plan®—a nontraditional solution designed to help dealerships increase F&I product sales and profitability. Founded by a former auto dealer, Universal Lenders ...

NAICS:52
NAICS Definition:Finance and Insurance
Employees:None
Subsidiaries:0
12-month incidents
0
Known data breaches
0
Attack type number
0
Prudential Financial

Prudential Financial

Broad St, Newark, New Jersey, US, 07102

Last Update: 01/04/2026

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Between 700 and 749
http://www.prudential.com
733/1000Moderate

Prudential Financial (NYSE:PRU) was founded on the belief that financial security should be within reach for everyone, and for over 140 years, we have helped our customers reach their potential and tackle life's challenges for now and future generations to come. Today, ...

NAICS:52
NAICS Definition:Finance and Insurance
Employees:27,867
Subsidiaries:16
12-month incidents
0
Known data breaches
4
Attack type number
1

Compliance Ranges Comparison

Based On Specific Ai Models Category
The ZERO Plan by Universal Lenders LLC

The ZERO Plan by Universal Lenders LLC

-
ISO 27001Not verified
ISO 27001
-
SOC2 Type 1Not verified
SOC2 Type 1
-
SOC2 Type 2Not verified
SOC2 Type 2
-
GDPRNot verified
GDPR
-
PCI DSSNot verified
PCI DSS
-
HIPAANot verified
HIPAA
Prudential Financial

Prudential Financial

-
ISO 27001Not verified
ISO 27001
-
SOC2 Type 1Not verified
SOC2 Type 1
-
SOC2 Type 2Not verified
SOC2 Type 2
-
GDPRNot verified
GDPR
-
PCI DSSNot verified
PCI DSS
-
HIPAANot verified
HIPAA

Benchmark & Cyber Underwriting Signals

Incidents vs Financial Services Industry Avg (This Year)

No incidents recorded for The ZERO Plan by Universal Lenders LLC in 2026.

Incidents

Incidents vs Financial Services Industry Avg (This Year)

No incidents recorded for Prudential Financial in 2026.

Incidents

Incident History - The ZERO Plan by Universal Lenders LLC (X = Date, Y = Severity)

The ZERO Plan by Universal Lenders LLC cyber incidents detection timeline including parent company and subsidiaries.

No timeline data available
R - Ransomware
C - Cyber Attack
D - Data Breach
V - Vulnerability

Incident History - Prudential Financial (X = Date, Y = Severity)

Prudential Financial cyber incidents detection timeline including parent company and subsidiaries.

R - Ransomware
C - Cyber Attack
D - Data Breach
V - Vulnerability

Notable Incidents

Last Cyber / HR Incidents / Global...
The ZERO Plan by Universal Lenders LLC

The ZERO Plan by Universal Lenders LLC

Incidents
No explicit notable incidents reported.
Prudential Financial

Prudential Financial

Incidents
🔒 Incident : Breach
PRU1010070724
🔒 Incident : Breach
PRU621072725
🔒 Incident : Breach
PRU305072625

FAQ

Between The ZERO Plan by Universal Lenders LLC company and Prudential Financial company, which one has the best AI Cybersecurity Score ?
Between The ZERO Plan by Universal Lenders LLC company and Prudential Financial company, which one has experienced more cyber incidents in the past ?
Between The ZERO Plan by Universal Lenders LLC company and Prudential Financial company, which one has experienced more cyber incidents this year ?
Between The ZERO Plan by Universal Lenders LLC company and Prudential Financial company, which one has experienced at least one ransomware attack ?
Between The ZERO Plan by Universal Lenders LLC company and Prudential Financial company, which one has experienced at least one data breach ?
Between The ZERO Plan by Universal Lenders LLC company and Prudential Financial company, which one has experienced at least one targeted cyberattack ?
Between The ZERO Plan by Universal Lenders LLC company and Prudential Financial company, which one has experienced at least one vulnerability ?
Between The ZERO Plan by Universal Lenders LLC company and Prudential Financial company, which one holds the most compliance certifications ?
Between The ZERO Plan by Universal Lenders LLC company and Prudential Financial company, which one holds the fewest compliance certifications ?
Between The ZERO Plan by Universal Lenders LLC company and Prudential Financial company, which one has the most subsidiaries ?
Between The ZERO Plan by Universal Lenders LLC company and Prudential Financial company, which one has the largest number of employees ?
Between The ZERO Plan by Universal Lenders LLC and Prudential Financial, which company holds both SOC 2 Type 1 certifications ?
Between The ZERO Plan by Universal Lenders LLC and Prudential Financial, which company holds both SOC 2 Type 2 certifications ?
Which company is ISO 27001 certified - The ZERO Plan by Universal Lenders LLC or Prudential Financial ?
Which company is PCI DSS compliant - The ZERO Plan by Universal Lenders LLC or Prudential Financial ?
Between The ZERO Plan by Universal Lenders LLC and Prudential Financial, which company complies with HIPAA regulations for healthcare data ?
Between The ZERO Plan by Universal Lenders LLC and Prudential Financial, which company complies with GDPR requirements ?

Latest Global CVEs

CVE-2026-50044
SUMMARY

Pronetiqs IntraVUE versions 3.2.1a14 and prior have an inadequate encryption strength vulnerability which could allow an attacker to steal admin credentials via weak hash or a pass-the-hash attack.

PUBLISHED
Date2026-07-23
UPDATED
Date2026-07-23
RISK INFORMATION (Score: 6.8)
CVSS3
Base Score: 6.8
Complexity: HIGH
CVSS:3.1/AV:N/AC:H/PR:L/UI:N/S:U/C:H/I:H/A:N
CVSS4
Base Score: 7.6
Complexity: HIGH
CVSS:4.0/AV:N/AC:H/AT:P/PR:L/UI:N/VC:H/VI:H/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
IMPACT SCORE
5.2
EXPLOITABILITY
1.6
CVE-2026-44955
SUMMARY

Pronetiqs IntraVUE versions 3.2.1a14 and prior have an exposure of sensitive system information to an unauthorized control sphere vulnerability which could allow for asset discovery by unauthenticated users.

PUBLISHED
Date2026-07-23
UPDATED
Date2026-07-23
RISK INFORMATION (Score: 5.3)
CVSS3
Base Score: 5.3
Complexity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:L/I:N/A:N
CVSS4
Base Score: 6.9
Complexity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:L/VI:N/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
IMPACT SCORE
1.4
EXPLOITABILITY
3.9
CVE-2026-42933
SUMMARY

Pronetiqs IntraVUE versions 3.2.1a14 and prior have an unintended proxy or intermediary vulnerability which could allow an attacker to use an active proxy, which would bypass OT segmentation.

PUBLISHED
Date2026-07-23
UPDATED
Date2026-07-23
RISK INFORMATION (Score: 10)
CVSS3
Base Score: 10.0
Complexity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:C/C:H/I:H/A:H
CVSS4
Base Score: 10.0
Complexity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:H/VI:H/VA:H/SC:H/SI:H/SA:H/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
IMPACT SCORE
6
EXPLOITABILITY
3.9
CVE-2026-40430
SUMMARY

Pronetiqs IntraVUE Versions 3.2.1a14 and prior have a plaintext storage of a password vulnerability that could expose cleartext credentials through the API.

PUBLISHED
Date2026-07-23
UPDATED
Date2026-07-23
RISK INFORMATION (Score: 7.5)
CVSS3
Base Score: 7.5
Complexity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:H/I:N/A:N
CVSS4
Base Score: 8.7
Complexity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:H/VI:N/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
IMPACT SCORE
3.6
EXPLOITABILITY
3.9
CVE-2026-28698
SUMMARY

Pronetiqs IntraVUE versions 3.2.1a14 and prior have an exposure of sensitive system information to an unauthorized control sphere vulnerability which could expose the underlying host/share filesystem.

PUBLISHED
Date2026-07-23
UPDATED
Date2026-07-23
RISK INFORMATION (Score: 8.6)
CVSS3
Base Score: 8.6
Complexity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:C/C:H/I:N/A:N
CVSS4
Base Score: 9.2
Complexity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:H/VI:N/VA:N/SC:H/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
IMPACT SCORE
4
EXPLOITABILITY
3.9