What is the official website of Universal Lenders LLC ?

The official website of Universal Lenders LLC is http://www.thezeroplan.com/.

What is Universal Lenders LLC's cybersecurity risk score?

Universal Lenders LLC has an AI-generated cybersecurity risk score of 643 out of 1000, indicating a Poor security posture according to Rankiteo's assessment.

How many security incidents has Universal Lenders LLC experienced?

According to Rankiteo, Universal Lenders LLC currently holds 0 security badges, indicating that no recognized compliance certifications are currently verified for the organization.

Has Universal Lenders LLC been affected by any supply chain cyber incidents ?

According to Rankiteo, Universal Lenders LLC has not been affected by any supply chain cyber incidents, and no incident IDs are currently listed for the organization.

Does Universal Lenders LLC have SOC 2 Type 1 certification ?

According to Rankiteo, Universal Lenders LLC is not certified under SOC 2 Type 1.

Does Universal Lenders LLC have SOC 2 Type 2 certification ?

According to Rankiteo, Universal Lenders LLC does not hold a SOC 2 Type 2 certification.

Does Universal Lenders LLC comply with GDPR ?

According to Rankiteo, Universal Lenders LLC is not listed as GDPR compliant.

Does Universal Lenders LLC have PCI DSS certification ?

According to Rankiteo, Universal Lenders LLC does not currently maintain PCI DSS compliance.

Does Universal Lenders LLC comply with HIPAA ?

According to Rankiteo, Universal Lenders LLC is not compliant with HIPAA regulations.

Does Universal Lenders LLC have ISO 27001 certification ?

According to Rankiteo,Universal Lenders LLC is not certified under ISO 27001, indicating the absence of a formally recognized information security management framework.

Which industry does Universal Lenders LLC operate in ?

Universal Lenders LLC operates primarily in the Consumer Services industry.

How many employees does Universal Lenders LLC have ?

Universal Lenders LLC employs approximately 1 people worldwide.

Does Universal Lenders LLC own any subsidiaries ?

Universal Lenders LLC presently has no subsidiaries across any sectors.

How many LinkedIn followers does Universal Lenders LLC have ?

Universal Lenders LLC's official LinkedIn profile has approximately 14 followers.

What is the NAICS classification code for Universal Lenders LLC ?

Universal Lenders LLC is classified under the NAICS code 81, which corresponds to Other Services (except Public Administration).

Does Universal Lenders LLC have a Crunchbase profile ?

No, Universal Lenders LLC does not have a profile on Crunchbase.

Does Universal Lenders LLC have a LinkedIn profile ?

Yes, Universal Lenders LLC maintains an official LinkedIn profile, which is actively utilized for branding and talent engagement, which can be accessed here: https://www.linkedin.com/company/universallenders.

How many cybersecurity incidents has Universal Lenders LLC experienced ?

As of July 12, 2026, Rankiteo reports that Universal Lenders LLC has experienced 1 cybersecurity incidents.

How many peer or competitor companies does Universal Lenders LLC have ?

Universal Lenders LLC has an estimated 6,372 peer or competitor companies worldwide.

What types of cybersecurity incidents has Universal Lenders LLC faced ?

Incident Types: The types of cybersecurity incidents that have occurred include Breach.

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643

/1000

Poor

668

/1000

Weak

Universal Lenders LLC Vendor Cyber Rating & Cyber Score

thezeroplan.com

Add Your Compliance Badge

Universal Lenders markets a product called the ZERO Plan which is a premium installment payment plan used by Retailers to sell extended service contracts and other ancillary protection products. Industries served include Automotive, HD Trucks, Power Sports, RV, Modular Homes, Mobile Homes

ULL A.I CyberSecurity Scoring

Scoring History

ULL

Universal Lenders LLC CyberSecurity News & History

Past Incidents

Attack Types

Entity

Type

Severity

Impact

Seen

Blog Details

Supply Chain Source

Incident Details

View

Universal Lenders L...

Breach

3/2026

UNI1773102677

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A.I.

ULL Company Scoring based on AI Models

Cyber Incidents Likelihood 3 - 6 - 9 months

Actual

Prediction

Incident Predictions locked

Access Monitoring Plan

A.I Risk Score Likelihood 3 - 6 - 9 months

Actual

Prediction A

Prediction B

Prediction C

Prediction D

A.I. Risk Score Predictions locked

Access Monitoring Plan

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Underwriter Stats for ULL

Incidents vs Consumer Services Industry Avg (This Year)

Universal Lenders LLC has 22.48% fewer incidents than the average of same-industry companies with at least one recorded incident.

Incidents vs All-Companies Average (This Year)

Universal Lenders LLC has 4.76% fewer incidents than the average of all companies with at least one recorded incident.

Incident Types ULL vs Consumer Services Industry Avg (This Year)

Universal Lenders LLC reported 1 incidents this year: 0 cyber attacks, 0 ransomware, 0 vulnerabilities, 1 data breaches, compared to industry peers with at least 1 incident.

Incident History - ULL (X = Date, Y = Severity)

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SUBSIDIARY

Universal Lenders LLC Subsidiaries

ULL

Consumer Services

Website: http://www.thezeroplan.com/

Company Size: 11-50 employees

The ZERO Plan by Universal Lenders LLCFinancial Services

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NEWS

Universal Lenders LLC CyberSecurity News

Latest updates, reports, and threat intel affecting the global network.

March 09, 2026 07:28 PM

Universal Lenders data breach class action settlement: Here's how to file a claim for a cash payment

Individuals who received a notice from Universal Lenders LLC about the 2024 data breach, may be eligible to claim up to $2500 from a class...

Read Article

January 27, 2025 08:00 AM

Universal Lenders Sends Data Breach Letters to 19,575 Individuals

On January 21, 2025, Universal Lenders LLC filed a notice of data breach with the Attorney General of Maine after learning that it had been...

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CVE

Latest

Global CVEs (Not Company-Specific)

CVE-2026-58281

SUMMARY

Deserialization of untrusted data in Microsoft Edge (Chromium-based) allows an unauthorized attacker to execute code over a network.

Published

Date2026-07-11

Updated

Date2026-07-11

RISK INFORMATION (Score: 8.3)

cvss3

Base Score: 8.3

Complexity: HIGH

CVSS:3.1/AV:N/AC:H/PR:N/UI:R/S:C/C:H/I:H/A:H

Impact Score

Exploitability

1.6

REFERENCES

https://msrc.microsoft.com/update-guide/vulnerability/CVE-2026-58281

CVE-2026-10660

SUMMARY

The Bluetooth BAP Broadcast Assistant GATT client in subsys/bluetooth/audio/bap_broadcast_assistant.c reassembled remote Broadcast Receive State data into a single file-static net_buf_simple (att_buf, BT_ATT_MAX_ATTRIBUTE_LEN = 512 bytes) shared by all connection instances, while the BUSY flag, long-read handle, and reset/offset state were per-connection. When the device acts as a Broadcast Assistant connected to multiple Scan Delegator peripherals, notification and long-read callbacks from different connections interleave on the shared buffer: the append in notify_handler (net_buf_simple_add_mem at the not-busy branch) performs no tailroom check, so receive-state notifications from two or more delegators accumulate on the same 512-byte buffer and, with a sufficiently large configured ATT MTU (BT_L2CAP_TX_MTU up to 2000) and two-to-three concurrent connections, write past the buffer into adjacent .bss (net_buf_simple_add only asserts in debug builds). Even below the overflow threshold, one connection's net_buf_simple_reset zeroes the shared length while another connection's reassembly and GATT read offset are in flight, mixing one peer's data into another's parse. A malicious or compromised Scan Delegator (or two colluding peers) over BLE can trigger this, causing out-of-bounds writes (memory corruption / denial of service) and cross-connection data corruption. The fix moves the buffer into the per-connection instance struct so each connection reassembles into its own buffer. Affects Zephyr releases shipping the Broadcast Assistant with the shared buffer, including v4.4.0 and earlier.

Published

Date2026-07-11

Updated

Date2026-07-11

RISK INFORMATION (Score: 6.4)

cvss3

Base Score: 6.4

Complexity: HIGH

CVSS:3.1/AV:A/AC:H/PR:N/UI:N/S:U/C:L/I:L/A:H

Impact Score

4.7

Exploitability

1.6

REFERENCES

CVE-2026-61870

SUMMARY

ImageMagick before 7.1.2-26 contains a memory leak vulnerability in the VIFF encoder when memory allocation fails. Attackers can trigger allocation failures by processing specially crafted VIFF images to exhaust available memory and cause denial of service.

Published

Date2026-07-11

Updated

Date2026-07-11

RISK INFORMATION (Score: 2.9)

cvss3

Base Score: 2.9

Complexity: HIGH

CVSS:3.1/AV:L/AC:H/PR:N/UI:N/S:U/C:N/I:N/A:L

cvss4

Base Score: 2.1

Complexity: HIGH

CVSS:4.0/AV:L/AC:H/AT:P/PR:N/UI:N/VC:N/VI:N/VA:L/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X

Impact Score

1.4

Exploitability

1.4

REFERENCES

CVE-2026-61861

SUMMARY

ImageMagick before 7.1.2-26 contains a use-after-free vulnerability in the FormatMagickCaption method when memory allocation fails. Attackers can trigger memory allocation failures to cause a dangling pointer to reference freed memory, potentially enabling denial of service or code execution.

Published

Date2026-07-11

Updated

Date2026-07-11

RISK INFORMATION (Score: 3.7)

cvss3

Base Score: 3.7

Complexity: HIGH

CVSS:3.1/AV:N/AC:H/PR:N/UI:N/S:U/C:N/I:N/A:L

cvss4

Base Score: 6.3

Complexity: HIGH

CVSS:4.0/AV:N/AC:H/AT:P/PR:N/UI:N/VC:N/VI:N/VA:L/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X

Impact Score

1.4

Exploitability

2.2

REFERENCES

CVE-2026-61858

SUMMARY

ImageMagick before 7.1.2-26 contains a policy bypass vulnerability in the APNG encoder and external delegates due to missing validation checks. Attackers can write files to disallowed paths by bypassing configured policy restrictions through the APNG encoding process.

Published

Date2026-07-11

Updated

Date2026-07-11

RISK INFORMATION (Score: 3.3)

cvss3

Base Score: 3.3

Complexity: LOW

CVSS:3.1/AV:L/AC:L/PR:L/UI:N/S:U/C:N/I:L/A:N

cvss4

Base Score: 4.8

Complexity: LOW

CVSS:4.0/AV:L/AC:L/AT:N/PR:L/UI:N/VC:N/VI:L/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X

Impact Score

1.4

Exploitability

1.8

REFERENCES

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