Reply has pioneered the application of blockchain technology and created a group of specialized analysts, consultants and techie people able to support the Fintech industry through their understanding and analysis of the potential offered by the Blockchain technology. Thanks to the experimentation of these new technologies through accelerators that enable the development of expert business solutions. The Reply Blockchain Competence Centre has been observing the market for over a year. Based on this analysis, a number of key facts have emerged: investments in the Fintech sector have increasingly focused on ideas based on the Blockchain technology.