PAC
Company Details
Linkedin ID:
premier-auto-credit
Website:
Employees number:
49
Number of followers:
768
NAICS:
52
Industry Type:
Homepage:
PremierAutoCredit.com
IP Addresses:
0
Company ID:
PRE_2551248
Scan Status:
In-progress
Premier Auto Credit Company CyberSecurity Posture
PremierAutoCredit.com
One of the largest independent subprime auto lenders in Southern California. We purchase loans from dealers individually and in bulk for borrowers with bad credit or no credit. We do business with dealers of all sizes, locally and out of state and are not locked into fixed underwriting guidelines. We will consider any loan.
Premier Auto Credit A.I CyberSecurity Scoring
PAC Risk Score (AI oriented)Between 700 and 749
PAC
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PAC Global Score (TPRM)XXXX
PAC
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PAC Company CyberSecurity News & History
Past Incidents
1
Attack Types
1
California Attorney General's office and Premier Auto Credit: Premier Auto Credit Data Breach Lawsuit Investigation
Cyber Attack
Rankiteo Explanation
Attack without any consequences
Description: **Premier Auto Credit Hit by Ransomware Attack, Exposing Sensitive Customer Data** Premier Auto Credit, a California-based financial services company specializing in alternative auto financing, suffered a ransomware attack between **January 11 and 15, 2025**, resulting in the exposure of sensitive customer data. The breach was carried out by the cybercriminal group **Cloak**, which later published **156 GB of stolen data** on the dark web. The compromised information includes **full names and Social Security numbers**, affecting individuals across multiple states, including at least three residents in Massachusetts. Premier Auto Credit detected the incident after noticing unusual network activity and launched a forensic investigation. The company disclosed the breach to the **California and Massachusetts Attorneys General** on **December 23, 2025**. The law firm **Shamis & Gentile P.A.** is investigating the incident on behalf of affected individuals, who may be eligible for compensation. Premier Auto Credit has offered **free credit monitoring and identity theft protection services** through Cyberscout to impacted customers. The breach underscores the ongoing risks of ransomware attacks targeting financial services providers.
PAC Company Scoring based on AI Models
Cyber Incidents Likelihood 3 - 6 - 9 months
A.I Risk Score Likelihood 3 - 6 - 9 months
Underwriter Stats for PAC
Incidents vs Financial Services Industry Average (This Year)
Premier Auto Credit has 19.05% more incidents than the average of same-industry companies with at least one recorded incident.
Incidents vs All-Companies Average (This Year)
Premier Auto Credit has 26.58% more incidents than the average of all companies with at least one recorded incident.
Incident Types PAC vs Financial Services Industry Avg (This Year)
Premier Auto Credit reported 1 incidents this year: 1 cyber attacks, 0 ransomware, 0 vulnerabilities, 0 data breaches, compared to industry peers with at least 1 incident.
Incident History — PAC (X = Date, Y = Severity)
PAC cyber incidents detection timeline including parent company and subsidiaries
PAC Company Subsidiaries
One of the largest independent subprime auto lenders in Southern California. We purchase loans from dealers individually and in bulk for borrowers with bad credit or no credit. We do business with dealers of all sizes, locally and out of state and are not locked into fixed underwriting guidelines. We will consider any loan.
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PAC CyberSecurity News
December 23, 2025 08:48 PM
Premier Auto Credit Data Breach: Names & SSNs Leaked
Data breach at Premier Auto Credit exposed names and SSNs. Extent of affected individuals unknown. Visit links for details and support.
December 23, 2025 08:48 PM
Premier Auto Credit Data Breach Lawsuit Investigation
If you were affected by the Premier Auto Credit data breach, you may be entitled to compensation.
October 11, 2024 07:00 AM
Premier Auto Summit focuses on digital strategies for Puerto Rico dealerships
Speakers at the Premier Auto Summit 2024, an educational event about Puerto Rico's automotive industry, addressed several key topics,...
Frequently Asked Questions
Explore insights on cybersecurity incidents, risk posture, and Rankiteo's assessments.
PAC CyberSecurity History Information
Official Website of Premier Auto Credit
The official website of Premier Auto Credit is http://www.PremierAutoCredit.com.
Premier Auto Credit’s AI-Generated Cybersecurity Score
According to Rankiteo, Premier Auto Credit’s AI-generated cybersecurity score is 739, reflecting their Moderate security posture.
How many security badges does Premier Auto Credit’ have ?
According to Rankiteo, Premier Auto Credit currently holds 0 security badges, indicating that no recognized compliance certifications are currently verified for the organization.
Does Premier Auto Credit have SOC 2 Type 1 certification ?
According to Rankiteo, Premier Auto Credit is not certified under SOC 2 Type 1.
Does Premier Auto Credit have SOC 2 Type 2 certification ?
According to Rankiteo, Premier Auto Credit does not hold a SOC 2 Type 2 certification.
Does Premier Auto Credit comply with GDPR ?
According to Rankiteo, Premier Auto Credit is not listed as GDPR compliant.
Does Premier Auto Credit have PCI DSS certification ?
According to Rankiteo, Premier Auto Credit does not currently maintain PCI DSS compliance.
Does Premier Auto Credit comply with HIPAA ?
According to Rankiteo, Premier Auto Credit is not compliant with HIPAA regulations.
Does Premier Auto Credit have ISO 27001 certification ?
According to Rankiteo,Premier Auto Credit is not certified under ISO 27001, indicating the absence of a formally recognized information security management framework.
Industry Classification of Premier Auto Credit
Premier Auto Credit operates primarily in the Financial Services industry.
Number of Employees at Premier Auto Credit
Premier Auto Credit employs approximately 49 people worldwide.
Subsidiaries Owned by Premier Auto Credit
Premier Auto Credit presently has no subsidiaries across any sectors.
Premier Auto Credit’s LinkedIn Followers
Premier Auto Credit’s official LinkedIn profile has approximately 768 followers.
NAICS Classification of Premier Auto Credit
Premier Auto Credit is classified under the NAICS code 52, which corresponds to Finance and Insurance.
Premier Auto Credit’s Presence on Crunchbase
No, Premier Auto Credit does not have a profile on Crunchbase.
Premier Auto Credit’s Presence on LinkedIn
Yes, Premier Auto Credit maintains an official LinkedIn profile, which is actively utilized for branding and talent engagement, which can be accessed here: https://www.linkedin.com/company/premier-auto-credit.
Cybersecurity Incidents Involving Premier Auto Credit
As of December 27, 2025, Rankiteo reports that Premier Auto Credit has experienced 1 cybersecurity incidents.
Number of Peer and Competitor Companies
Premier Auto Credit has an estimated 30,697 peer or competitor companies worldwide.
What types of cybersecurity incidents have occurred at Premier Auto Credit ?
Incident Types: The types of cybersecurity incidents that have occurred include Cyber Attack.
How does Premier Auto Credit detect and respond to cybersecurity incidents ?
Detection and Response: The company detects and responds to cybersecurity incidents through an communication strategy with disclosed to california and massachusetts attorney general's offices..
Incident Details
Can you provide details on each incident ?
Title: Premier Auto Credit Data Breach Investigation
Description: Premier Auto Credit experienced a significant data breach between Jan. 11, 2025, and Jan. 15, 2025, resulting from a ransomware attack by the group known as Cloak. The breach exposed sensitive personally identifiable information of customers, with 156 GB of data posted on the dark web.
Date Detected: 2025-01-15
Date Publicly Disclosed: 2025-12-23
Type: Ransomware Attack
Threat Actor: Cloak
What are the most common types of attacks the company has faced ?
Common Attack Types: The most common types of attacks the company has faced is Cyber Attack.
Impact of the Incidents
What was the impact of each incident ?
What types of data are most commonly compromised in incidents ?
Commonly Compromised Data Types: The types of data most commonly compromised in incidents are Full Name, Social Security Number and .
Which entities were affected by each incident ?
Incident : Ransomware Attack UNIPRE1766527872
Entity Name: Premier Auto Credit
Entity Type: Financial Services Company
Industry: Auto Financing
Location: Glendale, California
Response to the Incidents
What measures were taken in response to each incident ?
Incident : Ransomware Attack UNIPRE1766527872
Communication Strategy: Disclosed to California and Massachusetts Attorney General's offices
Data Breach Information
What type of data was compromised in each breach ?
Incident : Ransomware Attack UNIPRE1766527872
Type of Data Compromised: Full name, Social security number
Sensitivity of Data: High
Data Exfiltration: Yes
Personally Identifiable Information: Yes
Ransomware Information
Was ransomware involved in any of the incidents ?
Regulatory Compliance
Were there any regulatory violations and fines imposed for each incident ?
Incident : Ransomware Attack UNIPRE1766527872
Regulatory Notifications: California Attorney General's officeMassachusetts Attorney General's office
Lessons Learned and Recommendations
What recommendations were made to prevent future incidents ?
Incident : Ransomware Attack UNIPRE1766527872
Recommendations: Sign up for free Cyberscout credit monitoring and identity theft protection services, Monitor financial statements regularly for suspicious activity, Request a fraud alert or credit report from major credit bureaus, Seek legal help to understand rights and pursue compensationSign up for free Cyberscout credit monitoring and identity theft protection services, Monitor financial statements regularly for suspicious activity, Request a fraud alert or credit report from major credit bureaus, Seek legal help to understand rights and pursue compensationSign up for free Cyberscout credit monitoring and identity theft protection services, Monitor financial statements regularly for suspicious activity, Request a fraud alert or credit report from major credit bureaus, Seek legal help to understand rights and pursue compensationSign up for free Cyberscout credit monitoring and identity theft protection services, Monitor financial statements regularly for suspicious activity, Request a fraud alert or credit report from major credit bureaus, Seek legal help to understand rights and pursue compensation
References
Where can I find more information about each incident ?
Incident : Ransomware Attack UNIPRE1766527872
Source: Shamis & Gentile P.A.
Where can stakeholders find additional resources on cybersecurity best practices ?
Additional Resources: Stakeholders can find additional resources on cybersecurity best practices at and Source: Shamis & Gentile P.A..
Investigation Status
What is the current status of the investigation for each incident ?
Incident : Ransomware Attack UNIPRE1766527872
Investigation Status: Ongoing
How does the company communicate the status of incident investigations to stakeholders ?
Communication of Investigation Status: The company communicates the status of incident investigations to stakeholders through Disclosed to California and Massachusetts Attorney General's offices.
Stakeholder and Customer Advisories
Were there any advisories issued to stakeholders or customers for each incident ?
Incident : Ransomware Attack UNIPRE1766527872
Customer Advisories: Affected individuals notified and advised to take protective measures
What advisories does the company provide to stakeholders and customers following an incident ?
Advisories Provided: The company provides the following advisories to stakeholders and customers following an incident: was Affected individuals notified and advised to take protective measures.
Additional Questions
General Information
Who was the attacking group in the last incident ?
Last Attacking Group: The attacking group in the last incident was an Cloak.
Incident Details
What was the most recent incident detected ?
Most Recent Incident Detected: The most recent incident detected was on 2025-01-15.
What was the most recent incident publicly disclosed ?
Most Recent Incident Publicly Disclosed: The most recent incident publicly disclosed was on 2025-12-23.
Impact of the Incidents
What was the most significant data compromised in an incident ?
Most Significant Data Compromised: The most significant data compromised in an incident was 156 GB.
Data Breach Information
What was the most sensitive data compromised in a breach ?
Most Sensitive Data Compromised: The most sensitive data compromised in a breach was 156 GB.
Lessons Learned and Recommendations
What was the most significant recommendation implemented to improve cybersecurity ?
Most Significant Recommendation Implemented: The most significant recommendation implemented to improve cybersecurity was Seek legal help to understand rights and pursue compensation, Request a fraud alert or credit report from major credit bureaus, Monitor financial statements regularly for suspicious activity and Sign up for free Cyberscout credit monitoring and identity theft protection services.
References
What is the most recent source of information about an incident ?
Most Recent Source: The most recent source of information about an incident is Shamis & Gentile P.A..
Investigation Status
What is the current status of the most recent investigation ?
Current Status of Most Recent Investigation: The current status of the most recent investigation is Ongoing.
Stakeholder and Customer Advisories
What was the most recent customer advisory issued ?
Most Recent Customer Advisory: The most recent customer advisory issued was an Affected individuals notified and advised to take protective measures.
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Latest Global CVEs (Not Company-Specific)
Description
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Risk Information
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Severity: LOW
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Description
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Severity: LOW
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Description
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Risk Information
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Risk Information
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