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Premier Auto Credit

Premier Auto Credit Vendor Cyber Rating & Cyber Score

PremierAutoCredit.com

One of the largest independent subprime auto lenders in Southern California. We purchase loans from dealers individually and in bulk for borrowers with bad credit or no credit. We do business with dealers of all sizes, locally and out of state and are not locked into fixed underwriting guidelines. We will consider any loan.


PAC A.I CyberSecurity Scoring

PAC
Company Information
Website:http://www.PremierAutoCredit.com
Employees number:49
Number of followers:768
NAICS:52
Industry Type:Financial Services
Homepage:PremierAutoCredit.com
PAC Risk Score (AI oriented)
Between 700 and 749
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PACFinancial Services
Updated:
09/03/2026
740/1000
Moderate
Ba
AaaAaABaaBaBCaaCaC
Powered by our proprietary A.I cyber incident model
Insurance prefers TPRM score to calculate premium
PAC Global Score (TPRM)
xxxx
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PACFinancial Services
•••
Score locked
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Vulnerabilities
Benchmark vs. industry & size peers
Findings

PAC
PACModerate
Current Score
740Ba (MODERATE)
01000
1 incidents
0 avg impact
Incident timeline with MITRE ATT&CK tactics, techniques, and mitigations.
JULY 2026
741Before Incident
JUNE 2026
741Before Incident
MAY 2026
741Before Incident
APRIL 2026
740Before Incident
MARCH 2026
740Before Incident
FEBRUARY 2026
739Before Incident
JANUARY 2026
739Before Incident
DECEMBER 2025
739Before Incident
NOVEMBER 2025
738Before Incident
OCTOBER 2025
738Before Incident
SEPTEMBER 2025
737Before Incident
AUGUST 2025
737Before Incident
JANUARY 2025
754Before Incident
Cyber Attack
15 Jan 2025PAC
California Attorney General's office and Premier Auto Credit: Premier Auto Credit Data Breach Lawsuit Investigation

Premier Auto Credit Data Breach Investigation

732After Incident
LOW-22
UNIPRE1766527872
Premier Auto Credit Hit by Ransomware Attack, Exposing Sensitive Customer Data Premier Auto Credit, a California-based financial services company specializing in alternative auto financing, suffered a ransomware attack between January 11 and 15, 2025, resulting in the exposure of sensitive customer data. The breach was carried out by the cybercriminal group Cloak, which later published 156 GB of stolen data on the dark web. The compromised information includes full names and Social Security numbers, affecting individuals across multiple states, including at least three residents in Massachusetts. Premier Auto Credit detected the incident after noticing unusual network activity and launched a forensic investigation. The company disclosed the breach to the California and Massachusetts Attorneys General on December 23, 2025. The law firm Shamis & Gentile P.A. is investigating the incident on behalf of affected individuals, who may be eligible for compensation. Premier Auto Credit has offered free credit monitoring and identity theft protection services through Cyberscout to impacted customers. The breach underscores the ongoing risks of ransomware attacks targeting financial services providers.
INCIDENT DETAILS -
TYPE
Ransomware Attack
IMPACT
Data Compromised: 156 GBIdentity Theft Risk: High
DATA BREACH
Full nameSocial Security numberSensitivity Of Data: HighData Exfiltration: YesPersonally Identifiable Information: Yes

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