Premier Auto Credit Company CyberSecurity Posture

PremierAutoCredit.com
ISOSOC2 Type 1SOC2 Type 2PCI DSSHIPAAGDPR

One of the largest independent subprime auto lenders in Southern California. We purchase loans from dealers individually and in bulk for borrowers with bad credit or no credit. We do business with dealers of all sizes, locally and out of state and are not locked into fixed underwriting guidelines. We will consider any loan.

Premier Auto Credit A.I CyberSecurity Scoring

PAC

Company Details

Linkedin ID:

premier-auto-credit

Website:

http://www.PremierAutoCredit.com

Employees number:

49

Number of followers:

768

NAICS:

52

Industry Type:

Financial Services

Homepage:

PremierAutoCredit.com

IP Addresses:

Scan still pending

Company ID:

PRE_2551248

Scan Status:

In-progress

AI scorePAC Risk Score (AI oriented)

Between 700 and 749

https://images.rankiteo.com/companyimages/premier-auto-credit.jpeg
PAC Financial Services
Updated:
  • Powered by our proprietary A.I cyber incident model
  • Insurance preferes TPRM score to calculate premium
globalscorePAC Global Score (TPRM)

XXXX

https://images.rankiteo.com/companyimages/premier-auto-credit.jpeg
PAC Financial Services
  • Instant access to detailed risk factors
  • Benchmark vs. industry & size peers
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  • Findings

Premier Auto Credit

Moderate
Current Score
739
Ba (Moderate)
01000
1 incidents
-22.0 avg impact

Incident timeline with MITRE ATT&CK tactics, techniques, and mitigations.

DECEMBER 2025
739
NOVEMBER 2025
738
OCTOBER 2025
738
SEPTEMBER 2025
737
AUGUST 2025
737
JULY 2025
736
JUNE 2025
736
MAY 2025
735
APRIL 2025
735
MARCH 2025
734
FEBRUARY 2025
733
JANUARY 2025
754
Cyber Attack
15 Jan 2025 • California Attorney General's office and Premier Auto Credit: Premier Auto Credit Data Breach Lawsuit Investigation
Premier Auto Credit Data Breach Investigation

**Premier Auto Credit Hit by Ransomware Attack, Exposing Sensitive Customer Data** Premier Auto Credit, a California-based financial services company specializing in alternative auto financing, suffered a ransomware attack between **January 11 and 15, 2025**, resulting in the exposure of sensitive customer data. The breach was carried out by the cybercriminal group **Cloak**, which later published **156 GB of stolen data** on the dark web. The compromised information includes **full names and Social Security numbers**, affecting individuals across multiple states, including at least three residents in Massachusetts. Premier Auto Credit detected the incident after noticing unusual network activity and launched a forensic investigation. The company disclosed the breach to the **California and Massachusetts Attorneys General** on **December 23, 2025**. The law firm **Shamis & Gentile P.A.** is investigating the incident on behalf of affected individuals, who may be eligible for compensation. Premier Auto Credit has offered **free credit monitoring and identity theft protection services** through Cyberscout to impacted customers. The breach underscores the ongoing risks of ransomware attacks targeting financial services providers.

732
low -22
UNIPRE1766527872
Incident Details -
Type
Ransomware Attack
Impact
Data Compromised: 156 GB Identity Theft Risk: High
Response
Communication Strategy: Disclosed to California and Massachusetts Attorney General's offices
Data Breach
Full name Social Security number Sensitivity Of Data: High Data Exfiltration: Yes Personally Identifiable Information: Yes
Regulatory Compliance
California Attorney General's office Massachusetts Attorney General's office
Recommendations
Sign up for free Cyberscout credit monitoring and identity theft protection services Monitor financial statements regularly for suspicious activity Request a fraud alert or credit report from major credit bureaus Seek legal help to understand rights and pursue compensation
Investigation Status
Ongoing
Customer Advisories
Affected individuals notified and advised to take protective measures
Initial Access Broker
Data Sold On Dark Web: Yes
References
Blog URL Source URL

Frequently Asked Questions

According to Rankiteo, the current A.I.-based Cyber Score for Premier Auto Credit is 739, which corresponds to a Moderate rating.

According to Rankiteo, the A.I. Rankiteo Cyber Score for November 2025 was 738.

According to Rankiteo, the A.I. Rankiteo Cyber Score for October 2025 was 738.

According to Rankiteo, the A.I. Rankiteo Cyber Score for September 2025 was 737.

According to Rankiteo, the A.I. Rankiteo Cyber Score for August 2025 was 737.

According to Rankiteo, the A.I. Rankiteo Cyber Score for July 2025 was 736.

According to Rankiteo, the A.I. Rankiteo Cyber Score for June 2025 was 736.

According to Rankiteo, the A.I. Rankiteo Cyber Score for May 2025 was 735.

According to Rankiteo, the A.I. Rankiteo Cyber Score for April 2025 was 735.

According to Rankiteo, the A.I. Rankiteo Cyber Score for March 2025 was 734.

According to Rankiteo, the A.I. Rankiteo Cyber Score for February 2025 was 733.

According to Rankiteo, the A.I. Rankiteo Cyber Score for January 2025 was 754.

Over the past 12 months, the average per-incident point impact on Premier Auto Credit’s A.I Rankiteo Cyber Score has been -22.0 points.

You can access Premier Auto Credit’s cyber incident details on Rankiteo by visiting the following link: https://www.rankiteo.com/company/premier-auto-credit.

You can find the summary of the A.I Rankiteo Risk Scoring methodology on Rankiteo by visiting the following link: Rankiteo Algorithm.

You can view Premier Auto Credit’s profile page on Rankiteo by visiting the following link: https://www.rankiteo.com/company/premier-auto-credit.

With scores of 18.5/20 from OpenAI ChatGPT, 20/20 from Mistral AI, and 17/20 from Claude AI, the A.I. Rankiteo Risk Scoring methodology is validated as a market leader.