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Microf was established to accommodate the growing demand for more flexible options surrounding the replacement of a residential heating/cooling system. Our goal is to "restore the heating/cooling needs of the consumer with an affordable monthly payment"​ through our strategic network of actively enrolled contractors. The Microf team is eager to add value to our contractors and consumers by offering flexible and affordable options to restore comfort with competitive solutions across the United States. Contact Microf today for additional information at [email protected] or 855.642.7631. Microf LLC is a Georgia limited liability company and a member of the Better Business Bureau (BBB). Microf is committed to treating each of our partners fairly, honestly, and with respect in all circumstances.

Microf A.I CyberSecurity Scoring

Microf

Company Details

Linkedin ID:

microf

Employees number:

96

Number of followers:

5,647

NAICS:

52

Industry Type:

Financial Services

Homepage:

microf.com

IP Addresses:

0

Company ID:

MIC_9896187

Scan Status:

In-progress

AI scoreMicrof Risk Score (AI oriented)

Between 600 and 649

https://images.rankiteo.com/companyimages/microf.jpeg
Microf Financial Services
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Microf Financial Services
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Microf Company CyberSecurity News & History

Past Incidents
1
Attack Types
1
EntityTypeSeverityImpactSeenBlog DetailsSupply Chain SourceIncident DetailsView
Microf and LLC: Microf Data Breach Exposes Social Security NumbersRansomware100412/2025NA
Rankiteo Explanation :
Attack with significant impact with customers data leaks

Description: **Microf LLC Hit by Qilin Ransomware Attack, Exposing Sensitive Consumer Data** Microf LLC, a financial services firm specializing in lease-to-own solutions for HVAC and water heater systems, disclosed a significant data breach on **December 23, 2025**, following a ransomware attack by the **Qilin cybercriminal group**. The incident, first publicized through filings with the **Massachusetts and New Hampshire attorney general offices**, exposed sensitive personal information, including **names and Social Security numbers** of affected consumers. The breach originated on **July 9, 2025**, when Qilin claimed responsibility on its dark web portal, posting screenshots as proof of the compromise. The attack impacted **24 individuals in Massachusetts and seven in New Hampshire**, though the full scope of affected consumers remains unclear. In response, Microf began notifying impacted individuals via letter, offering **24 months of complimentary credit monitoring and identity theft protection** through **Cyberscout (a TransUnion company)**. Affected consumers have **90 days** from notification to enroll. The company also provided guidance on placing **fraud alerts or credit freezes** and accessing free annual credit reports from major bureaus. A dedicated call center was established to assist those affected. While no evidence of identity theft or fraud has been reported as of the disclosure, the breach’s severity is underscored by the exposure of **Social Security numbers** and the public dissemination of stolen data samples on the dark web. The incident highlights the ongoing threat posed by sophisticated ransomware groups targeting financial services firms.

Microf and LLC: Microf Data Breach Exposes Social Security Numbers
Ransomware
Severity: 100
Impact: 4
Seen: 12/2025
Blog:
Supply Chain Source: NA
Rankiteo Explanation
Attack with significant impact with customers data leaks

Description: **Microf LLC Hit by Qilin Ransomware Attack, Exposing Sensitive Consumer Data** Microf LLC, a financial services firm specializing in lease-to-own solutions for HVAC and water heater systems, disclosed a significant data breach on **December 23, 2025**, following a ransomware attack by the **Qilin cybercriminal group**. The incident, first publicized through filings with the **Massachusetts and New Hampshire attorney general offices**, exposed sensitive personal information, including **names and Social Security numbers** of affected consumers. The breach originated on **July 9, 2025**, when Qilin claimed responsibility on its dark web portal, posting screenshots as proof of the compromise. The attack impacted **24 individuals in Massachusetts and seven in New Hampshire**, though the full scope of affected consumers remains unclear. In response, Microf began notifying impacted individuals via letter, offering **24 months of complimentary credit monitoring and identity theft protection** through **Cyberscout (a TransUnion company)**. Affected consumers have **90 days** from notification to enroll. The company also provided guidance on placing **fraud alerts or credit freezes** and accessing free annual credit reports from major bureaus. A dedicated call center was established to assist those affected. While no evidence of identity theft or fraud has been reported as of the disclosure, the breach’s severity is underscored by the exposure of **Social Security numbers** and the public dissemination of stolen data samples on the dark web. The incident highlights the ongoing threat posed by sophisticated ransomware groups targeting financial services firms.

Ailogo

Microf Company Scoring based on AI Models

Cyber Incidents Likelihood 3 - 6 - 9 months

🔒
Incident Predictions locked
Access Monitoring Plan

A.I Risk Score Likelihood 3 - 6 - 9 months

🔒
A.I. Risk Score Predictions locked
Access Monitoring Plan
statics

Underwriter Stats for Microf

Incidents vs Financial Services Industry Average (This Year)

Microf has 17.65% more incidents than the average of same-industry companies with at least one recorded incident.

Incidents vs All-Companies Average (This Year)

Microf has 26.58% more incidents than the average of all companies with at least one recorded incident.

Incident Types Microf vs Financial Services Industry Avg (This Year)

Microf reported 1 incidents this year: 0 cyber attacks, 1 ransomware, 0 vulnerabilities, 0 data breaches, compared to industry peers with at least 1 incident.

Incident History — Microf (X = Date, Y = Severity)

Microf cyber incidents detection timeline including parent company and subsidiaries

Microf Company Subsidiaries

SubsidiaryImage

Microf was established to accommodate the growing demand for more flexible options surrounding the replacement of a residential heating/cooling system. Our goal is to "restore the heating/cooling needs of the consumer with an affordable monthly payment"​ through our strategic network of actively enrolled contractors. The Microf team is eager to add value to our contractors and consumers by offering flexible and affordable options to restore comfort with competitive solutions across the United States. Contact Microf today for additional information at [email protected] or 855.642.7631. Microf LLC is a Georgia limited liability company and a member of the Better Business Bureau (BBB). Microf is committed to treating each of our partners fairly, honestly, and with respect in all circumstances.

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Microf CyberSecurity News

December 14, 2025 08:00 AM
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The upcoming cyber insurance offering will cater specifically to users of Trend Micro's cybersecurity solutions. By focusing on this audience,...

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July 08, 2025 07:00 AM
Ingram Micro makes progress on restoring operations following attack

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July 08, 2025 07:00 AM
Ransomware Attack Triggers Widespread Outage at Ingram Micro

Ingram Micro, one of the world's largest IT distributors, has confirmed it suffered a ransomware attack that sparked a worldwide outage of its services over...

faq

Frequently Asked Questions

Explore insights on cybersecurity incidents, risk posture, and Rankiteo's assessments.

Microf CyberSecurity History Information

Official Website of Microf

The official website of Microf is http://www.microf.com.

Microf’s AI-Generated Cybersecurity Score

According to Rankiteo, Microf’s AI-generated cybersecurity score is 628, reflecting their Poor security posture.

How many security badges does Microf’ have ?

According to Rankiteo, Microf currently holds 0 security badges, indicating that no recognized compliance certifications are currently verified for the organization.

Does Microf have SOC 2 Type 1 certification ?

According to Rankiteo, Microf is not certified under SOC 2 Type 1.

Does Microf have SOC 2 Type 2 certification ?

According to Rankiteo, Microf does not hold a SOC 2 Type 2 certification.

Does Microf comply with GDPR ?

According to Rankiteo, Microf is not listed as GDPR compliant.

Does Microf have PCI DSS certification ?

According to Rankiteo, Microf does not currently maintain PCI DSS compliance.

Does Microf comply with HIPAA ?

According to Rankiteo, Microf is not compliant with HIPAA regulations.

Does Microf have ISO 27001 certification ?

According to Rankiteo,Microf is not certified under ISO 27001, indicating the absence of a formally recognized information security management framework.

Industry Classification of Microf

Microf operates primarily in the Financial Services industry.

Number of Employees at Microf

Microf employs approximately 96 people worldwide.

Subsidiaries Owned by Microf

Microf presently has no subsidiaries across any sectors.

Microf’s LinkedIn Followers

Microf’s official LinkedIn profile has approximately 5,647 followers.

NAICS Classification of Microf

Microf is classified under the NAICS code 52, which corresponds to Finance and Insurance.

Microf’s Presence on Crunchbase

Yes, Microf has an official profile on Crunchbase, which can be accessed here: https://www.crunchbase.com/organization/microf.

Microf’s Presence on LinkedIn

Yes, Microf maintains an official LinkedIn profile, which is actively utilized for branding and talent engagement, which can be accessed here: https://www.linkedin.com/company/microf.

Cybersecurity Incidents Involving Microf

As of December 27, 2025, Rankiteo reports that Microf has experienced 1 cybersecurity incidents.

Number of Peer and Competitor Companies

Microf has an estimated 30,702 peer or competitor companies worldwide.

What types of cybersecurity incidents have occurred at Microf ?

Incident Types: The types of cybersecurity incidents that have occurred include Ransomware.

How does Microf detect and respond to cybersecurity incidents ?

Detection and Response: The company detects and responds to cybersecurity incidents through an third party assistance with cyberscout (transunion), and communication strategy with notification letters to affected individuals, dedicated call center..

Incident Details

Can you provide details on each incident ?

Incident : Ransomware Attack, Data Breach

Title: Microf, LLC Data Breach and Ransomware Attack

Description: Microf, LLC, a financial services firm specializing in lease-to-own solutions for HVAC and water heater systems, experienced a significant data breach due to a ransomware attack by the Qilin group. The breach exposed sensitive personal information, including names and Social Security numbers, affecting consumers in multiple states.

Date Publicly Disclosed: 2025-12-23

Type: Ransomware Attack, Data Breach

Threat Actor: Qilin group

Motivation: Cybercrime, Financial Gain

What are the most common types of attacks the company has faced ?

Common Attack Types: The most common types of attacks the company has faced is Ransomware.

Impact of the Incidents

What was the impact of each incident ?

Incident : Ransomware Attack, Data Breach MIC1766850884

Data Compromised: Names, Social Security numbers

Brand Reputation Impact: High

Identity Theft Risk: High

What types of data are most commonly compromised in incidents ?

Commonly Compromised Data Types: The types of data most commonly compromised in incidents are Personally Identifiable Information (PII).

Which entities were affected by each incident ?

Incident : Ransomware Attack, Data Breach MIC1766850884

Entity Name: Microf, LLC

Entity Type: Financial Services Firm

Industry: Lease-to-Own Solutions (HVAC and Water Heater Systems)

Location: United States

Customers Affected: 31 (24 in Massachusetts, 7 in New Hampshire)

Response to the Incidents

What measures were taken in response to each incident ?

Incident : Ransomware Attack, Data Breach MIC1766850884

Third Party Assistance: Cyberscout (TransUnion)

Communication Strategy: Notification letters to affected individuals, dedicated call center

How does the company involve third-party assistance in incident response ?

Third-Party Assistance: The company involves third-party assistance in incident response through Cyberscout (TransUnion).

Data Breach Information

What type of data was compromised in each breach ?

Incident : Ransomware Attack, Data Breach MIC1766850884

Type of Data Compromised: Personally Identifiable Information (PII)

Sensitivity of Data: High (Social Security numbers)

Data Exfiltration: Yes

Personally Identifiable Information: Names, Social Security numbers

Ransomware Information

Was ransomware involved in any of the incidents ?

Incident : Ransomware Attack, Data Breach MIC1766850884

Ransomware Strain: Qilin

Data Exfiltration: Yes

Regulatory Compliance

Were there any regulatory violations and fines imposed for each incident ?

Incident : Ransomware Attack, Data Breach MIC1766850884

Regulatory Notifications: Filed disclosures with Massachusetts and New Hampshire attorney general offices

Lessons Learned and Recommendations

What recommendations were made to prevent future incidents ?

Incident : Ransomware Attack, Data Breach MIC1766850884

Recommendations: Affected individuals should enroll in complimentary credit monitoring and identity theft protection services, place fraud alerts or credit freezes, and request free annual credit reports.

What recommendations has the company implemented to improve cybersecurity ?

Implemented Recommendations: The company has implemented the following recommendations to improve cybersecurity: Affected individuals should enroll in complimentary credit monitoring and identity theft protection services, place fraud alerts or credit freezes and and request free annual credit reports..

References

Where can I find more information about each incident ?

Incident : Ransomware Attack, Data Breach MIC1766850884

Source: Massachusetts Attorney General Office

Incident : Ransomware Attack, Data Breach MIC1766850884

Source: New Hampshire Attorney General Office

Incident : Ransomware Attack, Data Breach MIC1766850884

Source: Qilin group dark web portal

Where can stakeholders find additional resources on cybersecurity best practices ?

Additional Resources: Stakeholders can find additional resources on cybersecurity best practices at and Source: Massachusetts Attorney General Office, and Source: New Hampshire Attorney General Office, and Source: Qilin group dark web portal.

Investigation Status

How does the company communicate the status of incident investigations to stakeholders ?

Communication of Investigation Status: The company communicates the status of incident investigations to stakeholders through Notification letters to affected individuals and dedicated call center.

Stakeholder and Customer Advisories

Were there any advisories issued to stakeholders or customers for each incident ?

Incident : Ransomware Attack, Data Breach MIC1766850884

Customer Advisories: Notification letters with steps to enroll in credit monitoring and identity theft protection services, instructions for fraud alerts/credit freezes, and access to free annual credit reports.

What advisories does the company provide to stakeholders and customers following an incident ?

Advisories Provided: The company provides the following advisories to stakeholders and customers following an incident: were Notification letters with steps to enroll in credit monitoring and identity theft protection services, instructions for fraud alerts/credit freezes and and access to free annual credit reports..

Post-Incident Analysis

What is the company's process for conducting post-incident analysis ?

Post-Incident Analysis Process: The company's process for conducting post-incident analysis is described as Cyberscout (TransUnion).

Additional Questions

General Information

Who was the attacking group in the last incident ?

Last Attacking Group: The attacking group in the last incident was an Qilin group.

Incident Details

What was the most recent incident publicly disclosed ?

Most Recent Incident Publicly Disclosed: The most recent incident publicly disclosed was on 2025-12-23.

Impact of the Incidents

What was the most significant data compromised in an incident ?

Most Significant Data Compromised: The most significant data compromised in an incident were Names and Social Security numbers.

Response to the Incidents

What third-party assistance was involved in the most recent incident ?

Third-Party Assistance in Most Recent Incident: The third-party assistance involved in the most recent incident was Cyberscout (TransUnion).

Data Breach Information

What was the most sensitive data compromised in a breach ?

Most Sensitive Data Compromised: The most sensitive data compromised in a breach were Names and Social Security numbers.

Lessons Learned and Recommendations

What was the most significant recommendation implemented to improve cybersecurity ?

Most Significant Recommendation Implemented: The most significant recommendation implemented to improve cybersecurity was Affected individuals should enroll in complimentary credit monitoring and identity theft protection services, place fraud alerts or credit freezes and and request free annual credit reports..

References

What is the most recent source of information about an incident ?

Most Recent Source: The most recent source of information about an incident are Massachusetts Attorney General Office, Qilin group dark web portal and New Hampshire Attorney General Office.

Stakeholder and Customer Advisories

What was the most recent customer advisory issued ?

Most Recent Customer Advisory: The most recent customer advisory issued were an Notification letters with steps to enroll in credit monitoring and identity theft protection services, instructions for fraud alerts/credit freezes and and access to free annual credit reports.

cve

Latest Global CVEs (Not Company-Specific)

Description

n8n is an open source workflow automation platform. Prior to version 2.0.0, in self-hosted n8n instances where the Code node runs in legacy (non-task-runner) JavaScript execution mode, authenticated users with workflow editing access can invoke internal helper functions from within the Code node. This allows a workflow editor to perform actions on the n8n host with the same privileges as the n8n process, including: reading files from the host filesystem (subject to any file-access restrictions configured on the instance and OS/container permissions), and writing files to the host filesystem (subject to the same restrictions). This issue has been patched in version 2.0.0. Workarounds for this issue involve limiting file operations by setting N8N_RESTRICT_FILE_ACCESS_TO to a dedicated directory (e.g., ~/.n8n-files) and ensure it contains no sensitive data, keeping N8N_BLOCK_FILE_ACCESS_TO_N8N_FILES=true (default) to block access to .n8n and user-defined config files, and disabling high-risk nodes (including the Code node) using NODES_EXCLUDE if workflow editors are not fully trusted.

Risk Information
cvss3
Base: 7.1
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:L/UI:N/S:U/C:L/I:H/A:N
Description

n8n is an open source workflow automation platform. From version 1.0.0 to before 2.0.0, a sandbox bypass vulnerability exists in the Python Code Node that uses Pyodide. An authenticated user with permission to create or modify workflows can exploit this vulnerability to execute arbitrary commands on the host system running n8n, using the same privileges as the n8n process. This issue has been patched in version 2.0.0. Workarounds for this issue involve disabling the Code Node by setting the environment variable NODES_EXCLUDE: "[\"n8n-nodes-base.code\"]", disabling Python support in the Code node by setting the environment variable N8N_PYTHON_ENABLED=false, which was introduced in n8n version 1.104.0, and configuring n8n to use the task runner based Python sandbox via the N8N_RUNNERS_ENABLED and N8N_NATIVE_PYTHON_RUNNER environment variables.

Risk Information
cvss3
Base: 9.9
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:L/UI:N/S:C/C:H/I:H/A:L
Description

LMDeploy is a toolkit for compressing, deploying, and serving LLMs. Prior to version 0.11.1, an insecure deserialization vulnerability exists in lmdeploy where torch.load() is called without the weights_only=True parameter when loading model checkpoint files. This allows an attacker to execute arbitrary code on the victim's machine when they load a malicious .bin or .pt model file. This issue has been patched in version 0.11.1.

Risk Information
cvss3
Base: 8.8
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:R/S:U/C:H/I:H/A:H
Description

n8n is an open source workflow automation platform. Prior to version 1.114.0, a stored Cross-Site Scripting (XSS) vulnerability may occur in n8n when using the “Respond to Webhook” node. When this node responds with HTML content containing executable scripts, the payload may execute directly in the top-level window, rather than within the expected sandbox introduced in version 1.103.0. This behavior can enable a malicious actor with workflow creation permissions to execute arbitrary JavaScript in the context of the n8n editor interface. This issue has been patched in version 1.114.0. Workarounds for this issue involve restricting workflow creation and modification privileges to trusted users only, avoiding use of untrusted HTML responses in the “Respond to Webhook” node, and using an external reverse proxy or HTML sanitizer to filter responses that include executable scripts.

Risk Information
cvss3
Base: 7.3
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:L/UI:R/S:U/C:H/I:H/A:N
Description

Yealink T21P_E2 Phone 52.84.0.15 is vulnerable to Directory Traversal. A remote normal privileged attacker can read arbitrary files via a crafted request result read function of the diagnostic component.

Risk Information
cvss3
Base: 6.5
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:L/I:L/A:N

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