Paytm CreditMate
Company Details
Linkedin ID:
creditmate
Website:
Employees number:
42
Number of followers:
1,699
NAICS:
52
Industry Type:
Homepage:
creditmate.in
IP Addresses:
0
Company ID:
PAY_1860394
Scan Status:
In-progress
Paytm CreditMate Company CyberSecurity Posture
creditmate.in
CreditMate is an overdue payment collections Fintech based in Mumbai India. The CreditMate Platform sets the Global Standard in collections management through technology and AI. The Platform enables faster, more efficient collections through traditional human field and call task management as well as digital collections through campaigns. Our technology is used by lenders of all sizes from startup to Bank internationally and domestically. CreditMate's Fincollect Network is India's first collection aggregator with professional Call Centers, Collection Agencies, Field Agents, Cash Collect Networks and a full suite of Digital Collections providing whole Nation all Language collection services. For Indian Lenders, The Fincollect Network comes pre configured in The CreditMate Platform meaning cases can be allocated instantly to replace, augment or support existing internal or external teams.
Paytm CreditMate A.I CyberSecurity Scoring
Paytm CreditMate Risk Score (AI oriented)Between 700 and 749
Paytm CreditMate
Updated:
- Powered by our proprietary A.I cyber incident model
- Insurance preferes TPRM score to calculate premium
Paytm CreditMate Global Score (TPRM)XXXX
Paytm CreditMate
- Instant access to detailed risk factors
- Benchmark vs. industry & size peers
- Vulnerabilities
- Findings
Paytm CreditMate Company CyberSecurity News & History
Past Incidents
1
Attack Types
1
Paytm CreditMate
Data Leak
Rankiteo Explanation
Attack with significant impact with customers data leaks
Description: CreditMate , operated by Urja Money Private Limited, exposed files contained 4,717 reports of connecting to CIBIL credit reporting service, and 18,913 JSON reports with 7277 email addresses. The credit reports were from 2016 – the present. It is a financial technology company that provides services to various banking and financial services companies and non-banking financial companies such as Optimus Finance Limited. The exposed reports contained data fields such as member reference number, enquiry number, enquiry purpose, amount of loan being sought, full name, date of birth, gender, income tax ID number (PAN), passport number, driver’s license number, universal ID number, telephone number, mail address employment information, employment income, CIBIL credit score, residential address, office address, payment history of other loans/credit cards. The COO said in order to protect consumers, pending outcome of the investigation, TransUnion CIBIL has suspended Optimus’ access.
Paytm CreditMate Company Scoring based on AI Models
Cyber Incidents Likelihood 3 - 6 - 9 months
A.I Risk Score Likelihood 3 - 6 - 9 months
Underwriter Stats for Paytm CreditMate
Incidents vs Financial Services Industry Average (This Year)
No incidents recorded for Paytm CreditMate in 2025.
Incidents vs All-Companies Average (This Year)
No incidents recorded for Paytm CreditMate in 2025.
Incident Types Paytm CreditMate vs Financial Services Industry Avg (This Year)
No incidents recorded for Paytm CreditMate in 2025.
Incident History — Paytm CreditMate (X = Date, Y = Severity)
Paytm CreditMate cyber incidents detection timeline including parent company and subsidiaries
Paytm CreditMate Company Subsidiaries
CreditMate is an overdue payment collections Fintech based in Mumbai India. The CreditMate Platform sets the Global Standard in collections management through technology and AI. The Platform enables faster, more efficient collections through traditional human field and call task management as well as digital collections through campaigns. Our technology is used by lenders of all sizes from startup to Bank internationally and domestically. CreditMate's Fincollect Network is India's first collection aggregator with professional Call Centers, Collection Agencies, Field Agents, Cash Collect Networks and a full suite of Digital Collections providing whole Nation all Language collection services. For Indian Lenders, The Fincollect Network comes pre configured in The CreditMate Platform meaning cases can be allocated instantly to replace, augment or support existing internal or external teams.
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Paytm CreditMate CyberSecurity News
October 04, 2024 07:00 AM
IANS
03rd October 2024 | Thursday: Mobicule Technologies, pioneers in debt resolution landscape, is witnessing significant growth in the phygital...
October 03, 2021 07:00 AM
IPO-Bound Paytm Takes Over Digital Lending Startup CreditMate
IPO-bound payment services provider Paytm has acquired 100% stake in Mumbai-based digital lending startup CreditMate.
Frequently Asked Questions
Explore insights on cybersecurity incidents, risk posture, and Rankiteo's assessments.
Paytm CreditMate CyberSecurity History Information
Official Website of Paytm CreditMate
The official website of Paytm CreditMate is http://www.creditmate.in.
Paytm CreditMate’s AI-Generated Cybersecurity Score
According to Rankiteo, Paytm CreditMate’s AI-generated cybersecurity score is 742, reflecting their Moderate security posture.
How many security badges does Paytm CreditMate’ have ?
According to Rankiteo, Paytm CreditMate currently holds 0 security badges, indicating that no recognized compliance certifications are currently verified for the organization.
Does Paytm CreditMate have SOC 2 Type 1 certification ?
According to Rankiteo, Paytm CreditMate is not certified under SOC 2 Type 1.
Does Paytm CreditMate have SOC 2 Type 2 certification ?
According to Rankiteo, Paytm CreditMate does not hold a SOC 2 Type 2 certification.
Does Paytm CreditMate comply with GDPR ?
According to Rankiteo, Paytm CreditMate is not listed as GDPR compliant.
Does Paytm CreditMate have PCI DSS certification ?
According to Rankiteo, Paytm CreditMate does not currently maintain PCI DSS compliance.
Does Paytm CreditMate comply with HIPAA ?
According to Rankiteo, Paytm CreditMate is not compliant with HIPAA regulations.
Does Paytm CreditMate have ISO 27001 certification ?
According to Rankiteo,Paytm CreditMate is not certified under ISO 27001, indicating the absence of a formally recognized information security management framework.
Industry Classification of Paytm CreditMate
Paytm CreditMate operates primarily in the Financial Services industry.
Number of Employees at Paytm CreditMate
Paytm CreditMate employs approximately 42 people worldwide.
Subsidiaries Owned by Paytm CreditMate
Paytm CreditMate presently has no subsidiaries across any sectors.
Paytm CreditMate’s LinkedIn Followers
Paytm CreditMate’s official LinkedIn profile has approximately 1,699 followers.
NAICS Classification of Paytm CreditMate
Paytm CreditMate is classified under the NAICS code 52, which corresponds to Finance and Insurance.
Paytm CreditMate’s Presence on Crunchbase
Yes, Paytm CreditMate has an official profile on Crunchbase, which can be accessed here: https://www.crunchbase.com/organization/creditmate.
Paytm CreditMate’s Presence on LinkedIn
Yes, Paytm CreditMate maintains an official LinkedIn profile, which is actively utilized for branding and talent engagement, which can be accessed here: https://www.linkedin.com/company/creditmate.
Cybersecurity Incidents Involving Paytm CreditMate
As of December 18, 2025, Rankiteo reports that Paytm CreditMate has experienced 1 cybersecurity incidents.
Number of Peer and Competitor Companies
Paytm CreditMate has an estimated 30,648 peer or competitor companies worldwide.
What types of cybersecurity incidents have occurred at Paytm CreditMate ?
Incident Types: The types of cybersecurity incidents that have occurred include Data Leak.
How does Paytm CreditMate detect and respond to cybersecurity incidents ?
Detection and Response: The company detects and responds to cybersecurity incidents through an containment measures with transunion cibil has suspended optimus’ access...
Incident Details
Can you provide details on each incident ?
Title: CreditMate Data Exposure Incident
Description: CreditMate, operated by Urja Money Private Limited, exposed files containing 4,717 reports of connecting to CIBIL credit reporting service, and 18,913 JSON reports with 7,277 email addresses. The credit reports were from 2016 to the present. The exposed reports contained sensitive data fields such as member reference number, enquiry number, enquiry purpose, amount of loan being sought, full name, date of birth, gender, income tax ID number (PAN), passport number, driver’s license number, universal ID number, telephone number, email address, employment information, employment income, CIBIL credit score, residential address, office address, and payment history of other loans/credit cards.
Type: Data Exposure
What are the most common types of attacks the company has faced ?
Common Attack Types: The most common types of attacks the company has faced is Data Leak.
Impact of the Incidents
What was the impact of each incident ?
Incident : Data Exposure PAY153611922
Data Compromised: Member reference number, Enquiry number, Enquiry purpose, Amount of loan being sought, Full name, Date of birth, Gender, Income tax id number (pan), Passport number, Driver’s license number, Universal id number, Telephone number, Email address, Employment information, Employment income, Cibil credit score, Residential address, Office address, Payment history of other loans/credit cards
What types of data are most commonly compromised in incidents ?
Commonly Compromised Data Types: The types of data most commonly compromised in incidents are Personal Information, Financial Information, Credit Information and .
Which entities were affected by each incident ?
Incident : Data Exposure PAY153611922
Entity Name: CreditMate
Entity Type: Financial Technology Company
Industry: Financial Services
Response to the Incidents
What measures were taken in response to each incident ?
Incident : Data Exposure PAY153611922
Containment Measures: TransUnion CIBIL has suspended Optimus’ access.
Data Breach Information
What type of data was compromised in each breach ?
Incident : Data Exposure PAY153611922
Type of Data Compromised: Personal information, Financial information, Credit information
Number of Records Exposed: 18913
Sensitivity of Data: High
File Types Exposed: JSON
Personally Identifiable Information: member reference numberenquiry numberenquiry purposeamount of loan being soughtfull namedate of birthgenderincome tax ID number (PAN)passport numberdriver’s license numberuniversal ID numbertelephone numberemail addressemployment informationemployment incomeCIBIL credit scoreresidential addressoffice addresspayment history of other loans/credit cards
How does the company handle incidents involving personally identifiable information (PII) ?
Handling of PII Incidents: The company handles incidents involving personally identifiable information (PII) through by transunion cibil has suspended optimus’ access..
Investigation Status
What is the current status of the investigation for each incident ?
Incident : Data Exposure PAY153611922
Investigation Status: Pending
Additional Questions
Impact of the Incidents
What was the most significant data compromised in an incident ?
Most Significant Data Compromised: The most significant data compromised in an incident were member reference number, enquiry number, enquiry purpose, amount of loan being sought, full name, date of birth, gender, income tax ID number (PAN), passport number, driver’s license number, universal ID number, telephone number, email address, employment information, employment income, CIBIL credit score, residential address, office address, payment history of other loans/credit cards and .
Response to the Incidents
What containment measures were taken in the most recent incident ?
Containment Measures in Most Recent Incident: The containment measures taken in the most recent incident was TransUnion CIBIL has suspended Optimus’ access..
Data Breach Information
What was the most sensitive data compromised in a breach ?
Most Sensitive Data Compromised: The most sensitive data compromised in a breach were email address, CIBIL credit score, driver’s license number, residential address, office address, enquiry number, enquiry purpose, gender, passport number, employment income, date of birth, universal ID number, member reference number, telephone number, full name, income tax ID number (PAN), amount of loan being sought, employment information and payment history of other loans/credit cards.
What was the number of records exposed in the most significant breach ?
Number of Records Exposed in Most Significant Breach: The number of records exposed in the most significant breach was 202.0.
Investigation Status
What is the current status of the most recent investigation ?
Current Status of Most Recent Investigation: The current status of the most recent investigation is Pending.
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