Comparison Overview

Paytm CreditMate

VS

Sumitomo Mitsui Banking Corporation – SMBC Group

Paytm CreditMate

None
Last Update: 2025-12-17
Between 700 and 749

CreditMate is an overdue payment collections Fintech based in Mumbai India. The CreditMate Platform sets the Global Standard in collections management through technology and AI. The Platform enables faster, more efficient collections through traditional human field and call task management as well as digital collections through campaigns. Our technology is used by lenders of all sizes from startup to Bank internationally and domestically. CreditMate's Fincollect Network is India's first collection aggregator with professional Call Centers, Collection Agencies, Field Agents, Cash Collect Networks and a full suite of Digital Collections providing whole Nation all Language collection services. For Indian Lenders, The Fincollect Network comes pre configured in The CreditMate Platform meaning cases can be allocated instantly to replace, augment or support existing internal or external teams.

NAICS: 52
NAICS Definition: Finance and Insurance
Employees: 42
Subsidiaries: 0
12-month incidents
0
Known data breaches
0
Attack type number
1

Sumitomo Mitsui Banking Corporation – SMBC Group

1丁目 1-2, Marunouchi Chiyoda-Ku,, Tokyo, undefined, undefined, JP
Last Update: 2025-12-17

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 150 offices and 86,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo and Nagoya stock exchanges, and its ADRs trade on the New York Stock Exchange (NYSE: SMFG). Americas: https://www.smbcgroup.com/ EMEA: https://www.smbcgroup.com/emea/ APAC: https://www.smbc.co.jp/asia/ Tokyo: https://www.smfg.co.jp/english/

NAICS: 52
NAICS Definition: Finance and Insurance
Employees: 12,849
Subsidiaries: 2
12-month incidents
0
Known data breaches
0
Attack type number
0

Compliance Badges Comparison

Security & Compliance Standards Overview

https://images.rankiteo.com/companyimages/creditmate.jpeg
Paytm CreditMate
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
https://images.rankiteo.com/companyimages/sumitomo-mitsui-banking-corporation.jpeg
Sumitomo Mitsui Banking Corporation – SMBC Group
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
Compliance Summary
Paytm CreditMate
100%
Compliance Rate
0/4 Standards Verified
Sumitomo Mitsui Banking Corporation – SMBC Group
0%
Compliance Rate
0/4 Standards Verified

Benchmark & Cyber Underwriting Signals

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for Paytm CreditMate in 2025.

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for Sumitomo Mitsui Banking Corporation – SMBC Group in 2025.

Incident History — Paytm CreditMate (X = Date, Y = Severity)

Paytm CreditMate cyber incidents detection timeline including parent company and subsidiaries

Incident History — Sumitomo Mitsui Banking Corporation – SMBC Group (X = Date, Y = Severity)

Sumitomo Mitsui Banking Corporation – SMBC Group cyber incidents detection timeline including parent company and subsidiaries

Notable Incidents

Last 3 Security & Risk Events by Company

https://images.rankiteo.com/companyimages/creditmate.jpeg
Paytm CreditMate
Incidents

Date Detected: 6/2016
Type:Data Leak
Blog: Blog
https://images.rankiteo.com/companyimages/sumitomo-mitsui-banking-corporation.jpeg
Sumitomo Mitsui Banking Corporation – SMBC Group
Incidents

No Incident

FAQ

Sumitomo Mitsui Banking Corporation – SMBC Group company demonstrates a stronger AI Cybersecurity Score compared to Paytm CreditMate company, reflecting its advanced cybersecurity posture governance and monitoring frameworks.

Paytm CreditMate company has historically faced a number of disclosed cyber incidents, whereas Sumitomo Mitsui Banking Corporation – SMBC Group company has not reported any.

In the current year, Sumitomo Mitsui Banking Corporation – SMBC Group company and Paytm CreditMate company have not reported any cyber incidents.

Neither Sumitomo Mitsui Banking Corporation – SMBC Group company nor Paytm CreditMate company has reported experiencing a ransomware attack publicly.

Neither Sumitomo Mitsui Banking Corporation – SMBC Group company nor Paytm CreditMate company has reported experiencing a data breach publicly.

Neither Sumitomo Mitsui Banking Corporation – SMBC Group company nor Paytm CreditMate company has reported experiencing targeted cyberattacks publicly.

Neither Paytm CreditMate company nor Sumitomo Mitsui Banking Corporation – SMBC Group company has reported experiencing or disclosing vulnerabilities publicly.

Neither Paytm CreditMate nor Sumitomo Mitsui Banking Corporation – SMBC Group holds any compliance certifications.

Neither company holds any compliance certifications.

Sumitomo Mitsui Banking Corporation – SMBC Group company has more subsidiaries worldwide compared to Paytm CreditMate company.

Sumitomo Mitsui Banking Corporation – SMBC Group company employs more people globally than Paytm CreditMate company, reflecting its scale as a Financial Services.

Neither Paytm CreditMate nor Sumitomo Mitsui Banking Corporation – SMBC Group holds SOC 2 Type 1 certification.

Neither Paytm CreditMate nor Sumitomo Mitsui Banking Corporation – SMBC Group holds SOC 2 Type 2 certification.

Neither Paytm CreditMate nor Sumitomo Mitsui Banking Corporation – SMBC Group holds ISO 27001 certification.

Neither Paytm CreditMate nor Sumitomo Mitsui Banking Corporation – SMBC Group holds PCI DSS certification.

Neither Paytm CreditMate nor Sumitomo Mitsui Banking Corporation – SMBC Group holds HIPAA certification.

Neither Paytm CreditMate nor Sumitomo Mitsui Banking Corporation – SMBC Group holds GDPR certification.

Latest Global CVEs (Not Company-Specific)

Description

Zerobyte is a backup automation tool Zerobyte versions prior to 0.18.5 and 0.19.0 contain an authentication bypass vulnerability where authentication middleware is not properly applied to API endpoints. This results in certain API endpoints being accessible without valid session credentials. This is dangerous for those who have exposed Zerobyte to be used outside of their internal network. A fix has been applied in both version 0.19.0 and 0.18.5. If immediate upgrade is not possible, restrict network access to the Zerobyte instance to trusted networks only using firewall rules or network segmentation. This is only a temporary mitigation; upgrading is strongly recommended.

Risk Information
cvss3
Base: 9.1
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:H/I:H/A:N
Description

Open Source Point of Sale (opensourcepos) is a web based point of sale application written in PHP using CodeIgniter framework. Starting in version 3.4.0 and prior to version 3.4.2, a Cross-Site Request Forgery (CSRF) vulnerability exists in the application's filter configuration. The CSRF protection mechanism was **explicitly disabled**, allowing the application to process state-changing requests (POST) without verifying a valid CSRF token. An unauthenticated remote attacker can exploit this by hosting a malicious web page. If a logged-in administrator visits this page, their browser is forced to send unauthorized requests to the application. A successful exploit allows the attacker to silently create a new Administrator account with full privileges, leading to a complete takeover of the system and loss of confidentiality, integrity, and availability. The vulnerability has been patched in version 3.4.2. The fix re-enables the CSRF filter in `app/Config/Filters.php` and resolves associated AJAX race conditions by adjusting token regeneration settings. As a workaround, administrators can manually re-enable the CSRF filter in `app/Config/Filters.php` by uncommenting the protection line. However, this is not recommended without applying the full patch, as it may cause functionality breakage in the Sales module due to token synchronization issues.

Risk Information
cvss3
Base: 8.8
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:R/S:U/C:H/I:H/A:H
Description

Zed, a code editor, has an aribtrary code execution vulnerability in versions prior to 0.218.2-pre. The Zed IDE loads Model Context Protocol (MCP) configurations from the `settings.json` file located within a project’s `.zed` subdirectory. A malicious MCP configuration can contain arbitrary shell commands that run on the host system with the privileges of the user running the IDE. This can be triggered automatically without any user interaction besides opening the project in the IDE. Version 0.218.2-pre fixes the issue by implementing worktree trust mechanism. As a workaround, users should carefully review the contents of project settings files (`./zed/settings.json`) before opening new projects in Zed.

Risk Information
cvss3
Base: 7.7
Severity: HIGH
CVSS:3.1/AV:L/AC:H/PR:N/UI:R/S:C/C:H/I:H/A:H
Description

Zed, a code editor, has an aribtrary code execution vulnerability in versions prior to 0.218.2-pre. The Zed IDE loads Language Server Protocol (LSP) configurations from the `settings.json` file located within a project’s `.zed` subdirectory. A malicious LSP configuration can contain arbitrary shell commands that run on the host system with the privileges of the user running the IDE. This can be triggered when a user opens project file for which there is an LSP entry. A concerted effort by an attacker to seed a project settings file (`./zed/settings.json`) with malicious language server configurations could result in arbitrary code execution with the user's privileges if the user opens the project in Zed without reviewing the contents. Version 0.218.2-pre fixes the issue by implementing worktree trust mechanism. As a workaround, users should carefully review the contents of project settings files (`./zed/settings.json`) before opening new projects in Zed.

Risk Information
cvss3
Base: 7.7
Severity: HIGH
CVSS:3.1/AV:L/AC:H/PR:N/UI:R/S:C/C:H/I:H/A:H
Description

Storybook is a frontend workshop for building user interface components and pages in isolation. A vulnerability present starting in versions 7.0.0 and prior to versions 7.6.21, 8.6.15, 9.1.17, and 10.1.10 relates to Storybook’s handling of environment variables defined in a `.env` file, which could, in specific circumstances, lead to those variables being unexpectedly bundled into the artifacts created by the `storybook build` command. When a built Storybook is published to the web, the bundle’s source is viewable, thus potentially exposing those variables to anyone with access. For a project to potentially be vulnerable to this issue, it must build the Storybook (i.e. run `storybook build` directly or indirectly) in a directory that contains a `.env` file (including variants like `.env.local`) and publish the built Storybook to the web. Storybooks built without a `.env` file at build time are not affected, including common CI-based builds where secrets are provided via platform environment variables rather than `.env` files. Storybook runtime environments (i.e. `storybook dev`) are not affected. Deployed applications that share a repo with your Storybook are not affected. Users should upgrade their Storybook—on both their local machines and CI environment—to version .6.21, 8.6.15, 9.1.17, or 10.1.10 as soon as possible. Maintainers additionally recommend that users audit for any sensitive secrets provided via `.env` files and rotate those keys. Some projects may have been relying on the undocumented behavior at the heart of this issue and will need to change how they reference environment variables after this update. If a project can no longer read necessary environmental variable values, either prefix the variables with `STORYBOOK_` or use the `env` property in Storybook’s configuration to manually specify values. In either case, do not include sensitive secrets as they will be included in the built bundle.

Risk Information
cvss3
Base: 7.3
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:L/I:L/A:L