COVE RISK SERVICES, LLC is the exclusive administrator for six self-insurance groups that provide workers’ compensation coverage to more than 5,000 businesses throughout Massachusetts and New Hampshire. A self-insurance group is an association of employers that provides workers’ compensation coverage to its members. Each self-insurance group is composed of employers in the same industry and state, focusing on businesses with favorable risk profiles. As Administrator for the groups, Cove Risk Services provides the following services: Underwriting, Policy Processing, Billing, Sales & Marketing, Claims Management / Settlement Services, and Safety / Loss Control Services.