ISO 27001 Certificate
SOC 1 Type I Certificate
SOC 2 Type II Certificate
PCI DSS
HIPAA
RGPD
Internal validation & live display
Multiple badges & continuous verification
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ISOSOC2 Type 1SOC2 Type 2PCI DSSHIPAAGDPR

Checkout.com is a financial technology company that delivers a high-performance payments platform. Enterprise and scaling businesses use our cloud-based platform to process payments, send payouts, and manage card programs. Checkout.com is headquartered in London, with offices in New York, Paris, Dubai, Hong Kong, and other locations across six continents. Customers include global brands such as Sony, SHEIN, Wise, Patreon, and GE HealthCare.

Checkout.com A.I CyberSecurity Scoring

Checkout.com

Company Details

Linkedin ID:

checkout

Employees number:

2,214

Number of followers:

262,397

NAICS:

52

Industry Type:

Financial Services

Homepage:

checkout.com

IP Addresses:

0

Company ID:

CHE_3118574

Scan Status:

In-progress

AI scoreCheckout.com Risk Score (AI oriented)

Between 600 and 649

https://images.rankiteo.com/companyimages/checkout.jpeg
Checkout.com Financial Services
Updated:
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globalscoreCheckout.com Global Score (TPRM)

XXXX

https://images.rankiteo.com/companyimages/checkout.jpeg
Checkout.com Financial Services
  • Instant access to detailed risk factors
  • Benchmark vs. industry & size peers
  • Vulnerabilities
  • Findings

Checkout.com Company CyberSecurity News & History

Past Incidents
2
Attack Types
1
EntityTypeSeverityImpactSeenBlog DetailsIncident DetailsView
Checkout.comRansomware8536/2020
Rankiteo Explanation :
Attack with significant impact with internal employee data leaks

Description: Checkout.com was targeted by the cybercriminal group **ShinyHunters** in early November 2025 via a **ransomware attack** exploiting a decommissioned third-party cloud storage system. The breach exposed **internal operational documents and merchant onboarding materials from 2020 and earlier**, affecting **less than 25% of its current merchant base**. While **no live payment systems, merchant funds, or card numbers were compromised**, the incident involved unauthorized access to legacy data. The company **refused to pay the ransom**, instead donating the demanded amount to **Carnegie Mellon University and the University of Oxford Cyber Security Center** to combat cybercrime. Checkout.com emphasized **transparency, accountability, and collaboration with law enforcement**, while contacting impacted customers and regulators. The breach highlighted vulnerabilities in legacy system decommissioning but did not disrupt core financial operations or expose sensitive financial data.

Checkout.comRansomware10055/2025
Rankiteo Explanation :
Attack threatening the organization’s existence

Description: UK-based payment services provider **Checkout.com** experienced a security breach involving its **legacy third-party cloud file storage system**, compromised by the **ShinyHunters extortion group**. The attackers demanded a ransom, which the company refused to pay directly. Instead, Checkout.com redirected the demanded amount to **Carnegie Mellon University** and the **University of Oxford Cyber Security Center** to fund cybercrime research. The incident highlights risks associated with third-party cloud vulnerabilities, exposing potential data leaks or operational disruptions. While the company avoided direct ransom payment, the attack underscores the persistent threat of **ransomware-driven extortion** targeting financial service providers. The breach’s scope—whether customer or internal data was accessed—remains undisclosed, but the involvement of a high-profile threat actor suggests significant exposure risks. The decision to fund research rather than pay ransom aligns with ethical cybersecurity practices but does not eliminate the initial compromise’s impact on trust and system integrity.

Checkout.com
Ransomware
Severity: 85
Impact: 3
Seen: 6/2020
Blog:
Rankiteo Explanation
Attack with significant impact with internal employee data leaks

Description: Checkout.com was targeted by the cybercriminal group **ShinyHunters** in early November 2025 via a **ransomware attack** exploiting a decommissioned third-party cloud storage system. The breach exposed **internal operational documents and merchant onboarding materials from 2020 and earlier**, affecting **less than 25% of its current merchant base**. While **no live payment systems, merchant funds, or card numbers were compromised**, the incident involved unauthorized access to legacy data. The company **refused to pay the ransom**, instead donating the demanded amount to **Carnegie Mellon University and the University of Oxford Cyber Security Center** to combat cybercrime. Checkout.com emphasized **transparency, accountability, and collaboration with law enforcement**, while contacting impacted customers and regulators. The breach highlighted vulnerabilities in legacy system decommissioning but did not disrupt core financial operations or expose sensitive financial data.

Checkout.com
Ransomware
Severity: 100
Impact: 5
Seen: 5/2025
Blog:
Rankiteo Explanation
Attack threatening the organization’s existence

Description: UK-based payment services provider **Checkout.com** experienced a security breach involving its **legacy third-party cloud file storage system**, compromised by the **ShinyHunters extortion group**. The attackers demanded a ransom, which the company refused to pay directly. Instead, Checkout.com redirected the demanded amount to **Carnegie Mellon University** and the **University of Oxford Cyber Security Center** to fund cybercrime research. The incident highlights risks associated with third-party cloud vulnerabilities, exposing potential data leaks or operational disruptions. While the company avoided direct ransom payment, the attack underscores the persistent threat of **ransomware-driven extortion** targeting financial service providers. The breach’s scope—whether customer or internal data was accessed—remains undisclosed, but the involvement of a high-profile threat actor suggests significant exposure risks. The decision to fund research rather than pay ransom aligns with ethical cybersecurity practices but does not eliminate the initial compromise’s impact on trust and system integrity.

Ailogo

Checkout.com Company Scoring based on AI Models

Cyber Incidents Likelihood 3 - 6 - 9 months

🔒
Incident Predictions locked
Access Monitoring Plan

A.I Risk Score Likelihood 3 - 6 - 9 months

🔒
A.I. Risk Score Predictions locked
Access Monitoring Plan
statics

Underwriter Stats for Checkout.com

Incidents vs Financial Services Industry Average (This Year)

Checkout.com has 31.58% more incidents than the average of same-industry companies with at least one recorded incident.

Incidents vs All-Companies Average (This Year)

Checkout.com has 56.25% more incidents than the average of all companies with at least one recorded incident.

Incident Types Checkout.com vs Financial Services Industry Avg (This Year)

Checkout.com reported 1 incidents this year: 0 cyber attacks, 1 ransomware, 0 vulnerabilities, 0 data breaches, compared to industry peers with at least 1 incident.

Incident History — Checkout.com (X = Date, Y = Severity)

Checkout.com cyber incidents detection timeline including parent company and subsidiaries

Checkout.com Company Subsidiaries

SubsidiaryImage

Checkout.com is a financial technology company that delivers a high-performance payments platform. Enterprise and scaling businesses use our cloud-based platform to process payments, send payouts, and manage card programs. Checkout.com is headquartered in London, with offices in New York, Paris, Dubai, Hong Kong, and other locations across six continents. Customers include global brands such as Sony, SHEIN, Wise, Patreon, and GE HealthCare.

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newsone

Checkout.com CyberSecurity News

November 19, 2025 03:32 PM
Weekly Cyber Threat Intelligence Report | Crowe UAE

The cybersecurity landscape continues to evolve at unprecedented speed, with new vulnerabilities, data breaches, and threat actor activities...

November 17, 2025 10:09 PM
Checkout.com Defies ShinyHunters: Donates Ransom to Cyber Research Amid Legacy Breach

In a defiant move against cyber extortion, London-based payment processor Checkout.com has refused to pay hackers from the notorious...

November 16, 2025 08:00 AM
Checkout.com Data Breach Exposes Old Merchant Files

According to early findings, the Checkout.com data breach occurred when ShinyHunters accessed a legacy storage system last used in 2020.

November 15, 2025 03:50 PM
Defying Hackers: Checkout.com’s Bold Stand Against Ransomware

In a striking rebuke to cybercriminals, Checkout.com's chief technology officer has turned a ransomware attack into an opportunity for...

November 14, 2025 11:00 AM
Cybersecurity News: Cyber laws reprieved, Microsoft screen capture, FBI highlights Akira

Cyber laws are back as shutdown bill signed, Microsoft launches screen capture prevention for Teams, FBI calls Akira top five ransomware.

November 14, 2025 08:00 AM
Checkout.com Breach: ShinyHunters Hack Cloud Storage, Ransom Demand Rejected

Payment processor Checkout.com has disclosed a significant data breach following a targeted attack by the notorious cybercrime group...

November 14, 2025 08:00 AM
ShinyHunters Compromises Legacy Cloud Storage System of Checkout.com

The threat group accessed a poorly decommissioned third-party system last used by the company in 2020 but that still contained merchant...

November 14, 2025 08:00 AM
Checkout.com Suffers Data Breach as ShinyHunters Attack Cloud Storage

Payment processor Checkout.com recently experienced a data breach after being targeted by the cybercrime group “ShinyHunters.”

November 14, 2025 08:00 AM
Checkout.com snubs hackers after data breach, to donate ransom instead

UK financial technology company Checkout announced that the ShinyHunters threat group has breached one of its legacy cloud storage systems...

faq

Frequently Asked Questions

Explore insights on cybersecurity incidents, risk posture, and Rankiteo's assessments.

Checkout.com CyberSecurity History Information

Official Website of Checkout.com

The official website of Checkout.com is https://www.checkout.com.

Checkout.com’s AI-Generated Cybersecurity Score

According to Rankiteo, Checkout.com’s AI-generated cybersecurity score is 630, reflecting their Poor security posture.

How many security badges does Checkout.com’ have ?

According to Rankiteo, Checkout.com currently holds 0 security badges, indicating that no recognized compliance certifications are currently verified for the organization.

Does Checkout.com have SOC 2 Type 1 certification ?

According to Rankiteo, Checkout.com is not certified under SOC 2 Type 1.

Does Checkout.com have SOC 2 Type 2 certification ?

According to Rankiteo, Checkout.com does not hold a SOC 2 Type 2 certification.

Does Checkout.com comply with GDPR ?

According to Rankiteo, Checkout.com is not listed as GDPR compliant.

Does Checkout.com have PCI DSS certification ?

According to Rankiteo, Checkout.com does not currently maintain PCI DSS compliance.

Does Checkout.com comply with HIPAA ?

According to Rankiteo, Checkout.com is not compliant with HIPAA regulations.

Does Checkout.com have ISO 27001 certification ?

According to Rankiteo,Checkout.com is not certified under ISO 27001, indicating the absence of a formally recognized information security management framework.

Industry Classification of Checkout.com

Checkout.com operates primarily in the Financial Services industry.

Number of Employees at Checkout.com

Checkout.com employs approximately 2,214 people worldwide.

Subsidiaries Owned by Checkout.com

Checkout.com presently has no subsidiaries across any sectors.

Checkout.com’s LinkedIn Followers

Checkout.com’s official LinkedIn profile has approximately 262,397 followers.

NAICS Classification of Checkout.com

Checkout.com is classified under the NAICS code 52, which corresponds to Finance and Insurance.

Checkout.com’s Presence on Crunchbase

Yes, Checkout.com has an official profile on Crunchbase, which can be accessed here: https://www.crunchbase.com/organization/checkout-com.

Checkout.com’s Presence on LinkedIn

Yes, Checkout.com maintains an official LinkedIn profile, which is actively utilized for branding and talent engagement, which can be accessed here: https://www.linkedin.com/company/checkout.

Cybersecurity Incidents Involving Checkout.com

As of December 04, 2025, Rankiteo reports that Checkout.com has experienced 2 cybersecurity incidents.

Number of Peer and Competitor Companies

Checkout.com has an estimated 29,912 peer or competitor companies worldwide.

What types of cybersecurity incidents have occurred at Checkout.com ?

Incident Types: The types of cybersecurity incidents that have occurred include Ransomware.

How does Checkout.com detect and respond to cybersecurity incidents ?

Detection and Response: The company detects and responds to cybersecurity incidents through an remediation measures with contacting impacted customers, remediation measures with coordinating with regulators, and communication strategy with public apology by cto, communication strategy with transparency in disclosure, communication strategy with donation to cybersecurity research centers, and and remediation measures with donated ransom amount to cybercrime research (carnegie mellon university, university of oxford), and communication strategy with public denial of ransom payment via the register..

Incident Details

Can you provide details on each incident ?

Incident : data breach

Title: Checkout.com Ransomware Extortion Attempt by ShinyHunters (November 2025)

Description: Checkout.com was targeted by a digital extortion attempt by the threat actor group ShinyHunters in November 2025. Attackers accessed a legacy third-party cloud file storage system that had not been properly decommissioned, exposing internal operation documents and merchant onboarding materials from 2020 and earlier. The company refused to pay the ransom, opting instead to donate the demanded amount to Carnegie Mellon University and the University of Oxford Cyber Security Center. Live payment processing systems, merchant funds, and card numbers were not compromised.

Date Detected: 2025-11-01

Date Publicly Disclosed: 2025-11-01

Type: data breach

Attack Vector: legacy third-party cloud file storage system (improperly decommissioned)

Vulnerability Exploited: improper decommissioning of legacy cloud storage

Threat Actor: ShinyHunters

Motivation: financial extortion

Incident : ransomware

Title: Checkout.com Ransomware Incident by ShinyHunters (2025)

Description: UK-based payment services provider Checkout.com experienced a compromise of its legacy third-party cloud file storage system by the ShinyHunters extortion group. Instead of paying the ransom, Checkout.com donated the demanded amount to Carnegie Mellon University and the University of Oxford Cyber Security Center for cybercrime research.

Date Publicly Disclosed: 2025-11-14

Type: ransomware

Attack Vector: compromised legacy third-party cloud file storage

Threat Actor: ShinyHunters

Motivation: financial gainextortion

What are the most common types of attacks the company has faced ?

Common Attack Types: The most common types of attacks the company has faced is Ransomware.

How does the company identify the attack vectors used in incidents ?

Identification of Attack Vectors: The company identifies the attack vectors used in incidents through legacy third-party cloud file storage system and legacy third-party cloud file storage.

Impact of the Incidents

What was the impact of each incident ?

Incident : data breach CHE3702137111525

Data Compromised: Internal operation documents, Merchant onboarding materials (pre-2021)

Systems Affected: legacy third-party cloud file storage

Downtime: none (live payment processing systems unaffected)

Operational Impact: limited (less than 25% of current merchant base affected)

Brand Reputation Impact: positive (praised for transparency and refusal to pay ransom)

Identity Theft Risk: none (no card numbers or merchant funds accessed)

Payment Information Risk: none

Incident : ransomware CHE5363553111725

Systems Affected: legacy third-party cloud file storage

Brand Reputation Impact: potential negative impact (public disclosure of breach)

Payment Information Risk: potential (payment services provider)

What types of data are most commonly compromised in incidents ?

Commonly Compromised Data Types: The types of data most commonly compromised in incidents are Internal Operation Documents, Merchant Onboarding Materials and .

Which entities were affected by each incident ?

Incident : data breach CHE3702137111525

Entity Name: Checkout.com

Entity Type: payment processing company

Industry: fintech

Customers Affected: less than 25% of current merchant base

Incident : ransomware CHE5363553111725

Entity Name: Checkout.com

Entity Type: payment services provider

Industry: financial services (payments)

Location: United Kingdom

Response to the Incidents

What measures were taken in response to each incident ?

Incident : data breach CHE3702137111525

Incident Response Plan Activated: True

Remediation Measures: contacting impacted customerscoordinating with regulators

Communication Strategy: public apology by CTOtransparency in disclosuredonation to cybersecurity research centers

Incident : ransomware CHE5363553111725

Incident Response Plan Activated: True

Remediation Measures: donated ransom amount to cybercrime research (Carnegie Mellon University, University of Oxford)

Communication Strategy: public denial of ransom payment via The Register

Data Breach Information

What type of data was compromised in each breach ?

Incident : data breach CHE3702137111525

Type of Data Compromised: Internal operation documents, Merchant onboarding materials

Sensitivity of Data: moderate (historical operational and onboarding data)

Incident : ransomware CHE5363553111725

What measures does the company take to prevent data exfiltration ?

Prevention of Data Exfiltration: The company takes the following measures to prevent data exfiltration: contacting impacted customers, coordinating with regulators, , donated ransom amount to cybercrime research (Carnegie Mellon University, University of Oxford), .

Ransomware Information

Was ransomware involved in any of the incidents ?

Incident : data breach CHE3702137111525

Ransom Demanded: True

Data Exfiltration: True

Incident : ransomware CHE5363553111725

Ransom Demanded: True

Data Exfiltration: True

Regulatory Compliance

Were there any regulatory violations and fines imposed for each incident ?

Incident : data breach CHE3702137111525

Lessons Learned and Recommendations

What lessons were learned from each incident ?

Incident : data breach CHE3702137111525

Lessons Learned: Importance of proper decommissioning of legacy systems, transparency in incident response, and refusal to fund criminal activity through ransom payments.

What recommendations were made to prevent future incidents ?

Incident : data breach CHE3702137111525

Recommendations: ensure thorough decommissioning of legacy systems, invest in cybersecurity research and collaboration with academic institutions, maintain transparency with stakeholders during incidentsensure thorough decommissioning of legacy systems, invest in cybersecurity research and collaboration with academic institutions, maintain transparency with stakeholders during incidentsensure thorough decommissioning of legacy systems, invest in cybersecurity research and collaboration with academic institutions, maintain transparency with stakeholders during incidents

What are the key lessons learned from past incidents ?

Key Lessons Learned: The key lessons learned from past incidents are Importance of proper decommissioning of legacy systems, transparency in incident response, and refusal to fund criminal activity through ransom payments.

References

Where can I find more information about each incident ?

Incident : data breach CHE3702137111525

Source: TechRadar

Incident : ransomware CHE5363553111725

Source: The Register

Date Accessed: 2025-11-14

Where can stakeholders find additional resources on cybersecurity best practices ?

Additional Resources: Stakeholders can find additional resources on cybersecurity best practices at and Source: TechRadar, and Source: The RegisterDate Accessed: 2025-11-14.

Investigation Status

What is the current status of the investigation for each incident ?

Incident : data breach CHE3702137111525

Investigation Status: ongoing (coordinating with law enforcement and regulators)

Incident : ransomware CHE5363553111725

Investigation Status: ongoing (implied by public disclosure)

How does the company communicate the status of incident investigations to stakeholders ?

Communication of Investigation Status: The company communicates the status of incident investigations to stakeholders through Public Apology By Cto, Transparency In Disclosure, Donation To Cybersecurity Research Centers and Public Denial Of Ransom Payment Via The Register.

Stakeholder and Customer Advisories

Were there any advisories issued to stakeholders or customers for each incident ?

Incident : data breach CHE3702137111525

Stakeholder Advisories: Public Statement By Cto Mariano Albera, Contacting Impacted Merchants.

Customer Advisories: notifications to affected merchants

What advisories does the company provide to stakeholders and customers following an incident ?

Advisories Provided: The company provides the following advisories to stakeholders and customers following an incident: were Public Statement By Cto Mariano Albera, Contacting Impacted Merchants, Notifications To Affected Merchants and .

Initial Access Broker

How did the initial access broker gain entry for each incident ?

Incident : data breach CHE3702137111525

Entry Point: legacy third-party cloud file storage system

Incident : ransomware CHE5363553111725

Entry Point: Legacy Third-Party Cloud File Storage,

Post-Incident Analysis

What were the root causes and corrective actions taken for each incident ?

Incident : data breach CHE3702137111525

Root Causes: Improper Decommissioning Of Legacy Cloud Storage, Oversight In Third-Party System Management,

Corrective Actions: Donation To Cybersecurity Research, Enhanced Coordination With Law Enforcement And Regulators,

Incident : ransomware CHE5363553111725

Root Causes: Compromise Of Legacy Third-Party Cloud Storage,

Corrective Actions: Donation To Cybercrime Research Instead Of Ransom Payment,

What corrective actions has the company taken based on post-incident analysis ?

Corrective Actions Taken: The company has taken the following corrective actions based on post-incident analysis: Donation To Cybersecurity Research, Enhanced Coordination With Law Enforcement And Regulators, , Donation To Cybercrime Research Instead Of Ransom Payment, .

Additional Questions

General Information

What was the amount of the last ransom demanded ?

Last Ransom Demanded: The amount of the last ransom demanded was True.

Who was the attacking group in the last incident ?

Last Attacking Group: The attacking group in the last incident were an ShinyHunters and ShinyHunters.

Incident Details

What was the most recent incident detected ?

Most Recent Incident Detected: The most recent incident detected was on 2025-11-01.

What was the most recent incident publicly disclosed ?

Most Recent Incident Publicly Disclosed: The most recent incident publicly disclosed was on 2025-11-14.

Impact of the Incidents

What was the most significant data compromised in an incident ?

Most Significant Data Compromised: The most significant data compromised in an incident were internal operation documents, merchant onboarding materials (pre-2021), and .

What was the most significant system affected in an incident ?

Most Significant System Affected: The most significant system affected in an incident was legacy third-party cloud file storage and legacy third-party cloud file storage.

Data Breach Information

What was the most sensitive data compromised in a breach ?

Most Sensitive Data Compromised: The most sensitive data compromised in a breach were internal operation documents and merchant onboarding materials (pre-2021).

Ransomware Information

Lessons Learned and Recommendations

What was the most significant lesson learned from past incidents ?

Most Significant Lesson Learned: The most significant lesson learned from past incidents was Importance of proper decommissioning of legacy systems, transparency in incident response, and refusal to fund criminal activity through ransom payments.

What was the most significant recommendation implemented to improve cybersecurity ?

Most Significant Recommendation Implemented: The most significant recommendation implemented to improve cybersecurity was ensure thorough decommissioning of legacy systems, maintain transparency with stakeholders during incidents and invest in cybersecurity research and collaboration with academic institutions.

References

What is the most recent source of information about an incident ?

Most Recent Source: The most recent source of information about an incident are TechRadar and The Register.

Investigation Status

What is the current status of the most recent investigation ?

Current Status of Most Recent Investigation: The current status of the most recent investigation is ongoing (coordinating with law enforcement and regulators).

Stakeholder and Customer Advisories

What was the most recent stakeholder advisory issued ?

Most Recent Stakeholder Advisory: The most recent stakeholder advisory issued was public statement by CTO Mariano Albera, contacting impacted merchants, .

What was the most recent customer advisory issued ?

Most Recent Customer Advisory: The most recent customer advisory issued was an notifications to affected merchants.

Initial Access Broker

What was the most recent entry point used by an initial access broker ?

Most Recent Entry Point: The most recent entry point used by an initial access broker was an legacy third-party cloud file storage system.

Post-Incident Analysis

What was the most significant root cause identified in post-incident analysis ?

Most Significant Root Cause: The most significant root cause identified in post-incident analysis was improper decommissioning of legacy cloud storageoversight in third-party system management, compromise of legacy third-party cloud storage.

What was the most significant corrective action taken based on post-incident analysis ?

Most Significant Corrective Action: The most significant corrective action taken based on post-incident analysis was donation to cybersecurity researchenhanced coordination with law enforcement and regulators, donation to cybercrime research instead of ransom payment.

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