Company Details
americu-mortgage
49
372
52
americu.com
0
AME_2012785
In-progress

AmeriCU Mortgage Company CyberSecurity Posture
americu.comSince 1993 AmeriCU Mortgage has been recognized as a leading provider of mortgage services to Credit Union members nationwide. We offer competitive mortgage products to meet the specific needs of your members in our rapidly changing marketplace. AmeriCU strives to provide superior member service, as well as innovative marketing and compliance support to our credit union partners through a variety of relationship options. AmeriCU Mortgage is a privately held mortgage banking company, providing residential mortgage financing through the Federal National Mortgage Association (FNMA), the Federal Home Loan Mortgage Corporation (FHLMC), the Government National Mortgage Association (GNMA) and other private investors. AmeriCU is a division of Towne Mortgage Company. Programs available only to qualified borrowers. Programs subject to change without notice. Underwriting terms and conditions apply. Some restrictions apply.The information provided on this website is for the dissemination to and for the use of real estate and financial business entities only and is not an advertisement for the extension of credit to consumers. Towne’s AZ License #: 0942579, Towne’s CA License #: 41DBO-45117. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act. GA License #: 12701. IL License #: MB.6760710. Towne’s MA Mortgage Lender License #ML3028. Rhode Island Licensed Lender. Licensed by the N.J. Department of Banking and Insurance. Licensed to originate loans in AZ, CA, CT, MA, NE, NV, UT, VT under Towne Mortgage Company only. Link to http://nmlsconsumeraccess.org Corporate disclosures: https://www.americu.com/disclosures/ Privacy policy: https://www.americu.com/privacy-policy/ State licensing: https://www.americu.com/licensing/
Company Details
americu-mortgage
49
372
52
americu.com
0
AME_2012785
In-progress
Between 600 and 649

AmeriCU Mortgage Global Score (TPRM)XXXX

Description: Towne Mortgage Company, a full-service mortgage lender operating since 1982, suffered a **ransomware attack** in **June 2025** by the **BlackByte** group. The breach exposed **sensitive personally identifiable information (PII)** of customers, with evidence of data being copied from the company’s network. BlackByte later **claimed responsibility on the dark web** in July 2025, even releasing sample data. The incident was formally disclosed to the **Massachusetts Attorney General’s office** in November 2025. The breach impacted individuals across **44 states**, where Towne Mortgage originates loans, and **47 states**, where it services them. Affected parties were notified and offered **24-month credit monitoring**, with warnings of potential **identity theft, fraud, and financial harm**. Legal firms are investigating the incident for **compensation claims**, indicating severe reputational and financial risks for the company and its customers. The attack disrupted trust in Towne Mortgage’s ability to safeguard customer data, with long-term consequences for its operations and customer retention. The exposure of PII—such as financial and personal details—heightens risks of **fraudulent activity, phishing, and unauthorized account access** for victims.
Description: Towne Mortgage Company, a full-service mortgage lender, suffered a **ransomware attack** by the **BlackByte ransomware group**, leading to a **major data breach**. Unauthorized access to the company’s network was detected on **June 7, 2025**, and a forensic investigation later confirmed that **customer data files were copied** from its systems. The breach was publicly disclosed on **November 14, 2025**, after BlackByte published **sample stolen data** on its dark web portal on **July 30, 2025**, heightening risks of **identity theft and fraud**.The compromised data included **personal information of customers**, exposing them to potential financial and reputational harm. In response, Towne Mortgage offered **24-month credit monitoring, fraud alerts, and security freeze guidance** to affected individuals. The attack underscores the severe consequences of ransomware-driven breaches, where **data exfiltration and extortion** compound the damage beyond mere encryption.The incident highlights the **criminal intent** behind the attack, with the threat actor actively **leaking sensitive data** to pressure the company. Customers were advised to monitor financial accounts and credit reports for unauthorized activity, reflecting the **long-term risks** posed by such breaches.


AmeriCU Mortgage has 31.58% more incidents than the average of same-industry companies with at least one recorded incident.
AmeriCU Mortgage has 56.25% more incidents than the average of all companies with at least one recorded incident.
AmeriCU Mortgage reported 1 incidents this year: 0 cyber attacks, 1 ransomware, 0 vulnerabilities, 0 data breaches, compared to industry peers with at least 1 incident.
AmeriCU Mortgage cyber incidents detection timeline including parent company and subsidiaries

Since 1993 AmeriCU Mortgage has been recognized as a leading provider of mortgage services to Credit Union members nationwide. We offer competitive mortgage products to meet the specific needs of your members in our rapidly changing marketplace. AmeriCU strives to provide superior member service, as well as innovative marketing and compliance support to our credit union partners through a variety of relationship options. AmeriCU Mortgage is a privately held mortgage banking company, providing residential mortgage financing through the Federal National Mortgage Association (FNMA), the Federal Home Loan Mortgage Corporation (FHLMC), the Government National Mortgage Association (GNMA) and other private investors. AmeriCU is a division of Towne Mortgage Company. Programs available only to qualified borrowers. Programs subject to change without notice. Underwriting terms and conditions apply. Some restrictions apply.The information provided on this website is for the dissemination to and for the use of real estate and financial business entities only and is not an advertisement for the extension of credit to consumers. Towne’s AZ License #: 0942579, Towne’s CA License #: 41DBO-45117. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act. GA License #: 12701. IL License #: MB.6760710. Towne’s MA Mortgage Lender License #ML3028. Rhode Island Licensed Lender. Licensed by the N.J. Department of Banking and Insurance. Licensed to originate loans in AZ, CA, CT, MA, NE, NV, UT, VT under Towne Mortgage Company only. Link to http://nmlsconsumeraccess.org Corporate disclosures: https://www.americu.com/disclosures/ Privacy policy: https://www.americu.com/privacy-policy/ State licensing: https://www.americu.com/licensing/


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Explore insights on cybersecurity incidents, risk posture, and Rankiteo's assessments.
The official website of AmeriCU Mortgage is http://www.americu.com.
According to Rankiteo, AmeriCU Mortgage’s AI-generated cybersecurity score is 642, reflecting their Poor security posture.
According to Rankiteo, AmeriCU Mortgage currently holds 0 security badges, indicating that no recognized compliance certifications are currently verified for the organization.
According to Rankiteo, AmeriCU Mortgage is not certified under SOC 2 Type 1.
According to Rankiteo, AmeriCU Mortgage does not hold a SOC 2 Type 2 certification.
According to Rankiteo, AmeriCU Mortgage is not listed as GDPR compliant.
According to Rankiteo, AmeriCU Mortgage does not currently maintain PCI DSS compliance.
According to Rankiteo, AmeriCU Mortgage is not compliant with HIPAA regulations.
According to Rankiteo,AmeriCU Mortgage is not certified under ISO 27001, indicating the absence of a formally recognized information security management framework.
AmeriCU Mortgage operates primarily in the Financial Services industry.
AmeriCU Mortgage employs approximately 49 people worldwide.
AmeriCU Mortgage presently has no subsidiaries across any sectors.
AmeriCU Mortgage’s official LinkedIn profile has approximately 372 followers.
AmeriCU Mortgage is classified under the NAICS code 52, which corresponds to Finance and Insurance.
No, AmeriCU Mortgage does not have a profile on Crunchbase.
Yes, AmeriCU Mortgage maintains an official LinkedIn profile, which is actively utilized for branding and talent engagement, which can be accessed here: https://www.linkedin.com/company/americu-mortgage.
As of December 04, 2025, Rankiteo reports that AmeriCU Mortgage has experienced 2 cybersecurity incidents.
AmeriCU Mortgage has an estimated 29,885 peer or competitor companies worldwide.
Incident Types: The types of cybersecurity incidents that have occurred include Ransomware.
Detection and Response: The company detects and responds to cybersecurity incidents through an third party assistance with cyberscout (transunion), and remediation measures with forensic investigation, remediation measures with manual review of compromised data, and recovery measures with notification to affected individuals, recovery measures with 24-month credit monitoring (cyberscout), recovery measures with single bureau credit reports, recovery measures with credit score services, recovery measures with fraud assistance and guidance, and communication strategy with notification letters to affected individuals, communication strategy with public disclosure to massachusetts attorney general, communication strategy with advisories on credit monitoring enrollment (90-day window), communication strategy with guidance on fraud alerts/security freezes with equifax, experian, and transunion, and and and communication strategy with notification letters sent to affected individuals; public disclosure via massachusetts attorney general's office; offer of 24-month credit monitoring (cyberscout)...
Title: Towne Mortgage Company Ransomware Attack and Data Breach
Description: Full-service mortgage lender Towne Mortgage Company disclosed a major data breach following a ransomware attack by the BlackByte group. Unauthorized access was detected on June 7, 2025, with sample customer data published on the dark web on July 30, 2025. The breach was publicly disclosed on November 14, 2025, after a forensic investigation confirmed that files containing customer data may have been copied. Affected individuals were notified and offered 24-month credit monitoring and fraud assistance services.
Date Detected: 2025-06-07
Date Publicly Disclosed: 2025-11-14
Type: ransomware
Threat Actor: BlackByte ransomware group
Motivation: financial gaindata theft
Title: Towne Mortgage Company Data Breach and Ransomware Attack (2025)
Description: Towne Mortgage Company, a full-service mortgage lender operating since 1982, experienced a significant ransomware attack in June 2025 by the BlackByte group. The breach resulted in the potential exposure of sensitive personally identifiable information (PII) of customers. The incident was first detected on June 7, 2025, and publicly disclosed by BlackByte on July 30, 2025, with sample data posted on the dark web. Towne Mortgage formally notified the Massachusetts Attorney General's office on November 14, 2025. Affected individuals were offered 24-month credit monitoring services and advised to take steps to protect their identities.
Date Detected: 2025-06-07
Date Publicly Disclosed: 2025-07-30
Type: Data Breach
Attack Vector: Ransomware (BlackByte)
Threat Actor: BlackByte
Motivation: Financial (likely ransom demand and/or data theft for resale)
Common Attack Types: The most common types of attacks the company has faced is Ransomware.

Brand Reputation Impact: high (potential identity theft and fraud risks)
Identity Theft Risk: high

Brand Reputation Impact: High (potential loss of trust among customers, especially in communities relying on their services)
Legal Liabilities: Potential (class action lawsuits and regulatory scrutiny)
Identity Theft Risk: High (PII exposed)
Commonly Compromised Data Types: The types of data most commonly compromised in incidents are Personal Information, , Personally Identifiable Information (Pii) and .

Entity Name: Towne Mortgage Company
Entity Type: private company
Industry: mortgage lending

Entity Name: Towne Mortgage Company
Entity Type: Private Company
Industry: Financial Services (Mortgage Lending)
Location: Troy, Michigan, USA
Size: 200+ employees

Incident Response Plan Activated: True
Third Party Assistance: Cyberscout (Transunion).
Remediation Measures: forensic investigationmanual review of compromised data
Recovery Measures: notification to affected individuals24-month credit monitoring (Cyberscout)single bureau credit reportscredit score servicesfraud assistance and guidance
Communication Strategy: notification letters to affected individualspublic disclosure to Massachusetts Attorney Generaladvisories on credit monitoring enrollment (90-day window)guidance on fraud alerts/security freezes with Equifax, Experian, and TransUnion

Incident Response Plan Activated: True
Communication Strategy: Notification letters sent to affected individuals; public disclosure via Massachusetts Attorney General's office; offer of 24-month credit monitoring (Cyberscout).
Third-Party Assistance: The company involves third-party assistance in incident response through Cyberscout (TransUnion), , .

Type of Data Compromised: Personal information
Sensitivity of Data: high (potential for identity theft/fraud)
Data Encryption: True

Type of Data Compromised: Personally identifiable information (pii)
Sensitivity of Data: High
Prevention of Data Exfiltration: The company takes the following measures to prevent data exfiltration: forensic investigation, manual review of compromised data, .

Ransomware Strain: BlackByte
Data Encryption: True
Data Exfiltration: True

Ransomware Strain: BlackByte
Data Encryption: True
Data Exfiltration: True
Data Recovery from Ransomware: The company recovers data encrypted by ransomware through notification to affected individuals, 24-month credit monitoring (Cyberscout), single bureau credit reports, credit score services, fraud assistance and guidance, .

Regulatory Notifications: Massachusetts Attorney General

Legal Actions: Potential class action lawsuits (investigation ongoing by Shamis & Gentile P.A.)
Regulatory Notifications: Massachusetts Attorney General's office (notified on 2025-11-14)
Ensuring Regulatory Compliance: The company ensures compliance with regulatory requirements through Potential class action lawsuits (investigation ongoing by Shamis & Gentile P.A.).

Recommendations: Enroll in the provided 24-month credit monitoring service (Cyberscout)., Place a fraud alert on credit files via Equifax, Experian, or TransUnion., Consider placing a security freeze on credit reports., Regularly monitor financial accounts and credit reports for suspicious activity., Review free credit reports from all three bureaus for errors or unauthorized activity.Enroll in the provided 24-month credit monitoring service (Cyberscout)., Place a fraud alert on credit files via Equifax, Experian, or TransUnion., Consider placing a security freeze on credit reports., Regularly monitor financial accounts and credit reports for suspicious activity., Review free credit reports from all three bureaus for errors or unauthorized activity.Enroll in the provided 24-month credit monitoring service (Cyberscout)., Place a fraud alert on credit files via Equifax, Experian, or TransUnion., Consider placing a security freeze on credit reports., Regularly monitor financial accounts and credit reports for suspicious activity., Review free credit reports from all three bureaus for errors or unauthorized activity.Enroll in the provided 24-month credit monitoring service (Cyberscout)., Place a fraud alert on credit files via Equifax, Experian, or TransUnion., Consider placing a security freeze on credit reports., Regularly monitor financial accounts and credit reports for suspicious activity., Review free credit reports from all three bureaus for errors or unauthorized activity.Enroll in the provided 24-month credit monitoring service (Cyberscout)., Place a fraud alert on credit files via Equifax, Experian, or TransUnion., Consider placing a security freeze on credit reports., Regularly monitor financial accounts and credit reports for suspicious activity., Review free credit reports from all three bureaus for errors or unauthorized activity.

Source: Shamis & Gentile P.A. Investigation Notice

Source: Massachusetts Attorney General's Office Disclosure
Date Accessed: 2025-11-14
Additional Resources: Stakeholders can find additional resources on cybersecurity best practices at and Source: Shamis & Gentile P.A. Investigation Notice, and Source: Massachusetts Attorney General's Office DisclosureDate Accessed: 2025-11-14, and Source: BlackByte Dark Web PostDate Accessed: 2025-07-30.

Investigation Status: completed (forensic investigation and manual review conducted)

Investigation Status: Ongoing (class action investigation by Shamis & Gentile P.A.)
Communication of Investigation Status: The company communicates the status of incident investigations to stakeholders through Notification Letters To Affected Individuals, Public Disclosure To Massachusetts Attorney General, Advisories On Credit Monitoring Enrollment (90-Day Window), Guidance On Fraud Alerts/Security Freezes With Equifax, Experian, And Transunion and Notification letters sent to affected individuals; public disclosure via Massachusetts Attorney General's office; offer of 24-month credit monitoring (Cyberscout)..

Stakeholder Advisories: Credit Monitoring Enrollment (Within 90 Days), Fraud Alert/Security Freeze Guidance, Regular Review Of Financial Statements And Credit Reports.
Customer Advisories: enroll in 24-month credit monitoring via Cyberscoutplace fraud alerts/security freezes with credit bureausmonitor financial accounts for unauthorized activity

Customer Advisories: Notification letters with enrollment instructions for credit monitoring (Cyberscout).Guidance on placing fraud alerts and security freezes.Advice to monitor financial accounts and credit reports.
Advisories Provided: The company provides the following advisories to stakeholders and customers following an incident: were Credit Monitoring Enrollment (Within 90 Days), Fraud Alert/Security Freeze Guidance, Regular Review Of Financial Statements And Credit Reports, Enroll In 24-Month Credit Monitoring Via Cyberscout, Place Fraud Alerts/Security Freezes With Credit Bureaus, Monitor Financial Accounts For Unauthorized Activity, , Notification Letters With Enrollment Instructions For Credit Monitoring (Cyberscout)., Guidance On Placing Fraud Alerts And Security Freezes., Advice To Monitor Financial Accounts And Credit Reports. and .

High Value Targets: Customer Personal Data,
Data Sold on Dark Web: Customer Personal Data,

Corrective Actions: Credit Monitoring Services For Affected Individuals, Fraud Prevention Guidance,
Post-Incident Analysis Process: The company's process for conducting post-incident analysis is described as Cyberscout (Transunion), , .
Corrective Actions Taken: The company has taken the following corrective actions based on post-incident analysis: Credit Monitoring Services For Affected Individuals, Fraud Prevention Guidance, .
Last Attacking Group: The attacking group in the last incident were an BlackByte ransomware group and BlackByte.
Most Recent Incident Detected: The most recent incident detected was on 2025-06-07.
Most Recent Incident Publicly Disclosed: The most recent incident publicly disclosed was on 2025-07-30.
Third-Party Assistance in Most Recent Incident: The third-party assistance involved in the most recent incident was cyberscout (transunion), , .
Most Significant Legal Action: The most significant legal action taken for a regulatory violation was Potential class action lawsuits (investigation ongoing by Shamis & Gentile P.A.).
Most Significant Recommendation Implemented: The most significant recommendation implemented to improve cybersecurity was Place a fraud alert on credit files via Equifax, Experian, or TransUnion., Regularly monitor financial accounts and credit reports for suspicious activity., Enroll in the provided 24-month credit monitoring service (Cyberscout)., Review free credit reports from all three bureaus for errors or unauthorized activity. and Consider placing a security freeze on credit reports..
Most Recent Source: The most recent source of information about an incident are Shamis & Gentile P.A. Investigation Notice, Massachusetts Attorney General's Office Disclosure and BlackByte Dark Web Post.
Current Status of Most Recent Investigation: The current status of the most recent investigation is completed (forensic investigation and manual review conducted).
Most Recent Stakeholder Advisory: The most recent stakeholder advisory issued was credit monitoring enrollment (within 90 days), fraud alert/security freeze guidance, regular review of financial statements and credit reports, .
Most Recent Customer Advisory: The most recent customer advisory issued were an enroll in 24-month credit monitoring via Cyberscoutplace fraud alerts/security freezes with credit bureausmonitor financial accounts for unauthorized activity and Notification letters with enrollment instructions for credit monitoring (Cyberscout).Guidance on placing fraud alerts and security freezes.Advice to monitor financial accounts and credit reports.
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