SaaS Platform vs Desktop Application
Both platforms share the same actuarial-grade cyber underwriting engine. The desktop app unlocks offline mode, AI Copilot, local LLM, and a native experience.
SaaS Platform
Access the full cyber underwriting platform from any browser. Continuous ratings, TPRM, portfolio management, and premium estimation — always up to date, zero installation.
Desktop Application
Everything in the SaaS platform, plus offline mode, AI Copilot with local LLM, PDF auto-fill, split-view panels, keyboard shortcuts, and a native desktop experience.
Feature-by-Feature Comparison
A detailed breakdown of what each platform offers.
| Feature | SaaS Platform | Desktop App |
|---|---|---|
| UNDERWRITING & PRICING | ||
| Premium estimation across 21 coverage lines | ||
| AI-generated underwriting summary | ||
| Submission triage (Accept / Review / Decline) | ||
| Catastrophe modeling & stress-test scenarios | ||
| Loss exceedance curves (Monte Carlo simulation) | ||
| Claims correlation analytics | ||
| Industry benchmarks & peer comparison | ||
| INTELLIGENCE & DATA | ||
| Continuous cyber ratings | ||
| TPRM & supply chain risk mapping | ||
| Interactive supply chain graph | ||
| Accumulation risk heatmaps | ||
| Machine-readable datasets (API) | ||
| Real-time context injection for AI queries | ||
| PORTFOLIO MANAGEMENT | ||
| Portfolio score tracking & CSV export | ||
| Tags, notes, and custom company creation | ||
| Drag & drop CSV import | ||
| Offline portfolio with pending sync indicator | ||
| Concentration analysis | ||
| AI & AUTOMATION | ||
| AI Copilot with chat interface | ||
| Local LLM support (Phi-3 Mini, no data leaves your machine) | ||
| External LLM providers (ChatGPT, Claude, DeepSeek) | ||
| AI Auto-Fill from PDF broker submissions (up to 30 files) | ||
| Paste text extraction (emails, proposals, forms) | ||
| Portfolio Q&A in natural language | ||
| Quick actions (Risk Summary, Weak Scores, Concentration) | ||
| MCP AI tools (risk summary, comparison, exposure check) | ||
| DESKTOP EXPERIENCE | ||
| Native Windows, macOS, and Linux application | ||
| Offline mode with SQLite local database | ||
| Background sync engine with automatic retry | ||
| Split-view panels with draggable divider | ||
| Dark mode (Light / Dark / System) | ||
| Global search (Ctrl+K spotlight) | ||
| Keyboard shortcuts (Ctrl+1/2/3, Ctrl+D, Ctrl+P) | ||
| System tray & minimize-to-tray | ||
| Print & PDF export from any page | ||
| First-launch setup wizard | ||
| Session persistence (window position, size, state) | ||
| PROSPECTING & OUTREACH | ||
| Lead generation | ||
| Email drafting & LinkedIn outreach | ||
| Browser extension (Chrome & Firefox) | ||
| SECURITY & ACCESS | ||
| Secure authentication (OAuth) | ||
| Plan-based feature gating | ||
| Guest demo mode with sample data | ||
| Encrypted local token storage (OS-level) | ||
| API key stored in encrypted SQLite | ||
Desktop-Exclusive Features
Capabilities only available in the desktop application.
Offline Mode
Work without internet using a local SQLite database. All changes sync automatically when you reconnect.
AI Copilot
Floating chat panel to ask portfolio questions in natural language, with streaming responses and quick actions.
AI Auto-Fill
Upload up to 30 PDF broker submissions and let AI extract and populate company profiles automatically.
Local LLM
Run a local AI model (Phi-3 Mini) — your data never leaves your machine. Also supports ChatGPT, Claude, DeepSeek.
Setup Wizard
4-step guided setup configures offline mode, AI provider, and model selection on first launch.
Native Desktop Experience
Split-view panels, dark mode, global search, keyboard shortcuts, system tray, and session persistence.
Ready to upgrade your underwriting workflow?
Start with the SaaS platform or download the desktop app for the full experience.