Comparison Overview

Westpac

VS

Utkarsh Small Finance Bank

Westpac

Head Office: 200 Barangaroo Avenue, Sydney, NSW, 2000, AU
Last Update: 2025-12-09
Between 750 and 799

From rescue helicopters and signing the Equator Principles, to paying super during parental leave and initiatives like Westpac SaferPay and SafeCall to protect customers from scams... we have a proud history of stepping up to be first for our customers, communities and people. We are Australia’s oldest bank and first company and have been supporting customers for over 200 years. Our purpose is creating better futures together – it’s what we do, who we are and why we come to work every day. With this purpose in mind, we’ve set ourselves a bold ambition - to be our customers’ #1 bank and partner through life. Through our unique portfolio of brands comprising Westpac, St.George, Bank of Melbourne, BankSA, BT and RAMS, we’re focused on meeting the financial services needs of our 13 million customers. When you join Westpac Group, you’ll be empowered to make a difference, constructively challenge and create a future worth striving for. But best of all you’ll be joining a whole organisation of people who love working together to help others create their best future. Westpac Group acknowledges the traditional owners as the custodians of this land, recognising their connection to land, waters and community. We pay our respects to Australia's First Peoples, and to their Elders, past, present and future. Westpac Banking Corporation ABN 33 007 457 141. AFSL and Australian credit licence 233714.

NAICS: 52211
NAICS Definition: Commercial Banking
Employees: 15,589
Subsidiaries: 9
12-month incidents
0
Known data breaches
0
Attack type number
1

Utkarsh Small Finance Bank

Registered Office: Utkarsh Tower, NH -31(Airport Road), Sehmalpur, Kazi Sarai, Harhua, , Varanasi, Uttar Pradesh, IN, 221105
Last Update: 2025-12-09
Between 750 and 799

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

NAICS: 52211
NAICS Definition: Commercial Banking
Employees: 11,622
Subsidiaries: 0
12-month incidents
0
Known data breaches
0
Attack type number
0

Compliance Badges Comparison

Security & Compliance Standards Overview

https://images.rankiteo.com/companyimages/westpac.jpeg
Westpac
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
https://images.rankiteo.com/companyimages/utkarsh-bank.jpeg
Utkarsh Small Finance Bank
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
Compliance Summary
Westpac
100%
Compliance Rate
0/4 Standards Verified
Utkarsh Small Finance Bank
0%
Compliance Rate
0/4 Standards Verified

Benchmark & Cyber Underwriting Signals

Incidents vs Banking Industry Average (This Year)

No incidents recorded for Westpac in 2025.

Incidents vs Banking Industry Average (This Year)

No incidents recorded for Utkarsh Small Finance Bank in 2025.

Incident History — Westpac (X = Date, Y = Severity)

Westpac cyber incidents detection timeline including parent company and subsidiaries

Incident History — Utkarsh Small Finance Bank (X = Date, Y = Severity)

Utkarsh Small Finance Bank cyber incidents detection timeline including parent company and subsidiaries

Notable Incidents

Last 3 Security & Risk Events by Company

https://images.rankiteo.com/companyimages/westpac.jpeg
Westpac
Incidents

Date Detected: 06/2019
Type:Data Leak
Motivation: Fraud
Blog: Blog
https://images.rankiteo.com/companyimages/utkarsh-bank.jpeg
Utkarsh Small Finance Bank
Incidents

No Incident

FAQ

Utkarsh Small Finance Bank company demonstrates a stronger AI Cybersecurity Score compared to Westpac company, reflecting its advanced cybersecurity posture governance and monitoring frameworks.

Westpac company has historically faced a number of disclosed cyber incidents, whereas Utkarsh Small Finance Bank company has not reported any.

In the current year, Utkarsh Small Finance Bank company and Westpac company have not reported any cyber incidents.

Neither Utkarsh Small Finance Bank company nor Westpac company has reported experiencing a ransomware attack publicly.

Neither Utkarsh Small Finance Bank company nor Westpac company has reported experiencing a data breach publicly.

Neither Utkarsh Small Finance Bank company nor Westpac company has reported experiencing targeted cyberattacks publicly.

Neither Westpac company nor Utkarsh Small Finance Bank company has reported experiencing or disclosing vulnerabilities publicly.

Neither Westpac nor Utkarsh Small Finance Bank holds any compliance certifications.

Neither company holds any compliance certifications.

Westpac company has more subsidiaries worldwide compared to Utkarsh Small Finance Bank company.

Westpac company employs more people globally than Utkarsh Small Finance Bank company, reflecting its scale as a Banking.

Neither Westpac nor Utkarsh Small Finance Bank holds SOC 2 Type 1 certification.

Neither Westpac nor Utkarsh Small Finance Bank holds SOC 2 Type 2 certification.

Neither Westpac nor Utkarsh Small Finance Bank holds ISO 27001 certification.

Neither Westpac nor Utkarsh Small Finance Bank holds PCI DSS certification.

Neither Westpac nor Utkarsh Small Finance Bank holds HIPAA certification.

Neither Westpac nor Utkarsh Small Finance Bank holds GDPR certification.

Latest Global CVEs (Not Company-Specific)

Description

NXLog Agent before 6.11 can load a file specified by the OPENSSL_CONF environment variable.

Risk Information
cvss3
Base: 8.1
Severity: HIGH
CVSS:3.1/AV:L/AC:H/PR:N/UI:N/S:C/C:H/I:H/A:H
Description

uriparser through 0.9.9 allows unbounded recursion and stack consumption, as demonstrated by ParseMustBeSegmentNzNc with large input containing many commas.

Risk Information
cvss3
Base: 2.9
Severity: HIGH
CVSS:3.1/AV:L/AC:H/PR:N/UI:N/S:U/C:N/I:N/A:L
Description

A vulnerability was detected in Mayan EDMS up to 4.10.1. The affected element is an unknown function of the file /authentication/. The manipulation results in cross site scripting. The attack may be performed from remote. The exploit is now public and may be used. Upgrading to version 4.10.2 is sufficient to fix this issue. You should upgrade the affected component. The vendor confirms that this is "[f]ixed in version 4.10.2". Furthermore, that "[b]ackports for older versions in process and will be out as soon as their respective CI pipelines complete."

Risk Information
cvss2
Base: 5.0
Severity: LOW
AV:N/AC:L/Au:N/C:N/I:P/A:N
cvss3
Base: 4.3
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:R/S:U/C:N/I:L/A:N
cvss4
Base: 5.3
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:P/VC:N/VI:L/VA:N/SC:N/SI:N/SA:N/E:P/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

MJML through 4.18.0 allows mj-include directory traversal to test file existence and (in the type="css" case) read files. NOTE: this issue exists because of an incomplete fix for CVE-2020-12827.

Risk Information
cvss3
Base: 4.5
Severity: HIGH
CVSS:3.1/AV:L/AC:H/PR:N/UI:N/S:C/C:L/I:N/A:L
Description

A half-blind Server Side Request Forgery (SSRF) vulnerability exists in kube-controller-manager when using the in-tree Portworx StorageClass. This vulnerability allows authorized users to leak arbitrary information from unprotected endpoints in the control plane’s host network (including link-local or loopback services).

Risk Information
cvss3
Base: 5.8
Severity: HIGH
CVSS:3.1/AV:N/AC:H/PR:H/UI:N/S:C/C:H/I:N/A:N