Badge
11,371 badges added since 01 January 2025
ISO 27001 Certificate
SOC 1 Type I Certificate
SOC 2 Type II Certificate
PCI DSS
HIPAA
RGPD
Internal validation & live display
Multiple badges & continuous verification
Faster underwriting decisions
ISOSOC2 Type 1SOC2 Type 2PCI DSSHIPAAGDPR

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

Utkarsh Small Finance Bank A.I CyberSecurity Scoring

USFB

Company Details

Linkedin ID:

utkarsh-bank

Employees number:

11,622

Number of followers:

434,314

NAICS:

52211

Industry Type:

Banking

Homepage:

http://www.utkarsh.bank

IP Addresses:

0

Company ID:

UTK_1386850

Scan Status:

In-progress

AI scoreUSFB Risk Score (AI oriented)

Between 750 and 799

https://images.rankiteo.com/companyimages/utkarsh-bank.jpeg
USFB Banking
Updated:
  • Powered by our proprietary A.I cyber incident model
  • Insurance preferes TPRM score to calculate premium
globalscoreUSFB Global Score (TPRM)

XXXX

https://images.rankiteo.com/companyimages/utkarsh-bank.jpeg
USFB Banking
  • Instant access to detailed risk factors
  • Benchmark vs. industry & size peers
  • Vulnerabilities
  • Findings

USFB Company CyberSecurity News & History

Past Incidents
0
Attack Types
0
No data available
Ailogo

USFB Company Scoring based on AI Models

Cyber Incidents Likelihood 3 - 6 - 9 months

🔒
Incident Predictions locked
Access Monitoring Plan

A.I Risk Score Likelihood 3 - 6 - 9 months

🔒
A.I. Risk Score Predictions locked
Access Monitoring Plan
statics

Underwriter Stats for USFB

Incidents vs Banking Industry Average (This Year)

No incidents recorded for Utkarsh Small Finance Bank in 2026.

Incidents vs All-Companies Average (This Year)

No incidents recorded for Utkarsh Small Finance Bank in 2026.

Incident Types USFB vs Banking Industry Avg (This Year)

No incidents recorded for Utkarsh Small Finance Bank in 2026.

Incident History — USFB (X = Date, Y = Severity)

USFB cyber incidents detection timeline including parent company and subsidiaries

USFB Company Subsidiaries

SubsidiaryImage

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

Loading...
similarCompanies

USFB Similar Companies

PT Bank Rakyat Indonesia (Persero) Tbk

Bank Rakyat Indonesia (BRI) adalah salah satu bank milik pemerintah yang terbesar di Indonesia. BRI didirikan di Purwokerto, Jawa Tengah oleh Raden Bei Aria Wirjaatmadja pada 16 Desember 1895. BRI telah hadir lebih dari 129 tahun memberi pelayanan terbaik bagi seluruh lapisan masyarakat, BRI turut

Crédit Mutuel

Un modèle mutualiste au service des clients et des salariés. Réseau bancaire mutualiste constitué de 2124 Caisses locales le Crédit Mutuel se compose de 18 fédérations régionales, couvrant tout le territoire français. Société de personnes et non de capitaux, le Crédit Mutuel n’est pas coté en Bou

BNP Paribas

BNP Paribas is a leading bank in Europe with an international reach. It has a presence in 64 countries, with more than 178,000 employees, including more than 144,000 in Europe. BNP Paribas holds leading positions in its three major operating divisions: ⚆ Commercial, Personal Banking & Services for

CIMB Niaga

CIMB Niaga was established as Bank Niaga in 1955. CIMB Group holds around 97.9% of the stakes in CIMB Niaga (including PT Commerce Kapital 1.02%). The Bank offers a comprehensive suite of both conventional and Islamic banking products and services, through an expanding delivery channel network of 91

Banco do Brasil

Eu experimentei um novo jeito de me comunicar com você. Você usa o mundo digital para criar um universo totalmente seu e nesse novo universo eu acompanho você. Eu sei… Você é muito mais que digital. Eu olho para você e me vejo. Este é um dos motivos de eu estar aqui para conversar com você. Eu s

Standard Chartered

We are a leading international banking group, with a presence in 54 of the world’s most dynamic markets. Our purpose is to drive commerce and prosperity through our unique diversity, and our heritage and values are expressed in our brand promise, here for good. If you’re interested joining Standar

Crédit Agricole CIB

Crédit Agricole CIB is the corporate and investment banking arm of Crédit Agricole Group, 9th largest banking group worldwide in terms of balance sheet size in 2023 (The Banker, July 2024). Nearly 8,600 employees across Europe, the Americas, Asia-Pacific, the Middle East and North Africa support Cr

CIC

CIC is the fourth largest banking group in France, consisting of seven regional banks which operate across France through a network of 1,844 branches employing 24,000 staff. CIC's customer base includes 2.7 million retail clients. One in eleven self-employed professionals is a CIC group client and n

China Merchants Bank

Established in 1987 in Shenzhen, the forefront of China’s reform and opening-up drive, China Merchants Bank ("CMB") has developed into the most influential commercial bank brand in China thanks to continuous financial innovation, quality customer service, prudent management and strong business perfo

newsone

USFB CyberSecurity News

August 20, 2025 07:00 AM
Startup news and updates: Daily roundup (August 20, 2025)

From Vedantu seeking secondary funding to enable Chinese investor exit ahead of an IPO, to gaming bodies calling the real-money games ban a...

July 11, 2025 07:00 AM
Umesh Arora Joins Ujjivan Small Finance Bank as Head of Emerging Business to Drive Strategic Growth

Ujjivan Small Finance Bank has appointed Umesh Arora as the Head of Emerging Business, a newly created leadership role aimed at tapping .

June 19, 2025 07:00 AM
Tech Titans of Banking: Honouring Innovation, Impact & Leadership

India's banking sector is undergoing a digital renaissance, and at the heart of this transformation are the visionary CTOs, CDOs, CIOs,...

April 13, 2025 01:22 AM
Utkarsh Small Finance Bank in paytech overhaul with ACI Worldwide

Utkarsh Small Finance Bank is live with the latest version of ACI Worldwide's UP Retail Payments solution.

September 03, 2024 07:00 AM
Highlights of 5th edition of Global Fintech Fest 2024

The Global Fintech Fest (GFF) is the largest 3- day fintech conference held from 28th August to 30th August 2024 at Jio World Convention Centre, Mumbai,...

August 05, 2024 07:00 AM
Utkarsh Small Finance Bank Q1 Results: Net Profit Surges 28% to Rs 137 Cr

Utkarsh Small Finance Bank has reported a robust financial performance for the first quarter ended June 30, 2024, with a 28 per cent increase in net profit,...

October 28, 2021 07:00 AM
Strengthening Digital Security: Utkarsh Small Finance Bank Holds Cyber Security Webinar

NEW DELHI: Taking a step forward to strengthen its cyber security, Utkarsh Small Finance Bank held a cyber awareness webinar for its...

October 10, 2017 07:00 AM
Utkarsh Small Finance Bank goes live with Intellect’s core banking system

Utkarsh Small Finance Bank, a microfinance institution in India, has rolled out Intellect Design Arena's core banking system.

April 19, 2017 07:00 AM
Au Small Finance Bank Ltd starts its operations

Au Small Finance Bank Limited has commenced operations as a small finance bank with effect from April 19, 2017, said the Reserve Bank of India (RBI).

faq

Frequently Asked Questions

Explore insights on cybersecurity incidents, risk posture, and Rankiteo's assessments.

USFB CyberSecurity History Information

Official Website of Utkarsh Small Finance Bank

The official website of Utkarsh Small Finance Bank is http://www.utkarsh.bank.

Utkarsh Small Finance Bank’s AI-Generated Cybersecurity Score

According to Rankiteo, Utkarsh Small Finance Bank’s AI-generated cybersecurity score is 784, reflecting their Fair security posture.

How many security badges does Utkarsh Small Finance Bank’ have ?

According to Rankiteo, Utkarsh Small Finance Bank currently holds 0 security badges, indicating that no recognized compliance certifications are currently verified for the organization.

Has Utkarsh Small Finance Bank been affected by any supply chain cyber incidents ?

According to Rankiteo, Utkarsh Small Finance Bank has not been affected by any supply chain cyber incidents, and no incident IDs are currently listed for the organization.

Does Utkarsh Small Finance Bank have SOC 2 Type 1 certification ?

According to Rankiteo, Utkarsh Small Finance Bank is not certified under SOC 2 Type 1.

Does Utkarsh Small Finance Bank have SOC 2 Type 2 certification ?

According to Rankiteo, Utkarsh Small Finance Bank does not hold a SOC 2 Type 2 certification.

Does Utkarsh Small Finance Bank comply with GDPR ?

According to Rankiteo, Utkarsh Small Finance Bank is not listed as GDPR compliant.

Does Utkarsh Small Finance Bank have PCI DSS certification ?

According to Rankiteo, Utkarsh Small Finance Bank does not currently maintain PCI DSS compliance.

Does Utkarsh Small Finance Bank comply with HIPAA ?

According to Rankiteo, Utkarsh Small Finance Bank is not compliant with HIPAA regulations.

Does Utkarsh Small Finance Bank have ISO 27001 certification ?

According to Rankiteo,Utkarsh Small Finance Bank is not certified under ISO 27001, indicating the absence of a formally recognized information security management framework.

Industry Classification of Utkarsh Small Finance Bank

Utkarsh Small Finance Bank operates primarily in the Banking industry.

Number of Employees at Utkarsh Small Finance Bank

Utkarsh Small Finance Bank employs approximately 11,622 people worldwide.

Subsidiaries Owned by Utkarsh Small Finance Bank

Utkarsh Small Finance Bank presently has no subsidiaries across any sectors.

Utkarsh Small Finance Bank’s LinkedIn Followers

Utkarsh Small Finance Bank’s official LinkedIn profile has approximately 434,314 followers.

NAICS Classification of Utkarsh Small Finance Bank

Utkarsh Small Finance Bank is classified under the NAICS code 52211, which corresponds to Commercial Banking.

Utkarsh Small Finance Bank’s Presence on Crunchbase

No, Utkarsh Small Finance Bank does not have a profile on Crunchbase.

Utkarsh Small Finance Bank’s Presence on LinkedIn

Yes, Utkarsh Small Finance Bank maintains an official LinkedIn profile, which is actively utilized for branding and talent engagement, which can be accessed here: https://www.linkedin.com/company/utkarsh-bank.

Cybersecurity Incidents Involving Utkarsh Small Finance Bank

As of January 21, 2026, Rankiteo reports that Utkarsh Small Finance Bank has not experienced any cybersecurity incidents.

Number of Peer and Competitor Companies

Utkarsh Small Finance Bank has an estimated 7,149 peer or competitor companies worldwide.

Utkarsh Small Finance Bank CyberSecurity History Information

How many cyber incidents has Utkarsh Small Finance Bank faced ?

Total Incidents: According to Rankiteo, Utkarsh Small Finance Bank has faced 0 incidents in the past.

What types of cybersecurity incidents have occurred at Utkarsh Small Finance Bank ?

Incident Types: The types of cybersecurity incidents that have occurred include .

Incident Details

What are the most common types of attacks the company has faced ?

Additional Questions

cve

Latest Global CVEs (Not Company-Specific)

Description

SummaryA command injection vulnerability (CWE-78) has been found to exist in the `wrangler pages deploy` command. The issue occurs because the `--commit-hash` parameter is passed directly to a shell command without proper validation or sanitization, allowing an attacker with control of `--commit-hash` to execute arbitrary commands on the system running Wrangler. Root causeThe commitHash variable, derived from user input via the --commit-hash CLI argument, is interpolated directly into a shell command using template literals (e.g.,  execSync(`git show -s --format=%B ${commitHash}`)). Shell metacharacters are interpreted by the shell, enabling command execution. ImpactThis vulnerability is generally hard to exploit, as it requires --commit-hash to be attacker controlled. The vulnerability primarily affects CI/CD environments where `wrangler pages deploy` is used in automated pipelines and the --commit-hash parameter is populated from external, potentially untrusted sources. An attacker could exploit this to: * Run any shell command. * Exfiltrate environment variables. * Compromise the CI runner to install backdoors or modify build artifacts. Credits Disclosed responsibly by kny4hacker. Mitigation * Wrangler v4 users are requested to upgrade to Wrangler v4.59.1 or higher. * Wrangler v3 users are requested to upgrade to Wrangler v3.114.17 or higher. * Users on Wrangler v2 (EOL) should upgrade to a supported major version.

Risk Information
cvss4
Base: 7.7
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:P/PR:L/UI:N/VC:H/VI:H/VA:H/SC:L/SI:L/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Vulnerability in the Oracle VM VirtualBox product of Oracle Virtualization (component: Core). Supported versions that are affected are 7.1.14 and 7.2.4. Easily exploitable vulnerability allows high privileged attacker with logon to the infrastructure where Oracle VM VirtualBox executes to compromise Oracle VM VirtualBox. While the vulnerability is in Oracle VM VirtualBox, attacks may significantly impact additional products (scope change). Successful attacks of this vulnerability can result in takeover of Oracle VM VirtualBox. CVSS 3.1 Base Score 8.2 (Confidentiality, Integrity and Availability impacts). CVSS Vector: (CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H).

Risk Information
cvss3
Base: 8.2
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H
Description

Vulnerability in the Oracle VM VirtualBox product of Oracle Virtualization (component: Core). Supported versions that are affected are 7.1.14 and 7.2.4. Easily exploitable vulnerability allows high privileged attacker with logon to the infrastructure where Oracle VM VirtualBox executes to compromise Oracle VM VirtualBox. While the vulnerability is in Oracle VM VirtualBox, attacks may significantly impact additional products (scope change). Successful attacks of this vulnerability can result in unauthorized creation, deletion or modification access to critical data or all Oracle VM VirtualBox accessible data as well as unauthorized access to critical data or complete access to all Oracle VM VirtualBox accessible data and unauthorized ability to cause a partial denial of service (partial DOS) of Oracle VM VirtualBox. CVSS 3.1 Base Score 8.1 (Confidentiality, Integrity and Availability impacts). CVSS Vector: (CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:L).

Risk Information
cvss3
Base: 8.1
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:L
Description

Vulnerability in the Oracle VM VirtualBox product of Oracle Virtualization (component: Core). Supported versions that are affected are 7.1.14 and 7.2.4. Easily exploitable vulnerability allows high privileged attacker with logon to the infrastructure where Oracle VM VirtualBox executes to compromise Oracle VM VirtualBox. While the vulnerability is in Oracle VM VirtualBox, attacks may significantly impact additional products (scope change). Successful attacks of this vulnerability can result in takeover of Oracle VM VirtualBox. CVSS 3.1 Base Score 8.2 (Confidentiality, Integrity and Availability impacts). CVSS Vector: (CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H).

Risk Information
cvss3
Base: 8.2
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H
Description

Vulnerability in the Oracle VM VirtualBox product of Oracle Virtualization (component: Core). Supported versions that are affected are 7.1.14 and 7.2.4. Easily exploitable vulnerability allows high privileged attacker with logon to the infrastructure where Oracle VM VirtualBox executes to compromise Oracle VM VirtualBox. While the vulnerability is in Oracle VM VirtualBox, attacks may significantly impact additional products (scope change). Successful attacks of this vulnerability can result in takeover of Oracle VM VirtualBox. CVSS 3.1 Base Score 8.2 (Confidentiality, Integrity and Availability impacts). CVSS Vector: (CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H).

Risk Information
cvss3
Base: 8.2
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H

Access Data Using Our API

SubsidiaryImage

Get company history

curl -i -X GET 'https://api.rankiteo.com/underwriter-getcompany-history?linkedin_id=utkarsh-bank' -H 'apikey: YOUR_API_KEY_HERE'

What Do We Measure ?

revertimgrevertimgrevertimgrevertimg
Incident
revertimgrevertimgrevertimgrevertimg
Finding
revertimgrevertimgrevertimgrevertimg
Grade
revertimgrevertimgrevertimgrevertimg
Digital Assets

Every week, Rankiteo analyzes billions of signals to give organizations a sharper, faster view of emerging risks. With deeper, more actionable intelligence at their fingertips, security teams can outpace threat actors, respond instantly to Zero-Day attacks, and dramatically shrink their risk exposure window.

These are some of the factors we use to calculate the overall score:

Network Security

Identify exposed access points, detect misconfigured SSL certificates, and uncover vulnerabilities across the network infrastructure.

SBOM (Software Bill of Materials)

Gain visibility into the software components used within an organization to detect vulnerabilities, manage risk, and ensure supply chain security.

CMDB (Configuration Management Database)

Monitor and manage all IT assets and their configurations to ensure accurate, real-time visibility across the company's technology environment.

Threat Intelligence

Leverage real-time insights on active threats, malware campaigns, and emerging vulnerabilities to proactively defend against evolving cyberattacks.

Top LeftTop RightBottom LeftBottom Right
Rankiteo is a unified scoring and risk platform that analyzes billions of signals weekly to help organizations gain faster, more actionable insights into emerging threats. Empowering teams to outpace adversaries and reduce exposure.
Users Love Us Badge