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Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

Utkarsh Small Finance Bank A.I CyberSecurity Scoring

USFB

Company Details

Linkedin ID:

utkarsh-bank

Employees number:

11,622

Number of followers:

434,314

NAICS:

52211

Industry Type:

Banking

Homepage:

http://www.utkarsh.bank

IP Addresses:

0

Company ID:

UTK_1386850

Scan Status:

In-progress

AI scoreUSFB Risk Score (AI oriented)

Between 750 and 799

https://images.rankiteo.com/companyimages/utkarsh-bank.jpeg
USFB Banking
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globalscoreUSFB Global Score (TPRM)

XXXX

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USFB Banking
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USFB Company CyberSecurity News & History

Past Incidents
0
Attack Types
0
No data available
Ailogo

USFB Company Scoring based on AI Models

Cyber Incidents Likelihood 3 - 6 - 9 months

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Incident Predictions locked
Access Monitoring Plan

A.I Risk Score Likelihood 3 - 6 - 9 months

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A.I. Risk Score Predictions locked
Access Monitoring Plan
statics

Underwriter Stats for USFB

Incidents vs Banking Industry Average (This Year)

No incidents recorded for Utkarsh Small Finance Bank in 2025.

Incidents vs All-Companies Average (This Year)

No incidents recorded for Utkarsh Small Finance Bank in 2025.

Incident Types USFB vs Banking Industry Avg (This Year)

No incidents recorded for Utkarsh Small Finance Bank in 2025.

Incident History — USFB (X = Date, Y = Severity)

USFB cyber incidents detection timeline including parent company and subsidiaries

USFB Company Subsidiaries

SubsidiaryImage

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

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faq

Frequently Asked Questions

Explore insights on cybersecurity incidents, risk posture, and Rankiteo's assessments.

USFB CyberSecurity History Information

Official Website of Utkarsh Small Finance Bank

The official website of Utkarsh Small Finance Bank is http://www.utkarsh.bank.

Utkarsh Small Finance Bank’s AI-Generated Cybersecurity Score

According to Rankiteo, Utkarsh Small Finance Bank’s AI-generated cybersecurity score is 784, reflecting their Fair security posture.

How many security badges does Utkarsh Small Finance Bank’ have ?

According to Rankiteo, Utkarsh Small Finance Bank currently holds 0 security badges, indicating that no recognized compliance certifications are currently verified for the organization.

Does Utkarsh Small Finance Bank have SOC 2 Type 1 certification ?

According to Rankiteo, Utkarsh Small Finance Bank is not certified under SOC 2 Type 1.

Does Utkarsh Small Finance Bank have SOC 2 Type 2 certification ?

According to Rankiteo, Utkarsh Small Finance Bank does not hold a SOC 2 Type 2 certification.

Does Utkarsh Small Finance Bank comply with GDPR ?

According to Rankiteo, Utkarsh Small Finance Bank is not listed as GDPR compliant.

Does Utkarsh Small Finance Bank have PCI DSS certification ?

According to Rankiteo, Utkarsh Small Finance Bank does not currently maintain PCI DSS compliance.

Does Utkarsh Small Finance Bank comply with HIPAA ?

According to Rankiteo, Utkarsh Small Finance Bank is not compliant with HIPAA regulations.

Does Utkarsh Small Finance Bank have ISO 27001 certification ?

According to Rankiteo,Utkarsh Small Finance Bank is not certified under ISO 27001, indicating the absence of a formally recognized information security management framework.

Industry Classification of Utkarsh Small Finance Bank

Utkarsh Small Finance Bank operates primarily in the Banking industry.

Number of Employees at Utkarsh Small Finance Bank

Utkarsh Small Finance Bank employs approximately 11,622 people worldwide.

Subsidiaries Owned by Utkarsh Small Finance Bank

Utkarsh Small Finance Bank presently has no subsidiaries across any sectors.

Utkarsh Small Finance Bank’s LinkedIn Followers

Utkarsh Small Finance Bank’s official LinkedIn profile has approximately 434,314 followers.

NAICS Classification of Utkarsh Small Finance Bank

Utkarsh Small Finance Bank is classified under the NAICS code 52211, which corresponds to Commercial Banking.

Utkarsh Small Finance Bank’s Presence on Crunchbase

No, Utkarsh Small Finance Bank does not have a profile on Crunchbase.

Utkarsh Small Finance Bank’s Presence on LinkedIn

Yes, Utkarsh Small Finance Bank maintains an official LinkedIn profile, which is actively utilized for branding and talent engagement, which can be accessed here: https://www.linkedin.com/company/utkarsh-bank.

Cybersecurity Incidents Involving Utkarsh Small Finance Bank

As of November 27, 2025, Rankiteo reports that Utkarsh Small Finance Bank has not experienced any cybersecurity incidents.

Number of Peer and Competitor Companies

Utkarsh Small Finance Bank has an estimated 6,716 peer or competitor companies worldwide.

Utkarsh Small Finance Bank CyberSecurity History Information

How many cyber incidents has Utkarsh Small Finance Bank faced ?

Total Incidents: According to Rankiteo, Utkarsh Small Finance Bank has faced 0 incidents in the past.

What types of cybersecurity incidents have occurred at Utkarsh Small Finance Bank ?

Incident Types: The types of cybersecurity incidents that have occurred include .

Incident Details

What are the most common types of attacks the company has faced ?

Additional Questions

cve

Latest Global CVEs (Not Company-Specific)

Description

Angular is a development platform for building mobile and desktop web applications using TypeScript/JavaScript and other languages. Prior to versions 19.2.16, 20.3.14, and 21.0.1, there is a XSRF token leakage via protocol-relative URLs in angular HTTP clients. The vulnerability is a Credential Leak by App Logic that leads to the unauthorized disclosure of the Cross-Site Request Forgery (XSRF) token to an attacker-controlled domain. Angular's HttpClient has a built-in XSRF protection mechanism that works by checking if a request URL starts with a protocol (http:// or https://) to determine if it is cross-origin. If the URL starts with protocol-relative URL (//), it is incorrectly treated as a same-origin request, and the XSRF token is automatically added to the X-XSRF-TOKEN header. This issue has been patched in versions 19.2.16, 20.3.14, and 21.0.1. A workaround for this issue involves avoiding using protocol-relative URLs (URLs starting with //) in HttpClient requests. All backend communication URLs should be hardcoded as relative paths (starting with a single /) or fully qualified, trusted absolute URLs.

Risk Information
cvss4
Base: 7.7
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:N/VI:N/VA:N/SC:H/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Forge (also called `node-forge`) is a native implementation of Transport Layer Security in JavaScript. An Uncontrolled Recursion vulnerability in node-forge versions 1.3.1 and below enables remote, unauthenticated attackers to craft deep ASN.1 structures that trigger unbounded recursive parsing. This leads to a Denial-of-Service (DoS) via stack exhaustion when parsing untrusted DER inputs. This issue has been patched in version 1.3.2.

Risk Information
cvss4
Base: 8.7
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:N/VI:N/VA:H/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Forge (also called `node-forge`) is a native implementation of Transport Layer Security in JavaScript. An Integer Overflow vulnerability in node-forge versions 1.3.1 and below enables remote, unauthenticated attackers to craft ASN.1 structures containing OIDs with oversized arcs. These arcs may be decoded as smaller, trusted OIDs due to 32-bit bitwise truncation, enabling the bypass of downstream OID-based security decisions. This issue has been patched in version 1.3.2.

Risk Information
cvss4
Base: 6.3
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:P/PR:N/UI:N/VC:N/VI:L/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Suricata is a network IDS, IPS and NSM engine developed by the OISF (Open Information Security Foundation) and the Suricata community. Prior to versions 7.0.13 and 8.0.2, working with large buffers in Lua scripts can lead to a stack overflow. Users of Lua rules and output scripts may be affected when working with large buffers. This includes a rule passing a large buffer to a Lua script. This issue has been patched in versions 7.0.13 and 8.0.2. A workaround for this issue involves disabling Lua rules and output scripts, or making sure limits, such as stream.depth.reassembly and HTTP response body limits (response-body-limit), are set to less than half the stack size.

Risk Information
cvss3
Base: 7.5
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:N/I:N/A:H
Description

Suricata is a network IDS, IPS and NSM engine developed by the OISF (Open Information Security Foundation) and the Suricata community. In versions from 8.0.0 to before 8.0.2, a NULL dereference can occur when the entropy keyword is used in conjunction with base64_data. This issue has been patched in version 8.0.2. A workaround involves disabling rules that use entropy in conjunction with base64_data.

Risk Information
cvss3
Base: 7.5
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:N/I:N/A:H

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