Company Details
utkarsh-bank
11,622
434,314
52211
http://www.utkarsh.bank
0
UTK_1386850
In-progress

Utkarsh Small Finance Bank Company CyberSecurity Posture
http://www.utkarsh.bankUtkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.
Company Details
utkarsh-bank
11,622
434,314
52211
http://www.utkarsh.bank
0
UTK_1386850
In-progress
Between 750 and 799

USFB Global Score (TPRM)XXXX



No incidents recorded for Utkarsh Small Finance Bank in 2025.
No incidents recorded for Utkarsh Small Finance Bank in 2025.
No incidents recorded for Utkarsh Small Finance Bank in 2025.
USFB cyber incidents detection timeline including parent company and subsidiaries

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

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Explore insights on cybersecurity incidents, risk posture, and Rankiteo's assessments.
The official website of Utkarsh Small Finance Bank is http://www.utkarsh.bank.
According to Rankiteo, Utkarsh Small Finance Bank’s AI-generated cybersecurity score is 784, reflecting their Fair security posture.
According to Rankiteo, Utkarsh Small Finance Bank currently holds 0 security badges, indicating that no recognized compliance certifications are currently verified for the organization.
According to Rankiteo, Utkarsh Small Finance Bank is not certified under SOC 2 Type 1.
According to Rankiteo, Utkarsh Small Finance Bank does not hold a SOC 2 Type 2 certification.
According to Rankiteo, Utkarsh Small Finance Bank is not listed as GDPR compliant.
According to Rankiteo, Utkarsh Small Finance Bank does not currently maintain PCI DSS compliance.
According to Rankiteo, Utkarsh Small Finance Bank is not compliant with HIPAA regulations.
According to Rankiteo,Utkarsh Small Finance Bank is not certified under ISO 27001, indicating the absence of a formally recognized information security management framework.
Utkarsh Small Finance Bank operates primarily in the Banking industry.
Utkarsh Small Finance Bank employs approximately 11,622 people worldwide.
Utkarsh Small Finance Bank presently has no subsidiaries across any sectors.
Utkarsh Small Finance Bank’s official LinkedIn profile has approximately 434,314 followers.
Utkarsh Small Finance Bank is classified under the NAICS code 52211, which corresponds to Commercial Banking.
No, Utkarsh Small Finance Bank does not have a profile on Crunchbase.
Yes, Utkarsh Small Finance Bank maintains an official LinkedIn profile, which is actively utilized for branding and talent engagement, which can be accessed here: https://www.linkedin.com/company/utkarsh-bank.
As of November 27, 2025, Rankiteo reports that Utkarsh Small Finance Bank has not experienced any cybersecurity incidents.
Utkarsh Small Finance Bank has an estimated 6,716 peer or competitor companies worldwide.
Total Incidents: According to Rankiteo, Utkarsh Small Finance Bank has faced 0 incidents in the past.
Incident Types: The types of cybersecurity incidents that have occurred include .
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Forge (also called `node-forge`) is a native implementation of Transport Layer Security in JavaScript. An Uncontrolled Recursion vulnerability in node-forge versions 1.3.1 and below enables remote, unauthenticated attackers to craft deep ASN.1 structures that trigger unbounded recursive parsing. This leads to a Denial-of-Service (DoS) via stack exhaustion when parsing untrusted DER inputs. This issue has been patched in version 1.3.2.
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Suricata is a network IDS, IPS and NSM engine developed by the OISF (Open Information Security Foundation) and the Suricata community. Prior to versions 7.0.13 and 8.0.2, working with large buffers in Lua scripts can lead to a stack overflow. Users of Lua rules and output scripts may be affected when working with large buffers. This includes a rule passing a large buffer to a Lua script. This issue has been patched in versions 7.0.13 and 8.0.2. A workaround for this issue involves disabling Lua rules and output scripts, or making sure limits, such as stream.depth.reassembly and HTTP response body limits (response-body-limit), are set to less than half the stack size.
Suricata is a network IDS, IPS and NSM engine developed by the OISF (Open Information Security Foundation) and the Suricata community. In versions from 8.0.0 to before 8.0.2, a NULL dereference can occur when the entropy keyword is used in conjunction with base64_data. This issue has been patched in version 8.0.2. A workaround involves disabling rules that use entropy in conjunction with base64_data.

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