Comparison Overview

Utkarsh Small Finance Bank

VS

Sberbank

Utkarsh Small Finance Bank

Registered Office: Utkarsh Tower, NH -31(Airport Road), Sehmalpur, Kazi Sarai, Harhua, , Varanasi, Uttar Pradesh, IN, 221105
Last Update: 2025-11-27
Between 750 and 799

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

NAICS: 52211
NAICS Definition: Commercial Banking
Employees: 11,622
Subsidiaries: 0
12-month incidents
0
Known data breaches
0
Attack type number
0

Sberbank

RU
Last Update: 2025-11-24
Between 800 and 849

Сбер — крупнейший банк в России, поставщик надёжных технологических решений и один из ведущих финансовых институтов страны. Мы не боимся меняться и открывать новые горизонты, но в то же время остаёмся верными принципам, сформированным за нашу 180-летнюю историю. Такой подход позволяет нам создавать и развивать десятки технологичных направлений. Нашими сервисами пользуются миллионы людей, а над их созданием и совершенствованием работают десятки тысяч сотрудников. Sber is the largest bank in Russia, supplier of reliable technological solutions and one of the leading national financial institutions. We are not afraid to change and open up new horizons, but at the same time we remain true to the principles that have been formed over our 180-year history. This approach allows us to create and develop dozens of technological areas. Our services are used by millions of people, and thousands of employees are working on their creation and improvement.

NAICS: 52211
NAICS Definition: Commercial Banking
Employees: 10,459
Subsidiaries: 1
12-month incidents
0
Known data breaches
0
Attack type number
0

Compliance Badges Comparison

Security & Compliance Standards Overview

https://images.rankiteo.com/companyimages/utkarsh-bank.jpeg
Utkarsh Small Finance Bank
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
https://images.rankiteo.com/companyimages/sberbank.jpeg
Sberbank
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
Compliance Summary
Utkarsh Small Finance Bank
100%
Compliance Rate
0/4 Standards Verified
Sberbank
0%
Compliance Rate
0/4 Standards Verified

Benchmark & Cyber Underwriting Signals

Incidents vs Banking Industry Average (This Year)

No incidents recorded for Utkarsh Small Finance Bank in 2025.

Incidents vs Banking Industry Average (This Year)

No incidents recorded for Sberbank in 2025.

Incident History — Utkarsh Small Finance Bank (X = Date, Y = Severity)

Utkarsh Small Finance Bank cyber incidents detection timeline including parent company and subsidiaries

Incident History — Sberbank (X = Date, Y = Severity)

Sberbank cyber incidents detection timeline including parent company and subsidiaries

Notable Incidents

Last 3 Security & Risk Events by Company

https://images.rankiteo.com/companyimages/utkarsh-bank.jpeg
Utkarsh Small Finance Bank
Incidents

No Incident

https://images.rankiteo.com/companyimages/sberbank.jpeg
Sberbank
Incidents

No Incident

FAQ

Sberbank company demonstrates a stronger AI Cybersecurity Score compared to Utkarsh Small Finance Bank company, reflecting its advanced cybersecurity posture governance and monitoring frameworks.

Historically, Sberbank company has disclosed a higher number of cyber incidents compared to Utkarsh Small Finance Bank company.

In the current year, Sberbank company and Utkarsh Small Finance Bank company have not reported any cyber incidents.

Neither Sberbank company nor Utkarsh Small Finance Bank company has reported experiencing a ransomware attack publicly.

Neither Sberbank company nor Utkarsh Small Finance Bank company has reported experiencing a data breach publicly.

Neither Sberbank company nor Utkarsh Small Finance Bank company has reported experiencing targeted cyberattacks publicly.

Neither Utkarsh Small Finance Bank company nor Sberbank company has reported experiencing or disclosing vulnerabilities publicly.

Neither Utkarsh Small Finance Bank nor Sberbank holds any compliance certifications.

Neither company holds any compliance certifications.

Sberbank company has more subsidiaries worldwide compared to Utkarsh Small Finance Bank company.

Utkarsh Small Finance Bank company employs more people globally than Sberbank company, reflecting its scale as a Banking.

Neither Utkarsh Small Finance Bank nor Sberbank holds SOC 2 Type 1 certification.

Neither Utkarsh Small Finance Bank nor Sberbank holds SOC 2 Type 2 certification.

Neither Utkarsh Small Finance Bank nor Sberbank holds ISO 27001 certification.

Neither Utkarsh Small Finance Bank nor Sberbank holds PCI DSS certification.

Neither Utkarsh Small Finance Bank nor Sberbank holds HIPAA certification.

Neither Utkarsh Small Finance Bank nor Sberbank holds GDPR certification.

Latest Global CVEs (Not Company-Specific)

Description

Angular is a development platform for building mobile and desktop web applications using TypeScript/JavaScript and other languages. Prior to versions 19.2.16, 20.3.14, and 21.0.1, there is a XSRF token leakage via protocol-relative URLs in angular HTTP clients. The vulnerability is a Credential Leak by App Logic that leads to the unauthorized disclosure of the Cross-Site Request Forgery (XSRF) token to an attacker-controlled domain. Angular's HttpClient has a built-in XSRF protection mechanism that works by checking if a request URL starts with a protocol (http:// or https://) to determine if it is cross-origin. If the URL starts with protocol-relative URL (//), it is incorrectly treated as a same-origin request, and the XSRF token is automatically added to the X-XSRF-TOKEN header. This issue has been patched in versions 19.2.16, 20.3.14, and 21.0.1. A workaround for this issue involves avoiding using protocol-relative URLs (URLs starting with //) in HttpClient requests. All backend communication URLs should be hardcoded as relative paths (starting with a single /) or fully qualified, trusted absolute URLs.

Risk Information
cvss4
Base: 7.7
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:N/VI:N/VA:N/SC:H/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Forge (also called `node-forge`) is a native implementation of Transport Layer Security in JavaScript. An Uncontrolled Recursion vulnerability in node-forge versions 1.3.1 and below enables remote, unauthenticated attackers to craft deep ASN.1 structures that trigger unbounded recursive parsing. This leads to a Denial-of-Service (DoS) via stack exhaustion when parsing untrusted DER inputs. This issue has been patched in version 1.3.2.

Risk Information
cvss4
Base: 8.7
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:N/VI:N/VA:H/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Forge (also called `node-forge`) is a native implementation of Transport Layer Security in JavaScript. An Integer Overflow vulnerability in node-forge versions 1.3.1 and below enables remote, unauthenticated attackers to craft ASN.1 structures containing OIDs with oversized arcs. These arcs may be decoded as smaller, trusted OIDs due to 32-bit bitwise truncation, enabling the bypass of downstream OID-based security decisions. This issue has been patched in version 1.3.2.

Risk Information
cvss4
Base: 6.3
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:P/PR:N/UI:N/VC:N/VI:L/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Suricata is a network IDS, IPS and NSM engine developed by the OISF (Open Information Security Foundation) and the Suricata community. Prior to versions 7.0.13 and 8.0.2, working with large buffers in Lua scripts can lead to a stack overflow. Users of Lua rules and output scripts may be affected when working with large buffers. This includes a rule passing a large buffer to a Lua script. This issue has been patched in versions 7.0.13 and 8.0.2. A workaround for this issue involves disabling Lua rules and output scripts, or making sure limits, such as stream.depth.reassembly and HTTP response body limits (response-body-limit), are set to less than half the stack size.

Risk Information
cvss3
Base: 7.5
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:N/I:N/A:H
Description

Suricata is a network IDS, IPS and NSM engine developed by the OISF (Open Information Security Foundation) and the Suricata community. In versions from 8.0.0 to before 8.0.2, a NULL dereference can occur when the entropy keyword is used in conjunction with base64_data. This issue has been patched in version 8.0.2. A workaround involves disabling rules that use entropy in conjunction with base64_data.

Risk Information
cvss3
Base: 7.5
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:N/I:N/A:H