Comparison Overview

UniCredit

VS

Utkarsh Small Finance Bank

UniCredit

Piazza Gae Aulenti, 3, Milano, 20154, IT
Last Update: 2025-12-19
View Profile
Between 750 and 799
http://www.unicreditgroup.eu

UniCredit is a pan-European Bank with a unique service offering in Italy, Germany, Austria, and Central and Eastern Europe. Our Vision is to be the Bank for Europe's Future. Our Purpose is to Empower Communities to Progress, delivering the best-in-class products and services for all stakeholders, unlocking the potential of our people and our clients across Europe. Our core operations are located in Italy, Germany, Austria and Central and Eastern European Countries, all served by three Group high-quality product factories: Corporate, Individual and Payment Solutions.

NAICS: 52211
NAICS Definition: Commercial Banking
Employees: 55,599
Subsidiaries: 12
12-month incidents
0
Known data breaches
1
Attack type number
2
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Utkarsh Small Finance Bank

Registered Office: Utkarsh Tower, NH -31(Airport Road), Sehmalpur, Kazi Sarai, Harhua, , Varanasi, Uttar Pradesh, IN, 221105
Last Update: 2025-12-17
Between 750 and 799
http://www.utkarsh.bank

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

NAICS: 52211
NAICS Definition: Commercial Banking
Employees: 11,622
Subsidiaries: 0
12-month incidents
0
Known data breaches
0
Attack type number
0

Compliance Badges Comparison

Security & Compliance Standards Overview

https://images.rankiteo.com/companyimages/unicredit.jpeg
UniCredit
—
ISO 27001
ISO 27001 certification not verified
Not verified
—
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
—
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
—
GDPR
GDPR certification not verified
Not verified
—
PCI DSS
PCI DSS certification not verified
Not verified
—
HIPAA
HIPAA certification not verified
Not verified
https://images.rankiteo.com/companyimages/utkarsh-bank.jpeg
Utkarsh Small Finance Bank
—
ISO 27001
ISO 27001 certification not verified
Not verified
—
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
—
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
—
GDPR
GDPR certification not verified
Not verified
—
PCI DSS
PCI DSS certification not verified
Not verified
—
HIPAA
HIPAA certification not verified
Not verified
Compliance Summary
UniCredit
100%
Compliance Rate
0/4 Standards Verified
Utkarsh Small Finance Bank
0%
Compliance Rate
0/4 Standards Verified

Benchmark & Cyber Underwriting Signals

Incidents vs Banking Industry Average (This Year)

No incidents recorded for UniCredit in 2025.

Incidents vs Banking Industry Average (This Year)

No incidents recorded for Utkarsh Small Finance Bank in 2025.

Incident History — UniCredit (X = Date, Y = Severity)

UniCredit cyber incidents detection timeline including parent company and subsidiaries

Incident History — Utkarsh Small Finance Bank (X = Date, Y = Severity)

Utkarsh Small Finance Bank cyber incidents detection timeline including parent company and subsidiaries

Notable Incidents

Last 3 Security & Risk Events by Company

https://images.rankiteo.com/companyimages/unicredit.jpeg
UniCredit
Incidents

Date Detected: 04/2020
Type:Data Leak
Motivation: Financial Gain
Blog: Blog

Date Detected: 10/2019
Type:Data Leak
Blog: Blog

Date Detected: 08/2017
Type:Breach
Blog: Blog
https://images.rankiteo.com/companyimages/utkarsh-bank.jpeg
Utkarsh Small Finance Bank
Incidents

No Incident

FAQ

UniCredit company demonstrates a stronger AI Cybersecurity Score compared to Utkarsh Small Finance Bank company, reflecting its advanced cybersecurity posture governance and monitoring frameworks.

UniCredit company has historically faced a number of disclosed cyber incidents, whereas Utkarsh Small Finance Bank company has not reported any.

In the current year, Utkarsh Small Finance Bank company and UniCredit company have not reported any cyber incidents.

Neither Utkarsh Small Finance Bank company nor UniCredit company has reported experiencing a ransomware attack publicly.

UniCredit company has disclosed at least one data breach, while the other Utkarsh Small Finance Bank company has not reported such incidents publicly.

Neither Utkarsh Small Finance Bank company nor UniCredit company has reported experiencing targeted cyberattacks publicly.

Neither UniCredit company nor Utkarsh Small Finance Bank company has reported experiencing or disclosing vulnerabilities publicly.

Neither UniCredit nor Utkarsh Small Finance Bank holds any compliance certifications.

Neither company holds any compliance certifications.

UniCredit company has more subsidiaries worldwide compared to Utkarsh Small Finance Bank company.

UniCredit company employs more people globally than Utkarsh Small Finance Bank company, reflecting its scale as a Banking.

Neither UniCredit nor Utkarsh Small Finance Bank holds SOC 2 Type 1 certification.

Neither UniCredit nor Utkarsh Small Finance Bank holds SOC 2 Type 2 certification.

Neither UniCredit nor Utkarsh Small Finance Bank holds ISO 27001 certification.

Neither UniCredit nor Utkarsh Small Finance Bank holds PCI DSS certification.

Neither UniCredit nor Utkarsh Small Finance Bank holds HIPAA certification.

Neither UniCredit nor Utkarsh Small Finance Bank holds GDPR certification.

Latest Global CVEs (Not Company-Specific)

Description

Marshmallow is a lightweight library for converting complex objects to and from simple Python datatypes. In versions from 3.0.0rc1 to before 3.26.2 and from 4.0.0 to before 4.1.2, Schema.load(data, many=True) is vulnerable to denial of service attacks. A moderately sized request can consume a disproportionate amount of CPU time. This issue has been patched in version 3.26.2 and 4.1.2.

Published
Date
2025-12-22
Updated
Date
2025-12-22
Risk Information
cvss3
Base: 5.3
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:N/I:N/A:L
References
Description

KEDA is a Kubernetes-based Event Driven Autoscaling component. Prior to versions 2.17.3 and 2.18.3, an Arbitrary File Read vulnerability has been identified in KEDA, potentially affecting any KEDA resource that uses TriggerAuthentication to configure HashiCorp Vault authentication. The vulnerability stems from an incorrect or insufficient path validation when loading the Service Account Token specified in spec.hashiCorpVault.credential.serviceAccount. An attacker with permissions to create or modify a TriggerAuthentication resource can exfiltrate the content of any file from the node's filesystem (where the KEDA pod resides) by directing the file's content to a server under their control, as part of the Vault authentication request. The potential impact includes the exfiltration of sensitive system information, such as secrets, keys, or the content of files like /etc/passwd. This issue has been patched in versions 2.17.3 and 2.18.3.

Published
Date
2025-12-22
Updated
Date
2025-12-22
Risk Information
cvss4
Base: 8.2
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:H/UI:N/VC:H/VI:N/VA:N/SC:H/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
References
Description

Fedify is a TypeScript library for building federated server apps powered by ActivityPub. Prior to versions 1.6.13, 1.7.14, 1.8.15, and 1.9.2, a Regular Expression Denial of Service (ReDoS) vulnerability exists in Fedify's document loader. The HTML parsing regex at packages/fedify/src/runtime/docloader.ts:259 contains nested quantifiers that cause catastrophic backtracking when processing maliciously crafted HTML responses. This issue has been patched in versions 1.6.13, 1.7.14, 1.8.15, and 1.9.2.

Published
Date
2025-12-22
Updated
Date
2025-12-22
Risk Information
cvss3
Base: 7.5
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:N/I:N/A:H
References
Description

Authenticated Remote Code Execution (RCE) in PluXml CMS 5.8.22 allows an attacker with administrator panel access to inject a malicious PHP webshell into a theme file (e.g., home.php).

Published
Date
2025-12-22
Updated
Date
2025-12-22
Risk Information
cvss3
Base: 6.5
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:H/UI:N/S:U/C:H/I:H/A:N
References
Description

An issue was discovered in Xiongmai XM530 IP cameras on firmware V5.00.R02.000807D8.10010.346624.S.ONVIF 21.06. The GetStreamUri exposes RTSP URIs containing hardcoded credentials enabling direct unauthorized video stream access.

Published
Date
2025-12-22
Updated
Date
2025-12-22
Risk Information
cvss3
Base: 7.5
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:H/I:N/A:N
References