Comparison Overview

RBC

VS

Utkarsh Small Finance Bank

RBC

200 Bay Street, Toronto, Ontario, CA, M5J 2J5
Last Update: 2025-12-17
Between 800 and 849

Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact. http://rbc.com/legalstuff. La Banque Royale du Canada est une institution financière mondiale définie par sa raison d'être, guidée par des principes et orientée vers l'excellence en matière de rendement. Notre succès est attribuable aux quelque 94 000+ employés qui mettent à profit leur créativité et leur savoir faire pour concrétiser notre vision, nos valeurs et notre stratégie afin que nous puissions contribuer à la prospérité de nos clients et au dynamisme des collectivités. Selon la capitalisation boursière, nous sommes la plus importante banque du Canada et l'une des plus grandes banques du monde. Nous avons adopté un modèle d'affaires diversifié axé sur l'innovation et l'offre d'expériences exceptionnelles à nos plus de 17 millions de clients au Canada, aux États Unis et dans 27 autres pays. Pour en savoir plus, visitez le site rbc.com/francais Nous sommes fiers d'appuyer une grande diversité d'initiatives communautaires par des dons, des investissements dans la collectivité et le travail bénévole de nos employés. Pour de plus amples renseignements, visitez le site www.rbc.com/collectivite-impact-social. https://www.rbc.com/conditions-dutilisation/

NAICS: 52211
NAICS Definition: Commercial Banking
Employees: 96,639
Subsidiaries: 18
12-month incidents
1
Known data breaches
1
Attack type number
1

Utkarsh Small Finance Bank

Registered Office: Utkarsh Tower, NH -31(Airport Road), Sehmalpur, Kazi Sarai, Harhua, , Varanasi, Uttar Pradesh, IN, 221105
Last Update: 2025-12-17
Between 750 and 799

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

NAICS: 52211
NAICS Definition: Commercial Banking
Employees: 11,622
Subsidiaries: 0
12-month incidents
0
Known data breaches
0
Attack type number
0

Compliance Badges Comparison

Security & Compliance Standards Overview

https://images.rankiteo.com/companyimages/rbc.jpeg
RBC
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
https://images.rankiteo.com/companyimages/utkarsh-bank.jpeg
Utkarsh Small Finance Bank
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
Compliance Summary
RBC
100%
Compliance Rate
0/4 Standards Verified
Utkarsh Small Finance Bank
0%
Compliance Rate
0/4 Standards Verified

Benchmark & Cyber Underwriting Signals

Incidents vs Banking Industry Average (This Year)

RBC has 13.64% more incidents than the average of same-industry companies with at least one recorded incident.

Incidents vs Banking Industry Average (This Year)

No incidents recorded for Utkarsh Small Finance Bank in 2025.

Incident History — RBC (X = Date, Y = Severity)

RBC cyber incidents detection timeline including parent company and subsidiaries

Incident History — Utkarsh Small Finance Bank (X = Date, Y = Severity)

Utkarsh Small Finance Bank cyber incidents detection timeline including parent company and subsidiaries

Notable Incidents

Last 3 Security & Risk Events by Company

https://images.rankiteo.com/companyimages/rbc.jpeg
RBC
Incidents

Date Detected: 10/2025
Type:Breach
Attack Vector: Legitimate Credential Abuse, Social Engineering (Recruitment via Telegram), Insider Access Misuse
Motivation: Financial Fraud, Data Theft for Resale, Potential Espionage (National Security Risk)
Blog: Blog
https://images.rankiteo.com/companyimages/utkarsh-bank.jpeg
Utkarsh Small Finance Bank
Incidents

No Incident

FAQ

RBC company demonstrates a stronger AI Cybersecurity Score compared to Utkarsh Small Finance Bank company, reflecting its advanced cybersecurity posture governance and monitoring frameworks.

RBC company has historically faced a number of disclosed cyber incidents, whereas Utkarsh Small Finance Bank company has not reported any.

In the current year, RBC company has reported more cyber incidents than Utkarsh Small Finance Bank company.

Neither Utkarsh Small Finance Bank company nor RBC company has reported experiencing a ransomware attack publicly.

RBC company has disclosed at least one data breach, while the other Utkarsh Small Finance Bank company has not reported such incidents publicly.

Neither Utkarsh Small Finance Bank company nor RBC company has reported experiencing targeted cyberattacks publicly.

Neither RBC company nor Utkarsh Small Finance Bank company has reported experiencing or disclosing vulnerabilities publicly.

Neither RBC nor Utkarsh Small Finance Bank holds any compliance certifications.

Neither company holds any compliance certifications.

RBC company has more subsidiaries worldwide compared to Utkarsh Small Finance Bank company.

RBC company employs more people globally than Utkarsh Small Finance Bank company, reflecting its scale as a Banking.

Neither RBC nor Utkarsh Small Finance Bank holds SOC 2 Type 1 certification.

Neither RBC nor Utkarsh Small Finance Bank holds SOC 2 Type 2 certification.

Neither RBC nor Utkarsh Small Finance Bank holds ISO 27001 certification.

Neither RBC nor Utkarsh Small Finance Bank holds PCI DSS certification.

Neither RBC nor Utkarsh Small Finance Bank holds HIPAA certification.

Neither RBC nor Utkarsh Small Finance Bank holds GDPR certification.

Latest Global CVEs (Not Company-Specific)

Description

Hitachi Vantara Pentaho Data Integration and Analytics Community Dashboard Framework prior to versions 10.2.0.4, including 9.3.0.x and 8.3.x display the full server stack trace when encountering an error within the GetCdfResource servlet.

Risk Information
cvss3
Base: 5.3
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:L/I:N/A:N
Description

Pentaho Data Integration and Analytics Community Dashboard Editor plugin versions before 10.2.0.4, including 9.3.0.x and 8.3.x, deserialize untrusted JSON data without constraining the parser to approved classes and methods.

Risk Information
cvss3
Base: 8.8
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:L/UI:N/S:U/C:H/I:H/A:H
Description

A security flaw has been discovered in CTCMS Content Management System up to 2.1.2. The impacted element is an unknown function in the library /ctcms/libs/Ct_Config.php of the component Backend System Configuration Module. The manipulation of the argument Cj_Add/Cj_Edit results in code injection. The attack can be executed remotely. The exploit has been released to the public and may be exploited.

Risk Information
cvss2
Base: 5.8
Severity: LOW
AV:N/AC:L/Au:M/C:P/I:P/A:P
cvss3
Base: 4.7
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:H/UI:N/S:U/C:L/I:L/A:L
cvss4
Base: 5.1
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:H/UI:N/VC:L/VI:L/VA:L/SC:N/SI:N/SA:N/E:P/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

A vulnerability was identified in CTCMS Content Management System up to 2.1.2. The affected element is the function Save of the file /ctcms/libs/Ct_App.php of the component Backend App Configuration Module. The manipulation of the argument CT_App_Paytype leads to code injection. Remote exploitation of the attack is possible. The exploit is publicly available and might be used.

Risk Information
cvss2
Base: 5.8
Severity: LOW
AV:N/AC:L/Au:M/C:P/I:P/A:P
cvss3
Base: 4.7
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:H/UI:N/S:U/C:L/I:L/A:L
cvss4
Base: 5.1
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:H/UI:N/VC:L/VI:L/VA:L/SC:N/SI:N/SA:N/E:P/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Weblate is a web based localization tool. In versions prior to 5.15, it was possible to accept an invitation opened by a different user. Version 5.15. contains a patch. As a workaround, avoid leaving one's Weblate sessions with an invitation opened unattended.

Risk Information
cvss4
Base: 1.0
Severity: HIGH
CVSS:4.0/AV:L/AC:H/AT:P/PR:L/UI:P/VC:L/VI:L/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X