Cybersecurity researcher Jeremiah Fowler discovered an unencrypted, non-password-protected database belonging to Rainwalk Technology, a South Carolina-based pet insurance provider. The exposed database contained 158 GB of sensitive data across 85,361 files, including pet insurance claims, veterinary bills, and customer communications. Compromised information involved pet owner names, physical/email addresses, phone numbers, partial credit card numbers, pet medical histories, microchip numbers, and reimbursement details (including Venmo QR codes and claim numbers). The database remained publicly accessible for nearly a month after disclosure, with no response from Rainwalk. The exposure poses risks of fraudulent claims, man-in-the-middle (MITM) attacks on reimbursements, phishing scams leveraging pet microchip data, and identity theft—exploiting the combination of pet and owner PII. While no direct evidence confirms malicious access, the lack of encryption or access controls heightens vulnerability to financial and privacy exploits. The incident underscores systemic gaps in data protection for pet insurance sectors, where human-like PII (e.g., owner details) lacks legal safeguards akin to HIPAA.