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President's Choice Financial

President's Choice Financial Vendor Cyber Rating & Cyber Score

pcfinancial.ca

At PC Financial® we are focused on making everyday banking and spending more rewarding for every Canadian. We offer products and services in the following segments: Payment Cards: The ONLY credit and bank accounts that earn you PC Optimum™ points. PC® Mastercard® credit cards offer PC Optimum™ points for every dollar spent. The PC Money™ Account, operated by President’s Choice Bank, works like a bank account and offers PC Optimum™ points on everyday banking and purchases, with no monthly fee. Insurance: PC® home and auto insurance are offered through PC Financial Insurance Broker Inc. and relationships with several insurance companies. Telecom and Gift Cards: The Mobile Shop, PC Mobile prepaid cell phone service, and Gift Cards


PCF A.I CyberSecurity Scoring

PCF
Company Information
Website:http://www.pcfinancial.ca/
Employees number:724
Number of followers:29,324
NAICS:52
Industry Type:Financial Services
Homepage:pcfinancial.ca
PCF Risk Score (AI oriented)
Between 550 and 599
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PCFFinancial Services
Updated:
15/03/2026
571/1000
Very Poor
Ca
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Powered by our proprietary A.I cyber incident model
Insurance prefers TPRM score to calculate premium
PCF Global Score (TPRM)
xxxx
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PCFFinancial Services
•••
Score locked
Instant access to detailed risk factors
Vulnerabilities
Benchmark vs. industry & size peers
Findings

PCF
PCFVery Poor
Current Score
571Ca (VERY POOR)
01000
1 incidents
-188 avg impact
Incident timeline with MITRE ATT&CK tactics, techniques, and mitigations.
JULY 2026
584Before Incident
JUNE 2026
583Before Incident
MAY 2026
579Before Incident
APRIL 2026
575Before Incident
MARCH 2026
758Before Incident
Breach
13 Mar 2026PCF
Shoppers Drug Mart, President’s Choice, Loblaw, No Frills and PC Optimum: “Threat Actor” on the dark web claims Loblaw’s “low-level” data breach is a much larger threat

Alleged Massive Data Breach at Loblaw

570After Incident
CRITICAL-188
NO-SHOPRELOB1773534483
Loblaw Faces Alleged Massive Data Breach as Threat Actor Demands Response A threat actor operating under the handle "igotafeeling" on the DarkWeb Informer forum has claimed to have breached Loblaw, Canada’s largest food and pharmacy retailer, which owns brands like President’s Choice, No Frills, Shoppers Drug Mart, Real Canadian Superstore, and the PC Optimum loyalty program. The actor alleges possession of over 1.8 billion records, including: - 75.1 million Salesforce customer records (names, emails, phone numbers, addresses, loyalty IDs, and health card numbers) - 724.9 million Shoppers Drug Mart records (passwords, tokens, loyalty IDs, payment details, and full credit card numbers with expiry dates) - 129.9 million pharmacy fill requests (prescription numbers and patient IDs) - 120.4 million e-commerce fraud-feed records (payment card BINs, last-four digits, and expiry dates) - 20.2 million Delivery Ops Portal records (orders, deliveries, and postal codes) - 3,014 GitLab projects containing Loblaw’s full source code - 19.3 million Oracle identity records (MFA device details and credentials) - 55.3 million marketing and email records across 673 tables The threat actor has given Loblaw until March 19 to respond, accusing the company of "ghosting" them and dismissing customer and investor concerns. They have also invited media organizations to verify the data’s authenticity. In response, Loblaw issued a March 12 press release, labeling the incident a "low-level data breach" and stating that only "basic customer information" (names, phone numbers, and emails) may have been accessed. The company explicitly denied evidence of financial or credit card data compromise directly contradicting the threat actor’s claims. While the breach remains unverified, the scale of the alleged exposure if confirmed would rank among the largest in Canadian history. The situation mirrors past high-profile breaches (e.g., T-Mobile, Equifax, Capital One), where initial corporate statements downplayed impact before later revelations proved otherwise. Loblaw customers with PC Optimum accounts, Shoppers Drug Mart loyalty cards, or prescription histories may be affected if the claims hold true. The deadline for Loblaw’s response is six days away.
INCIDENT DETAILS -
TYPE
Data Breach
MOTIVATION
Extortion (response demanded by March 19)
IMPACT
Data Compromised: Over 1.8 billion records allegedly exposedSalesforceShoppers Drug Mart systemsGitLab projectsOracle identity systemsE-commerce platformsBrand Reputation Impact: Potential significant impact if claims are verifiedIdentity Theft Risk: High (health card numbers, prescription IDs, PII)Payment Information Risk: High (full credit card numbers with expiry dates)
DATA BREACH
Customer records (names, emails, phone numbers, addresses, loyalty IDs)Health card numbersPharmacy fill requests (prescription numbers, patient IDs)Payment details (full credit card numbers with expiry dates, BINs, last-four digits)Source code (GitLab projects)MFA device details and credentials (Oracle identity records)Marketing and email recordsNumber Of Records Exposed: 1.8 billion (alleged)Sensitivity Of Data: High (PII, financial data, health information, source code)Data Exfiltration: Alleged (data sold on dark web if claims are true)Personally Identifiable Information: Yes (names, emails, phone numbers, addresses, health card numbers, prescription IDs)
FEBRUARY 2026
758Before Incident
JANUARY 2026
758Before Incident
DECEMBER 2025
758Before Incident
NOVEMBER 2025
758Before Incident
OCTOBER 2025
758Before Incident
SEPTEMBER 2025
758Before Incident
AUGUST 2025
758Before Incident

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President's Choice Financial Cyber Scoring History | Rankiteo