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Paytm

Paytm Vendor Cyber Rating & Cyber Score

paytm.com

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Paytm A.I CyberSecurity Scoring

Paytm
Company Information
Website:https://www.paytm.com
Employees number:29,267
Number of followers:1,939,130
NAICS:52
Industry Type:Financial Services
Homepage:paytm.com
Paytm Risk Score (AI oriented)
Between 750 and 799
logo
PaytmFinancial Services
Updated:
04/04/2026
759/1000
Fair
Baa
AaaAaABaaBaBCaaCaC
Powered by our proprietary A.I cyber incident model
Insurance prefers TPRM score to calculate premium
Paytm Global Score (TPRM)
xxxx
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PaytmFinancial Services
•••
Score locked
Instant access to detailed risk factors
Vulnerabilities
Benchmark vs. industry & size peers
Findings

Paytm
PaytmFair
Current Score
759Baa (FAIR)
01000
1 incidents
-18 avg impact
Incident timeline with MITRE ATT&CK tactics, techniques, and mitigations.
JULY 2026
764Before Incident
JUNE 2026
763Before Incident
MAY 2026
761Before Incident
APRIL 2026
761Before Incident
MARCH 2026
760Before Incident
FEBRUARY 2026
777Before Incident
Cyber Attack
02 Feb 2026Paytm
Google, Facebook, Instagram, Amazon, Flipkart, Paytm, Coinbase and PayPal: ZeroDayRAT Malware Strikes Android and iOS Devices for Real-Time Spying

ZeroDayRAT: A Rising Mobile Spyware Threat with Global Reach

759After Incident
CRITICAL-18
AMAINSCOIGOOFLIPAYPAYMET1771309885
ZeroDayRAT: A Rising Mobile Spyware Threat with Global Reach Since February 2, 2026, ZeroDayRAT, a sophisticated mobile spyware platform, has been sold openly on Telegram channels, offering cybercriminals an accessible tool for large-scale surveillance and financial theft. Developed and marketed through dedicated groups for sales, support, and updates, the malware targets Android (versions 5–16) and iOS (up to version 26, including iPhone 17 Pro) with minimal technical expertise required. Operators gain real-time control via a browser-based dashboard, enabling live spying, data theft, and financial attacks against victims worldwide. Infections typically begin through social engineering tactics, including smishing texts, phishing emails, fake app stores, or malicious links shared on WhatsApp and Telegram. Once installed via an APK on Android or a payload on iOS ZeroDayRAT grants full device access without the victim’s knowledge. ### Surveillance & Data Exfiltration Capabilities The spyware’s dashboard provides a comprehensive overview of compromised devices, including: - Device details: Model, OS version, battery level, country, lock status, SIM/carrier info, and dual-SIM numbers. - User profiling: App usage timelines, peak activity hours, and network providers. - Real-time notifications: Intercepted alerts from WhatsApp, Instagram, Telegram, YouTube, and system events. - Location tracking: GPS data mapped on Google Maps, with historical movement records (e.g., a device in Bengaluru). - Account harvesting: Usernames/emails from Google, WhatsApp, Instagram, Facebook, Amazon, Flipkart, PhonePe, Paytm, and Spotify enabling account takeovers or follow-up phishing. - SMS access: Full inbox search, message spoofing, and OTP interception, bypassing SMS-based two-factor authentication (2FA). ### Advanced Surveillance & Financial Theft ZeroDayRAT escalates beyond passive monitoring with active spying tools: - Live camera/microphone streams (front/back) synced with GPS for real-time tracking. - Keylogging: Captures keystrokes, biometrics, gestures, and app launches, paired with a live screen preview to steal passwords and sensitive inputs. - Crypto theft: Targets wallets like MetaMask, Trust Wallet, Binance, and Coinbase, swapping clipboard addresses to hijack transactions. - Banking attacks: Compromises UPI apps (PhonePe, Google Pay), Apple Pay, and PayPal via credential overlays, blending traditional and cryptocurrency theft. ### Global Impact Evidence from the dashboard shows compromised devices in multiple countries, including India and the U.S., underscoring the spyware’s widespread deployment. With its low barrier to entry and commercial availability, ZeroDayRAT represents a growing threat to individual privacy, financial security, and organizational data integrity.
INCIDENT DETAILS -
TYPE
Spyware
MOTIVATION
surveillancefinancial theftdata exfiltration
IMPACT
Financial Loss: Crypto theft, banking attacks (UPI, Apple Pay, PayPal), OTP interceptionData Compromised: Device details, user profiling, account credentials, SMS, location data, camera/microphone streams, keystrokesAndroid (versions 5–16)iOS (up to version 26)Operational Impact: Account takeovers, unauthorized transactions, privacy violationsIdentity Theft Risk: High (PII exposure, account takeovers)Payment Information Risk: High (UPI, banking apps, crypto wallets)
DATA BREACH
PIIaccount credentialsSMSlocation datakeystrokescamera/microphone streamsSensitivity Of Data: High (financial, personal, biometric)Data Exfiltration: Yes (via dashboard)Personally Identifiable Information: Yes (usernames, emails, phone numbers, GPS data)
JANUARY 2026
778Before Incident
DECEMBER 2025
778Before Incident
NOVEMBER 2025
778Before Incident
OCTOBER 2025
778Before Incident
SEPTEMBER 2025
778Before Incident
AUGUST 2025
778Before Incident

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Paytm Cyber Scoring History | Rankiteo