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Pacific Guardian Life

Pacific Guardian Life Vendor Cyber Rating & Cyber Score

pacificguardian.com

Founded in 1961, Pacific Guardian Life is the largest domestic life and disability insurer in Hawaii. With our corporate office located in Honolulu, we offer a range of life insurance and employee benefits solutions. Our insurance products are sold via independent brokers and career agents at a network of offices across Hawaii, the West Coast, Guam and the Commonwealth of the Northern Marianas. More than 1,000 agents, brokers and consultants now assist customers, including multi-lingual agents and brokers who can support the Japanese, Filipino, Korean and Chinese communities. In 1985, we became a wholly owned subsidiary of Meiji Yasuda Life, Japan’s longest-standing provider and one of the world’s largest life insurance companies. We


PGL A.I CyberSecurity Scoring

PGL
Company Information
Website:http://www.pacificguardian.com
Employees number:103
Number of followers:873
NAICS:524
Industry Type:Insurance
Homepage:pacificguardian.com
PGL Risk Score (AI oriented)
Between 650 and 699
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PGLInsurance
Updated:
01/04/2026
672/1000
Weak
B
AaaAaABaaBaBCaaCaC
Powered by our proprietary A.I cyber incident model
Insurance prefers TPRM score to calculate premium
PGL Global Score (TPRM)
xxxx
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PGLInsurance
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Score locked
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Findings

PGL
PGLWeak
Current Score
672B (WEAK)
01000
2 incidents
0 avg impact
Incident timeline with MITRE ATT&CK tactics, techniques, and mitigations.
JULY 2026
677Before Incident
JUNE 2026
677Before Incident
MAY 2026
675Before Incident
APRIL 2026
674Before Incident
MARCH 2026
672Before Incident
FEBRUARY 2026
671Before Incident
JANUARY 2026
669Before Incident
DECEMBER 2025
666Before Incident
NOVEMBER 2025
666Before Incident
OCTOBER 2025
664Before Incident
SEPTEMBER 2025
662Before Incident
AUGUST 2025
660Before Incident
AUGUST 2023
720Before Incident
Breach
01 Aug 2023PGL
Pacific Guardian Life Insurance Co. Ltd.

Pacific Guardian Life Insurance $2M Data Breach Settlement

601After Incident
CRITICAL-119
PAC0302503102325
In August 2023, Pacific Guardian Life Insurance Co. Ltd. experienced a cybersecurity incident that exposed sensitive personal information of customers, including names, Social Security numbers, financial account details, payment card information, dates of birth, and medical records. The breach led to a $2 million class-action settlement, with affected individuals eligible for reimbursements (up to $2,000 for documented losses) or alternative cash payments ($50–$20). The lawsuit alleged negligence, breach of contract, privacy violations, and non-compliance with Hawaii law, though the company denied wrongdoing. The exposed data poses risks of identity theft, financial fraud, and privacy invasions, with long-term credit monitoring offered to mitigate harm. The incident underscores failures in data protection, resulting in legal, financial, and reputational consequences for the insurer.
INCIDENT DETAILS -
TYPE
Data BreachClass Action Lawsuit
IMPACT
Financial Loss: $2,000,000 (settlement fund)NamesSocial Security numbersFinancial account detailsPayment card informationDates of birthMedical informationCustomer Complaints: Class action lawsuit filedBrand Reputation Impact: Negative (lawsuit and settlement)NegligenceBreach of implied contractUnjust enrichmentInvasion of privacyViolations of Hawaii lawIdentity Theft Risk: High (PII and financial data exposed)Payment Information Risk: High (payment card and financial account details exposed)
DATA BREACH
Personally Identifiable Information (PII)Financial DataMedical InformationSensitivity Of Data: HighData Exfiltration: Likely (data compromised in breach)NamesSocial Security numbersDates of birth
NOVEMBER 2019
752Before Incident
Breach
04 Nov 2019PGL
Pacific Guardian Life Insurance Co. Ltd.

Pacific Guardian Life Insurance Co. Ltd. Data Breach

672After Incident
HIGH-80
PAC442072525
On February 17, 2020, the California Attorney General reported that Pacific Guardian Life Insurance Co. Ltd. experienced a data breach on November 4, 2019, affecting 1,214 California residents. The breach involved unauthorized access to an employee's email account, potentially exposing names, Social Security numbers, and, in few cases, medical information.
INCIDENT DETAILS -
TYPE
Data Breach
IMPACT
NamesSocial Security numbersMedical information
DATA BREACH
NamesSocial Security numbersMedical informationSensitivity Of Data: High

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