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NCB Management Services, Inc.

NCB Management Services, Inc. Vendor Cyber Rating & Cyber Score

ncbi.com

Founded in 1994, NCB Management Services, Inc. is both a respected National Debt Buyer and full-service Accounts Receivable Management (ARM) Organization. Both businesses leverage the Company's core competencies: its extensive experience collecting defaulted consumer debt, its vast data warehouse and sophisticated analytic capabilities, and an operations infrastructure that is compliant with all the latest regulatory and financial institution and client requirements. NCB services and purchases both non-performing and semi-performing portfolios of unsecured consumer debt such as credit cards, personal loans, and auto deficiencies. The Company's success is largely attributed to its commitment to providing a consistent and dependable


NMSI A.I CyberSecurity Scoring

NMSI
Company Information
Website:http://www.ncbi.com
Employees number:270
Number of followers:3,222
NAICS:52
Industry Type:Financial Services
Homepage:ncbi.com
NMSI Risk Score (AI oriented)
Between 650 and 699
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NMSIFinancial Services
Updated:
30/03/2026
657/1000
Weak
B
AaaAaABaaBaBCaaCaC
Powered by our proprietary A.I cyber incident model
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NMSI Global Score (TPRM)
xxxx
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NMSIFinancial Services
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Score locked
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Vulnerabilities
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Findings

NMSI
NMSIWeak
Current Score
657B (WEAK)
01000
3 incidents
-70 avg impact
Incident timeline with MITRE ATT&CK tactics, techniques, and mitigations.
JULY 2026
602Before Incident
JUNE 2026
602Before Incident
MAY 2026
599Before Incident
APRIL 2026
658Before Incident
MARCH 2026
657Before Incident
FEBRUARY 2026
655Before Incident
JANUARY 2026
653Before Incident
DECEMBER 2025
651Before Incident
NOVEMBER 2025
647Before Incident
Breach
05 Nov 2025NMSI
Ernst & Young (EY)

Ernst & Young (EY) Exposes 4TB Database Backup on Public Internet

577After Incident
HIGH-70
ERN0755607110525
Ernst & Young (EY), a global accounting and consulting firm, inadvertently exposed a 4-terabyte (TB) SQL Server database backup on the public internet. The unsecured .BAK file, discovered by a Neo Security researcher, contained highly sensitive internal data, including database schemas, stored procedures, API keys, session tokens, user credentials, and service account passwords—effectively a 'master blueprint' to EY’s digital infrastructure. While EY confirmed the exposure and claimed no client, personal, or confidential data was compromised, the incident stemmed from an acquired entity under EY Italy, disconnected from its global systems. The file remained accessible for an estimated week before remediation, raising concerns about potential access by malicious actors. EY’s response was praised for professionalism, though the delayed fix highlighted operational vulnerabilities. The exposure risked unauthorized access to critical systems, credential theft, and potential lateral movement within EY’s network, though the firm asserted no evidence of exploitation.
INCIDENT DETAILS -
TYPE
data exposuremisconfiguration
IMPACT
internal database schemastored proceduresAPI keyssession tokensuser credentialsservice account passwordsSQL Server database backup (.BAK file)Brand Reputation Impact: potential reputational harm due to exposure of sensitive internal dataIdentity Theft Risk: high (due to exposed credentials and tokens)
DATA BREACH
internal database schemastored proceduresAPI keyssession tokensuser credentialsservice account passwordsSensitivity Of Data: high (internal credentials, tokens, and technical blueprints)Data Exfiltration: unknown (assumed possible due to public exposure)Data Encryption: no (file was unprotected).BAK (SQL Server backup)Personally Identifiable Information: no (per EY's statement)
OCTOBER 2025
647Before Incident
SEPTEMBER 2025
645Before Incident
AUGUST 2025
643Before Incident
JUNE 2023
692Before Incident
Breach
16 Jun 2023NMSI
NCB Management Services Inc.

NCB Management Services Data Breach (2023)

568After Incident
CRITICAL-124
NCB4392143100125
NCB Management Services Inc. faced a 2023 data breach that exposed the personal information of over 1.6 million Bank of America customers. The incident led to a $2.625 million settlement after a lawsuit alleged negligence in safeguarding sensitive data. Affected individuals—part of the settlement class—became eligible for reimbursement of up to $2,500 for documented financial losses tied to the breach or an alternative cash payout from the settlement fund. The breach’s fallout included potential identity theft risks, financial fraud, and reputational harm for both NCB and Bank of America. A U.S. District Court judge approved the settlement, underscoring the breach’s severe consequences for customer trust and regulatory compliance. The exposed data likely included personally identifiable information (PII), heightening vulnerabilities for the victims.
INCIDENT DETAILS -
TYPE
Data Breach
IMPACT
Financial Loss: $2.625 million (settlement)Data Compromised: Personal information of 1.6+ million Bank of America customersCustomer Complaints: Lawsuit filed by affected customersBrand Reputation Impact: Negative (settlement and public disclosure)Legal Liabilities: $2.625 million settlement, reimbursement claims up to $2,500 per affected individualIdentity Theft Risk: High (personal information exposed)
DATA BREACH
Type Of Data Compromised: Personal informationNumber Of Records Exposed: 1.6+ millionSensitivity Of Data: HighData Exfiltration: YesPersonally Identifiable Information: Yes
FEBRUARY 2023
756Before Incident
Breach
01 Feb 2023NMSI
NCB Management Services, Inc.

NCB Management Services, Inc. Data Breach

686After Incident
LOW-70
NCB817072525
The California Office of the Attorney General reported that NCB Management Services, Inc. experienced a data breach discovered on February 4, 2023. An unauthorized party accessed personal information on February 1, 2023. The breach notification was made on May 22, 2023, but the specific number of individuals affected and the exact types of compromised data are unknown.
INCIDENT DETAILS -
TYPE
Data Breach

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