Company Details
mercantile-credit-management
5
20
541
mercredit.com.au
0
MER_5165424
In-progress

Mercantile Credit Management Company CyberSecurity Posture
mercredit.com.auMercantile Credit Management is proudly independent and has been achieving excellent results in credit management since 1994. Our aim is to provide business with the relevant tools to minimize bad debt write off's and maximize cashflow. We have been instrumental in raising the standards of Mercantile Agents in conjunction with the Institute of TAFE, in preparation of the Security and Investigation Agents Course content. At Mercantile Credit Management Pty Ltd, we understand the need to maintain the level of rapport you have with your clients. Our passion is to be an extension of your business by reflecting both your professional standards and integrity. Mercantile Credit Management is focused on 'producing results over and above client's expectations'. Excellence is our standard and our performance is every bit the measure of our Promise!
Company Details
mercantile-credit-management
5
20
541
mercredit.com.au
0
MER_5165424
In-progress
Between 750 and 799

MCM Global Score (TPRM)XXXX



No incidents recorded for Mercantile Credit Management in 2025.
No incidents recorded for Mercantile Credit Management in 2025.
No incidents recorded for Mercantile Credit Management in 2025.
MCM cyber incidents detection timeline including parent company and subsidiaries

Mercantile Credit Management is proudly independent and has been achieving excellent results in credit management since 1994. Our aim is to provide business with the relevant tools to minimize bad debt write off's and maximize cashflow. We have been instrumental in raising the standards of Mercantile Agents in conjunction with the Institute of TAFE, in preparation of the Security and Investigation Agents Course content. At Mercantile Credit Management Pty Ltd, we understand the need to maintain the level of rapport you have with your clients. Our passion is to be an extension of your business by reflecting both your professional standards and integrity. Mercantile Credit Management is focused on 'producing results over and above client's expectations'. Excellence is our standard and our performance is every bit the measure of our Promise!


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Explore insights on cybersecurity incidents, risk posture, and Rankiteo's assessments.
The official website of Mercantile Credit Management is http://www.mercredit.com.au.
According to Rankiteo, Mercantile Credit Management’s AI-generated cybersecurity score is 755, reflecting their Fair security posture.
According to Rankiteo, Mercantile Credit Management currently holds 0 security badges, indicating that no recognized compliance certifications are currently verified for the organization.
According to Rankiteo, Mercantile Credit Management is not certified under SOC 2 Type 1.
According to Rankiteo, Mercantile Credit Management does not hold a SOC 2 Type 2 certification.
According to Rankiteo, Mercantile Credit Management is not listed as GDPR compliant.
According to Rankiteo, Mercantile Credit Management does not currently maintain PCI DSS compliance.
According to Rankiteo, Mercantile Credit Management is not compliant with HIPAA regulations.
According to Rankiteo,Mercantile Credit Management is not certified under ISO 27001, indicating the absence of a formally recognized information security management framework.
Mercantile Credit Management operates primarily in the Legal Services industry.
Mercantile Credit Management employs approximately 5 people worldwide.
Mercantile Credit Management presently has no subsidiaries across any sectors.
Mercantile Credit Management’s official LinkedIn profile has approximately 20 followers.
No, Mercantile Credit Management does not have a profile on Crunchbase.
Yes, Mercantile Credit Management maintains an official LinkedIn profile, which is actively utilized for branding and talent engagement, which can be accessed here: https://www.linkedin.com/company/mercantile-credit-management.
As of November 30, 2025, Rankiteo reports that Mercantile Credit Management has not experienced any cybersecurity incidents.
Mercantile Credit Management has an estimated 7,390 peer or competitor companies worldwide.
Total Incidents: According to Rankiteo, Mercantile Credit Management has faced 0 incidents in the past.
Incident Types: The types of cybersecurity incidents that have occurred include .
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A vulnerability was determined in motogadget mo.lock Ignition Lock up to 20251125. Affected by this vulnerability is an unknown functionality of the component NFC Handler. Executing manipulation can lead to use of hard-coded cryptographic key . The physical device can be targeted for the attack. A high complexity level is associated with this attack. The exploitation appears to be difficult. The vendor was contacted early about this disclosure but did not respond in any way.
OrangeHRM is a comprehensive human resource management (HRM) system. From version 5.0 to 5.7, the interview attachment retrieval endpoint in the Recruitment module serves files based solely on an authenticated session and user-supplied identifiers, without verifying whether the requester has permission to access the associated interview record. Because the server does not perform any recruitment-level authorization checks, an ESS-level user with no access to recruitment workflows can directly request interview attachment URLs and receive the corresponding files. This exposes confidential interview documents—including candidate CVs, evaluations, and supporting files—to unauthorized users. The issue arises from relying on predictable object identifiers and session presence rather than validating the user’s association with the relevant recruitment process. This issue has been patched in version 5.8.
OrangeHRM is a comprehensive human resource management (HRM) system. From version 5.0 to 5.7, the application’s recruitment attachment retrieval endpoint does not enforce the required authorization checks before serving candidate files. Even users restricted to ESS-level access, who have no permission to view the Recruitment module, can directly access candidate attachment URLs. When an authenticated request is made to the attachment endpoint, the system validates the session but does not confirm that the requesting user has the necessary recruitment permissions. As a result, any authenticated user can download CVs and other uploaded documents for arbitrary candidates by issuing direct requests to the attachment endpoint, leading to unauthorized exposure of sensitive applicant data. This issue has been patched in version 5.8.
OrangeHRM is a comprehensive human resource management (HRM) system. From version 5.0 to 5.7, the application does not invalidate existing sessions when a user is disabled or when a password change occurs, allowing active session cookies to remain valid indefinitely. As a result, a disabled user, or an attacker using a compromised account, can continue to access protected pages and perform operations as long as a prior session remains active. Because the server performs no session revocation or session-store cleanup during these critical state changes, disabling an account or updating credentials has no effect on already-established sessions. This makes administrative disable actions ineffective and allows unauthorized users to retain full access even after an account is closed or a password is reset, exposing the system to prolonged unauthorized use and significantly increasing the impact of account takeover scenarios. This issue has been patched in version 5.8.
OrangeHRM is a comprehensive human resource management (HRM) system. From version 5.0 to 5.7, the password reset workflow does not enforce that the username submitted in the final reset request matches the account for which the reset process was originally initiated. After obtaining a valid reset link for any account they can receive email for, an attacker can alter the username parameter in the final reset request to target a different user. Because the system accepts the supplied username without verification, the attacker can set a new password for any chosen account, including privileged accounts, resulting in full account takeover. This issue has been patched in version 5.8.

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