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Mercantile Credit Management is proudly independent and has been achieving excellent results in credit management since 1994. Our aim is to provide business with the relevant tools to minimize bad debt write off's and maximize cashflow. We have been instrumental in raising the standards of Mercantile Agents in conjunction with the Institute of TAFE, in preparation of the Security and Investigation Agents Course content. At Mercantile Credit Management Pty Ltd, we understand the need to maintain the level of rapport you have with your clients. Our passion is to be an extension of your business by reflecting both your professional standards and integrity. Mercantile Credit Management is focused on 'producing results over and above client's expectations'. Excellence is our standard and our performance is every bit the measure of our Promise!

Mercantile Credit Management A.I CyberSecurity Scoring

MCM

Company Details

Linkedin ID:

mercantile-credit-management

Employees number:

5

Number of followers:

20

NAICS:

541

Industry Type:

Legal Services

Homepage:

mercredit.com.au

IP Addresses:

0

Company ID:

MER_5165424

Scan Status:

In-progress

AI scoreMCM Risk Score (AI oriented)

Between 750 and 799

https://images.rankiteo.com/companyimages/mercantile-credit-management.jpeg
MCM Legal Services
Updated:
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globalscoreMCM Global Score (TPRM)

XXXX

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MCM Legal Services
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MCM Company CyberSecurity News & History

Past Incidents
0
Attack Types
0
No data available
Ailogo

MCM Company Scoring based on AI Models

Cyber Incidents Likelihood 3 - 6 - 9 months

🔒
Incident Predictions locked
Access Monitoring Plan

A.I Risk Score Likelihood 3 - 6 - 9 months

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A.I. Risk Score Predictions locked
Access Monitoring Plan
statics

Underwriter Stats for MCM

Incidents vs Legal Services Industry Average (This Year)

No incidents recorded for Mercantile Credit Management in 2025.

Incidents vs All-Companies Average (This Year)

No incidents recorded for Mercantile Credit Management in 2025.

Incident Types MCM vs Legal Services Industry Avg (This Year)

No incidents recorded for Mercantile Credit Management in 2025.

Incident History — MCM (X = Date, Y = Severity)

MCM cyber incidents detection timeline including parent company and subsidiaries

MCM Company Subsidiaries

SubsidiaryImage

Mercantile Credit Management is proudly independent and has been achieving excellent results in credit management since 1994. Our aim is to provide business with the relevant tools to minimize bad debt write off's and maximize cashflow. We have been instrumental in raising the standards of Mercantile Agents in conjunction with the Institute of TAFE, in preparation of the Security and Investigation Agents Course content. At Mercantile Credit Management Pty Ltd, we understand the need to maintain the level of rapport you have with your clients. Our passion is to be an extension of your business by reflecting both your professional standards and integrity. Mercantile Credit Management is focused on 'producing results over and above client's expectations'. Excellence is our standard and our performance is every bit the measure of our Promise!

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faq

Frequently Asked Questions

Explore insights on cybersecurity incidents, risk posture, and Rankiteo's assessments.

MCM CyberSecurity History Information

Official Website of Mercantile Credit Management

The official website of Mercantile Credit Management is http://www.mercredit.com.au.

Mercantile Credit Management’s AI-Generated Cybersecurity Score

According to Rankiteo, Mercantile Credit Management’s AI-generated cybersecurity score is 755, reflecting their Fair security posture.

How many security badges does Mercantile Credit Management’ have ?

According to Rankiteo, Mercantile Credit Management currently holds 0 security badges, indicating that no recognized compliance certifications are currently verified for the organization.

Does Mercantile Credit Management have SOC 2 Type 1 certification ?

According to Rankiteo, Mercantile Credit Management is not certified under SOC 2 Type 1.

Does Mercantile Credit Management have SOC 2 Type 2 certification ?

According to Rankiteo, Mercantile Credit Management does not hold a SOC 2 Type 2 certification.

Does Mercantile Credit Management comply with GDPR ?

According to Rankiteo, Mercantile Credit Management is not listed as GDPR compliant.

Does Mercantile Credit Management have PCI DSS certification ?

According to Rankiteo, Mercantile Credit Management does not currently maintain PCI DSS compliance.

Does Mercantile Credit Management comply with HIPAA ?

According to Rankiteo, Mercantile Credit Management is not compliant with HIPAA regulations.

Does Mercantile Credit Management have ISO 27001 certification ?

According to Rankiteo,Mercantile Credit Management is not certified under ISO 27001, indicating the absence of a formally recognized information security management framework.

Industry Classification of Mercantile Credit Management

Mercantile Credit Management operates primarily in the Legal Services industry.

Number of Employees at Mercantile Credit Management

Mercantile Credit Management employs approximately 5 people worldwide.

Subsidiaries Owned by Mercantile Credit Management

Mercantile Credit Management presently has no subsidiaries across any sectors.

Mercantile Credit Management’s LinkedIn Followers

Mercantile Credit Management’s official LinkedIn profile has approximately 20 followers.

Mercantile Credit Management’s Presence on Crunchbase

No, Mercantile Credit Management does not have a profile on Crunchbase.

Mercantile Credit Management’s Presence on LinkedIn

Yes, Mercantile Credit Management maintains an official LinkedIn profile, which is actively utilized for branding and talent engagement, which can be accessed here: https://www.linkedin.com/company/mercantile-credit-management.

Cybersecurity Incidents Involving Mercantile Credit Management

As of November 30, 2025, Rankiteo reports that Mercantile Credit Management has not experienced any cybersecurity incidents.

Number of Peer and Competitor Companies

Mercantile Credit Management has an estimated 7,390 peer or competitor companies worldwide.

Mercantile Credit Management CyberSecurity History Information

How many cyber incidents has Mercantile Credit Management faced ?

Total Incidents: According to Rankiteo, Mercantile Credit Management has faced 0 incidents in the past.

What types of cybersecurity incidents have occurred at Mercantile Credit Management ?

Incident Types: The types of cybersecurity incidents that have occurred include .

Incident Details

What are the most common types of attacks the company has faced ?

Additional Questions

cve

Latest Global CVEs (Not Company-Specific)

Description

A vulnerability was determined in motogadget mo.lock Ignition Lock up to 20251125. Affected by this vulnerability is an unknown functionality of the component NFC Handler. Executing manipulation can lead to use of hard-coded cryptographic key . The physical device can be targeted for the attack. A high complexity level is associated with this attack. The exploitation appears to be difficult. The vendor was contacted early about this disclosure but did not respond in any way.

Risk Information
cvss2
Base: 1.2
Severity: HIGH
AV:L/AC:H/Au:N/C:P/I:N/A:N
cvss3
Base: 2.0
Severity: HIGH
CVSS:3.1/AV:P/AC:H/PR:N/UI:N/S:U/C:L/I:N/A:N
cvss4
Base: 1.0
Severity: HIGH
CVSS:4.0/AV:P/AC:H/AT:N/PR:N/UI:N/VC:L/VI:N/VA:N/SC:N/SI:N/SA:N/E:P/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

OrangeHRM is a comprehensive human resource management (HRM) system. From version 5.0 to 5.7, the interview attachment retrieval endpoint in the Recruitment module serves files based solely on an authenticated session and user-supplied identifiers, without verifying whether the requester has permission to access the associated interview record. Because the server does not perform any recruitment-level authorization checks, an ESS-level user with no access to recruitment workflows can directly request interview attachment URLs and receive the corresponding files. This exposes confidential interview documents—including candidate CVs, evaluations, and supporting files—to unauthorized users. The issue arises from relying on predictable object identifiers and session presence rather than validating the user’s association with the relevant recruitment process. This issue has been patched in version 5.8.

Risk Information
cvss4
Base: 5.3
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:L/UI:N/VC:L/VI:N/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

OrangeHRM is a comprehensive human resource management (HRM) system. From version 5.0 to 5.7, the application’s recruitment attachment retrieval endpoint does not enforce the required authorization checks before serving candidate files. Even users restricted to ESS-level access, who have no permission to view the Recruitment module, can directly access candidate attachment URLs. When an authenticated request is made to the attachment endpoint, the system validates the session but does not confirm that the requesting user has the necessary recruitment permissions. As a result, any authenticated user can download CVs and other uploaded documents for arbitrary candidates by issuing direct requests to the attachment endpoint, leading to unauthorized exposure of sensitive applicant data. This issue has been patched in version 5.8.

Risk Information
cvss4
Base: 5.3
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:L/UI:N/VC:L/VI:N/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

OrangeHRM is a comprehensive human resource management (HRM) system. From version 5.0 to 5.7, the application does not invalidate existing sessions when a user is disabled or when a password change occurs, allowing active session cookies to remain valid indefinitely. As a result, a disabled user, or an attacker using a compromised account, can continue to access protected pages and perform operations as long as a prior session remains active. Because the server performs no session revocation or session-store cleanup during these critical state changes, disabling an account or updating credentials has no effect on already-established sessions. This makes administrative disable actions ineffective and allows unauthorized users to retain full access even after an account is closed or a password is reset, exposing the system to prolonged unauthorized use and significantly increasing the impact of account takeover scenarios. This issue has been patched in version 5.8.

Risk Information
cvss4
Base: 8.7
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:L/UI:N/VC:H/VI:H/VA:H/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

OrangeHRM is a comprehensive human resource management (HRM) system. From version 5.0 to 5.7, the password reset workflow does not enforce that the username submitted in the final reset request matches the account for which the reset process was originally initiated. After obtaining a valid reset link for any account they can receive email for, an attacker can alter the username parameter in the final reset request to target a different user. Because the system accepts the supplied username without verification, the attacker can set a new password for any chosen account, including privileged accounts, resulting in full account takeover. This issue has been patched in version 5.8.

Risk Information
cvss4
Base: 8.7
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:L/UI:N/VC:H/VI:H/VA:H/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X

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Network Security

Identify exposed access points, detect misconfigured SSL certificates, and uncover vulnerabilities across the network infrastructure.

SBOM (Software Bill of Materials)

Gain visibility into the software components used within an organization to detect vulnerabilities, manage risk, and ensure supply chain security.

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Monitor and manage all IT assets and their configurations to ensure accurate, real-time visibility across the company's technology environment.

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