Comparison Overview

Financial Transmission Network, Inc. (FTNI)

VS

Bank of America Merrill Lynch

Financial Transmission Network, Inc. (FTNI)

13220 Birch Drive, Omaha, NE, 68164, US
Last Update: 2025-03-06 (UTC)
Between 800 and 900

Strong

Headquartered in Omaha, NE, Financial Transmission Network, Inc. (FTNI) accelerates the way businesses and financial institutions accept, process, post and manage payments. Processing millions of transactions monthly, FTNI's integrated receivables hub, ETran, accepts any payment method, via any payment channel -- on a single, secure, cloud-based platform. ETran's easy-to-deploy, modular design seamlessly integrates current business processes, bank and processor relationships, and back-office accounting software to deliver increased efficiencies and cost savings as a result of true straight-through processing. Founded in 2007, FTNI serves more than 20,000 corporate users from over 1,000 leading customers spanning numerous industries including Banking and Financial Services, Distribution, Insurance, Nonprofit, Property Management, Utilities, and more. To learn more, please visit www.ftni.com.

NAICS: 52
NAICS Definition:
Employees: 26
Subsidiaries: 0
12-month incidents
0
Known data breaches
0
Attack type number
0

Bank of America Merrill Lynch

100 North Tryon Street, Charlotte, NC, 28255, US
Last Update: 2025-05-06 (UTC)

Strong

Between 800 and 900

From local communities to global markets, we are dedicated to shaping the future responsibly and helping clients thrive in a changing world. โ€œBank of America Merrill Lynchโ€ is the marketing name for the global banking and global markets businesses of Bank of America Corporation. Bank of America is a marketing name for the Retirement Services business of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation (โ€œInvestment Banking Affiliatesโ€), including, in the United States, BofA Securities, Inc., Merrill Lynch, Pierce, Fenner & Smith Incorporated, and Merrill Lynch Professional Clearing Corp., all of which are registered broker-dealers and Members of SIPC, and in other jurisdictions, by locally registered entities. BofA Securities, Inc., Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA. ย  Investment products: Are Not FDIC Insured May Lose Value Are Not Bank Guaranteed Any opinions, views, statements, estimates or projections (โ€œpostsโ€) posted on this web page are solely those of the individual author(s). As such, posts by an employee of BofAML or any of its affiliates are solely those of such employee or agent and do not necessarily reflect the views of BofAML. BofAML is not responsible for the content, or output of external websites. For Terms and Conditions and Disclaimers, please visit go.bofaml.com/social. Bank of America LinkedIn Community Guidelines can be found at: http://about.bankofamerica.com/en-us/social-media/linkedin-community-guidelines.html

NAICS: 52
NAICS Definition: Finance and Insurance
Employees: 17,432
Subsidiaries: 4
12-month incidents
0
Known data breaches
4
Attack type number
2

Compliance Badges Comparison

Security & Compliance Standards Overview

https://images.rankiteo.com/companyimages/financial-transmission-network-inc-.jpeg
Financial Transmission Network, Inc. (FTNI)
โ€”
ISO 27001
Not verified
โ€”
SOC 2
Not verified
โ€”
GDPR
No public badge
โ€”
PCI DSS
No public badge
https://images.rankiteo.com/companyimages/bank-of-america-merrill-lynch.jpeg
Bank of America Merrill Lynch
โ€”
ISO 27001
Not verified
โ€”
SOC 2
Not verified
โ€”
GDPR
No public badge
โ€”
PCI DSS
No public badge
Compliance Summary
Financial Transmission Network, Inc. (FTNI)
100%
Compliance Rate
0/4 Standards Verified
Bank of America Merrill Lynch
0%
Compliance Rate
0/4 Standards Verified

Benchmark & Cyber Underwriting Signals

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for Financial Transmission Network, Inc. (FTNI) in 2025.

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for Bank of America Merrill Lynch in 2025.

Incident History โ€” Financial Transmission Network, Inc. (FTNI) (X = Date, Y = Severity)

Financial Transmission Network, Inc. (FTNI) cyber incidents detection timeline including parent company and subsidiaries

Incident History โ€” Bank of America Merrill Lynch (X = Date, Y = Severity)

Bank of America Merrill Lynch cyber incidents detection timeline including parent company and subsidiaries

Notable Incidents

Last 3 Security & Risk Events by Company

https://images.rankiteo.com/companyimages/financial-transmission-network-inc-.jpeg
Financial Transmission Network, Inc. (FTNI)
Incidents

No Incident

https://images.rankiteo.com/companyimages/bank-of-america-merrill-lynch.jpeg
Bank of America Merrill Lynch
Incidents

Date Detected: 2/2025
Type:Breach
Attack Vector: Inadvertent Disclosure
Blog: Blog

Date Detected: 10/2024
Type:Breach
Blog: Blog

Date Detected: 4/2024
Type:Breach
Attack Vector: Human Error (Email Misconfiguration)
Blog: Blog

FAQ

Both Financial Transmission Network, Inc. (FTNI) company and Bank of America Merrill Lynch company demonstrate a comparable AI risk posture, with strong governance and monitoring frameworks in place.

Bank of America Merrill Lynch company has historically faced a number of disclosed cyber incidents, whereas Financial Transmission Network, Inc. (FTNI) company has not reported any.

In the current year, Bank of America Merrill Lynch company has reported more cyber incidents than Financial Transmission Network, Inc. (FTNI) company.

Neither Bank of America Merrill Lynch company nor Financial Transmission Network, Inc. (FTNI) company has reported experiencing a ransomware attack publicly.

Bank of America Merrill Lynch company has disclosed at least one data breach, while Financial Transmission Network, Inc. (FTNI) company has not reported such incidents publicly.

Neither Bank of America Merrill Lynch company nor Financial Transmission Network, Inc. (FTNI) company has reported experiencing targeted cyberattacks publicly.

Neither Financial Transmission Network, Inc. (FTNI) company nor Bank of America Merrill Lynch company has reported experiencing or disclosing vulnerabilities publicly.

Bank of America Merrill Lynch company has more subsidiaries worldwide compared to Financial Transmission Network, Inc. (FTNI) company.

Bank of America Merrill Lynch company employs more people globally than Financial Transmission Network, Inc. (FTNI) company, reflecting its scale as a Financial Services.

Latest Global CVEs (Not Company-Specific)

Description

Better Auth is an authentication and authorization library for TypeScript. In versions prior to 1.3.26, unauthenticated attackers can create or modify API keys for any user by passing that user's id in the request body to the `api/auth/api-key/create` route. `session?.user ?? (authRequired ? null : { id: ctx.body.userId })`. When no session exists but `userId` is present in the request body, `authRequired` becomes false and the user object is set to the attacker-controlled ID. Server-only field validation only executes when `authRequired` is true (lines 280-295), allowing attackers to set privileged fields. No additional authentication occurs before the database operation, so the malicious payload is accepted. The same pattern exists in the update endpoint. This is a critical authentication bypass enabling full an unauthenticated attacker can generate an API key for any user and immediately gain complete authenticated access. This allows the attacker to perform any action as the victim user using the api key, potentially compromise the user data and the application depending on the victim's privileges. Version 1.3.26 contains a patch for the issue.

Risk Information
cvss4
Base: 9.3
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:H/VI:H/VA:H/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Allstar is a GitHub App to set and enforce security policies. In versions prior to 4.5, a vulnerability in Allstarโ€™s Reviewbot component caused inbound webhook requests to be validated against a hard-coded, shared secret. The value used for the secret token was compiled into the Allstar binary and could not be configured at runtime. In practice, this meant that every deployment using Reviewbot would validate requests with the same secret unless the operator modified source code and rebuilt the component - an expectation that is not documented and is easy to miss. All Allstar releases prior to v4.5 that include the Reviewbot code path are affected. Deployments on v4.5 and later are not affected. Those who have not enabled or exposed the Reviewbot endpoint are not exposed to this issue.

Risk Information
cvss4
Base: 4.6
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:P/PR:N/UI:N/VC:N/VI:H/VA:N/SC:N/SI:N/SA:N/E:U/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Multiple cross-site scripting (XSS) vulnerabilities with Calendar events in Liferay Portal 7.4.3.35 through 7.4.3.111, and Liferay DXP 2023.Q4.0 through 2023.Q4.5, 2023.Q3.1 through 2023.Q3.7, 7.4 update 35 through update 92, and 7.3 update 25 through update 36 allow remote attackers to inject arbitrary web script or HTML via a crafted payload injected into a userโ€™s (1) First Name, (2) Middle Name or (3) Last Name text field.

Risk Information
cvss4
Base: 4.8
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:L/UI:A/VC:L/VI:L/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Python Social Auth is a social authentication/registration mechanism. In versions prior to 5.6.0, upon authentication, the user could be associated by e-mail even if the `associate_by_email` pipeline was not included. This could lead to account compromise when a third-party authentication service does not validate provided e-mail addresses or doesn't require unique e-mail addresses. Version 5.6.0 contains a patch. As a workaround, review the authentication service policy on e-mail addresses; many will not allow exploiting this vulnerability.

Risk Information
cvss4
Base: 6.3
Severity: HIGH
CVSS:4.0/AV:N/AC:H/AT:N/PR:N/UI:N/VC:L/VI:L/VA:N/SC:L/SI:L/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Confidential Containers's Trustee project contains tools and components for attesting confidential guests and providing secrets to them. In versions prior to 0.15.0, the attestation-policy endpoint didn't check if the kbs-client submitting the request was actually authenticated (had the right key). This allowed any kbs-client to actually change the attestation policy. Version 0.15.0 fixes the issue.

Risk Information
cvss4
Base: 8.7
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:N/VI:H/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X