Comparison Overview

Cholamandalam Investment and Finance Company Limited

VS

Bank of America Merrill Lynch

Cholamandalam Investment and Finance Company Limited

Chola Crest, C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy,, Chennai, Tamil Nadu, IN, 600032
Last Update: 2026-01-18
View Profile
Between 750 and 799
http://www.cholamandalam.com

Cholamandalam Investment and Finance Company Limited (Chola), founded in 1978 as part of the Murugappa Group, initially focused on equipment financing. Over the years, Chola has transformed into a leading comprehensive financial services provider, offering a wide array of solutions including vehicle finance, home loans, SME loans, home equity loans, loan against property, consumer durable loans, and more. With a nationwide presence of 1,500+ branches and Assets Under Management (AUM) surpassing Rs. 1.77 lakh crore, Chola serves over 42.9 lakh happy customers. The company’s subsidiaries include Cholamandalam Securities Limited (CSEC), Cholamandalam Home Finance Limited (CHFL), and Payswiff Technologies Private Limited (Payswiff), enhancing its diverse portfolio. At Chola, our commitment is to foster growth and empowerment for customers, employees, shareholders, and communities alike. We are driven by a strong foundation of integrity, ethical values, and a deep sense of responsibility towards all our stakeholders. As we continue to grow and innovate, we aim to create sustainable value and contribute positively to the lives of those we serve, enabling them to enter a better life .

NAICS: 52
NAICS Definition: Finance and Insurance
Employees: 22,895
Subsidiaries: 0
12-month incidents
0
Known data breaches
0
Attack type number
0
View Profile

Bank of America Merrill Lynch

100 North Tryon Street, Charlotte, 28255, US
Last Update: 2026-01-18
Between 750 and 799
http://www.bofaml.com

From local communities to global markets, we are dedicated to shaping the future responsibly and helping clients thrive in a changing world. “Bank of America Merrill Lynch” is the marketing name for the global banking and global markets businesses of Bank of America Corporation. Bank of America is a marketing name for the Retirement Services business of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation (“Investment Banking Affiliates”), including, in the United States, BofA Securities, Inc., Merrill Lynch, Pierce, Fenner & Smith Incorporated, and Merrill Lynch Professional Clearing Corp., all of which are registered broker-dealers and Members of SIPC, and in other jurisdictions, by locally registered entities. BofA Securities, Inc., Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA.   Investment products: Are Not FDIC Insured May Lose Value Are Not Bank Guaranteed Any opinions, views, statements, estimates or projections (“posts”) posted on this web page are solely those of the individual author(s). As such, posts by an employee of BofAML or any of its affiliates are solely those of such employee or agent and do not necessarily reflect the views of BofAML. BofAML is not responsible for the content, or output of external websites. For Terms and Conditions and Disclaimers, please visit go.bofaml.com/social. Bank of America LinkedIn Community Guidelines can be found at: http://about.bankofamerica.com/en-us/social-media/linkedin-community-guidelines.html

NAICS: 52
NAICS Definition: Finance and Insurance
Employees: 16,629
Subsidiaries: 4
12-month incidents
0
Known data breaches
3
Attack type number
2

Compliance Badges Comparison

Security & Compliance Standards Overview

https://images.rankiteo.com/companyimages/cholafinance.jpeg
Cholamandalam Investment and Finance Company Limited
—
ISO 27001
ISO 27001 certification not verified
Not verified
—
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
—
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
—
GDPR
GDPR certification not verified
Not verified
—
PCI DSS
PCI DSS certification not verified
Not verified
—
HIPAA
HIPAA certification not verified
Not verified
https://images.rankiteo.com/companyimages/bank-of-america-merrill-lynch.jpeg
Bank of America Merrill Lynch
—
ISO 27001
ISO 27001 certification not verified
Not verified
—
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
—
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
—
GDPR
GDPR certification not verified
Not verified
—
PCI DSS
PCI DSS certification not verified
Not verified
—
HIPAA
HIPAA certification not verified
Not verified
Compliance Summary
Cholamandalam Investment and Finance Company Limited
100%
Compliance Rate
0/4 Standards Verified
Bank of America Merrill Lynch
0%
Compliance Rate
0/4 Standards Verified

Benchmark & Cyber Underwriting Signals

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for Cholamandalam Investment and Finance Company Limited in 2026.

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for Bank of America Merrill Lynch in 2026.

Incident History — Cholamandalam Investment and Finance Company Limited (X = Date, Y = Severity)

Cholamandalam Investment and Finance Company Limited cyber incidents detection timeline including parent company and subsidiaries

Incident History — Bank of America Merrill Lynch (X = Date, Y = Severity)

Bank of America Merrill Lynch cyber incidents detection timeline including parent company and subsidiaries

Notable Incidents

Last 3 Security & Risk Events by Company

https://images.rankiteo.com/companyimages/cholafinance.jpeg
Cholamandalam Investment and Finance Company Limited
Incidents

No Incident

https://images.rankiteo.com/companyimages/bank-of-america-merrill-lynch.jpeg
Bank of America Merrill Lynch
Incidents

Date Detected: 2/2025
Type:Breach
Attack Vector: Inadvertent Disclosure
Blog: Blog

Date Detected: 10/2024
Type:Breach
Blog: Blog

Date Detected: 4/2024
Type:Breach
Attack Vector: Human Error (Email Misconfiguration)
Blog: Blog

FAQ

Cholamandalam Investment and Finance Company Limited company demonstrates a stronger AI Cybersecurity Score compared to Bank of America Merrill Lynch company, reflecting its advanced cybersecurity posture governance and monitoring frameworks.

Bank of America Merrill Lynch company has historically faced a number of disclosed cyber incidents, whereas Cholamandalam Investment and Finance Company Limited company has not reported any.

In the current year, Bank of America Merrill Lynch company and Cholamandalam Investment and Finance Company Limited company have not reported any cyber incidents.

Neither Bank of America Merrill Lynch company nor Cholamandalam Investment and Finance Company Limited company has reported experiencing a ransomware attack publicly.

Bank of America Merrill Lynch company has disclosed at least one data breach, while Cholamandalam Investment and Finance Company Limited company has not reported such incidents publicly.

Neither Bank of America Merrill Lynch company nor Cholamandalam Investment and Finance Company Limited company has reported experiencing targeted cyberattacks publicly.

Neither Cholamandalam Investment and Finance Company Limited company nor Bank of America Merrill Lynch company has reported experiencing or disclosing vulnerabilities publicly.

Neither Cholamandalam Investment and Finance Company Limited nor Bank of America Merrill Lynch holds any compliance certifications.

Neither company holds any compliance certifications.

Bank of America Merrill Lynch company has more subsidiaries worldwide compared to Cholamandalam Investment and Finance Company Limited company.

Cholamandalam Investment and Finance Company Limited company employs more people globally than Bank of America Merrill Lynch company, reflecting its scale as a Financial Services.

Neither Cholamandalam Investment and Finance Company Limited nor Bank of America Merrill Lynch holds SOC 2 Type 1 certification.

Neither Cholamandalam Investment and Finance Company Limited nor Bank of America Merrill Lynch holds SOC 2 Type 2 certification.

Neither Cholamandalam Investment and Finance Company Limited nor Bank of America Merrill Lynch holds ISO 27001 certification.

Neither Cholamandalam Investment and Finance Company Limited nor Bank of America Merrill Lynch holds PCI DSS certification.

Neither Cholamandalam Investment and Finance Company Limited nor Bank of America Merrill Lynch holds HIPAA certification.

Neither Cholamandalam Investment and Finance Company Limited nor Bank of America Merrill Lynch holds GDPR certification.

Latest Global CVEs (Not Company-Specific)

Description

SummaryA command injection vulnerability (CWE-78) has been found to exist in the `wrangler pages deploy` command. The issue occurs because the `--commit-hash` parameter is passed directly to a shell command without proper validation or sanitization, allowing an attacker with control of `--commit-hash` to execute arbitrary commands on the system running Wrangler. Root causeThe commitHash variable, derived from user input via the --commit-hash CLI argument, is interpolated directly into a shell command using template literals (e.g.,  execSync(`git show -s --format=%B ${commitHash}`)). Shell metacharacters are interpreted by the shell, enabling command execution. ImpactThis vulnerability is generally hard to exploit, as it requires --commit-hash to be attacker controlled. The vulnerability primarily affects CI/CD environments where `wrangler pages deploy` is used in automated pipelines and the --commit-hash parameter is populated from external, potentially untrusted sources. An attacker could exploit this to: * Run any shell command. * Exfiltrate environment variables. * Compromise the CI runner to install backdoors or modify build artifacts. Credits Disclosed responsibly by kny4hacker. Mitigation * Wrangler v4 users are requested to upgrade to Wrangler v4.59.1 or higher. * Wrangler v3 users are requested to upgrade to Wrangler v3.114.17 or higher. * Users on Wrangler v2 (EOL) should upgrade to a supported major version.

Published
Date
2026-01-20
Updated
Date
2026-01-20
Risk Information
cvss4
Base: 7.7
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:P/PR:L/UI:N/VC:H/VI:H/VA:H/SC:L/SI:L/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
References
Description

Vulnerability in the Oracle VM VirtualBox product of Oracle Virtualization (component: Core). Supported versions that are affected are 7.1.14 and 7.2.4. Easily exploitable vulnerability allows high privileged attacker with logon to the infrastructure where Oracle VM VirtualBox executes to compromise Oracle VM VirtualBox. While the vulnerability is in Oracle VM VirtualBox, attacks may significantly impact additional products (scope change). Successful attacks of this vulnerability can result in takeover of Oracle VM VirtualBox. CVSS 3.1 Base Score 8.2 (Confidentiality, Integrity and Availability impacts). CVSS Vector: (CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H).

Published
Date
2026-01-20
Updated
Date
2026-01-20
Risk Information
cvss3
Base: 8.2
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H
References
Description

Vulnerability in the Oracle VM VirtualBox product of Oracle Virtualization (component: Core). Supported versions that are affected are 7.1.14 and 7.2.4. Easily exploitable vulnerability allows high privileged attacker with logon to the infrastructure where Oracle VM VirtualBox executes to compromise Oracle VM VirtualBox. While the vulnerability is in Oracle VM VirtualBox, attacks may significantly impact additional products (scope change). Successful attacks of this vulnerability can result in unauthorized creation, deletion or modification access to critical data or all Oracle VM VirtualBox accessible data as well as unauthorized access to critical data or complete access to all Oracle VM VirtualBox accessible data and unauthorized ability to cause a partial denial of service (partial DOS) of Oracle VM VirtualBox. CVSS 3.1 Base Score 8.1 (Confidentiality, Integrity and Availability impacts). CVSS Vector: (CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:L).

Published
Date
2026-01-20
Updated
Date
2026-01-20
Risk Information
cvss3
Base: 8.1
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:L
References
Description

Vulnerability in the Oracle VM VirtualBox product of Oracle Virtualization (component: Core). Supported versions that are affected are 7.1.14 and 7.2.4. Easily exploitable vulnerability allows high privileged attacker with logon to the infrastructure where Oracle VM VirtualBox executes to compromise Oracle VM VirtualBox. While the vulnerability is in Oracle VM VirtualBox, attacks may significantly impact additional products (scope change). Successful attacks of this vulnerability can result in takeover of Oracle VM VirtualBox. CVSS 3.1 Base Score 8.2 (Confidentiality, Integrity and Availability impacts). CVSS Vector: (CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H).

Published
Date
2026-01-20
Updated
Date
2026-01-20
Risk Information
cvss3
Base: 8.2
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H
References
Description

Vulnerability in the Oracle VM VirtualBox product of Oracle Virtualization (component: Core). Supported versions that are affected are 7.1.14 and 7.2.4. Easily exploitable vulnerability allows high privileged attacker with logon to the infrastructure where Oracle VM VirtualBox executes to compromise Oracle VM VirtualBox. While the vulnerability is in Oracle VM VirtualBox, attacks may significantly impact additional products (scope change). Successful attacks of this vulnerability can result in takeover of Oracle VM VirtualBox. CVSS 3.1 Base Score 8.2 (Confidentiality, Integrity and Availability impacts). CVSS Vector: (CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H).

Published
Date
2026-01-20
Updated
Date
2026-01-20
Risk Information
cvss3
Base: 8.2
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H
References