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Comparison Overview

Carat from FiservCarat from Fiserv
VS
SwedbankSwedbank
Carat from Fiserv

Carat from Fiserv

255 Fiserv Drive, Brookfield, 53045, US

Last Update: 28/03/2026

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Carat from Fiserv is the global operating system for our enterprise clients – it is the set of services, connections and applications businesses need to thrive. Carat helps our clients create unified customer experiences – connected across devices, channels and geograph...

NAICS:52
NAICS Definition:Finance and Insurance
Employees:None
Subsidiaries:1
12-month incidents
0
Known data breaches
0
Attack type number
0
Swedbank

Swedbank

Landsvägen 40, SE-172 63, SE, Sundbyberg

Last Update: 01/04/2026

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Between 800 and 849
http://www.swedbank.se
808/1000Good

Since 1820, Swedbank has been the bank for the many households and businesses. We are a modern financial services platform focused on customer satisfaction. Our goal is to encourage people to save for a better future, and we aim to help people, businesses and society to...

NAICS:52
NAICS Definition:Finance and Insurance
Employees:15,271
Subsidiaries:3
12-month incidents
0
Known data breaches
0
Attack type number
0

Compliance Ranges Comparison

Based On Specific Ai Models Category
Carat from Fiserv

Carat from Fiserv

-
ISO 27001Not verified
ISO 27001
-
SOC2 Type 1Not verified
SOC2 Type 1
-
SOC2 Type 2Not verified
SOC2 Type 2
-
GDPRNot verified
GDPR
-
PCI DSSNot verified
PCI DSS
-
HIPAANot verified
HIPAA
Swedbank

Swedbank

-
ISO 27001Not verified
ISO 27001
-
SOC2 Type 1Not verified
SOC2 Type 1
-
SOC2 Type 2Not verified
SOC2 Type 2
-
GDPRNot verified
GDPR
-
PCI DSSNot verified
PCI DSS
-
HIPAANot verified
HIPAA

Benchmark & Cyber Underwriting Signals

Incidents vs Financial Services Industry Avg (This Year)

No incidents recorded for Carat from Fiserv in 2026.

Incidents

Incidents vs Financial Services Industry Avg (This Year)

No incidents recorded for Swedbank in 2026.

Incidents

Incident History - Carat from Fiserv (X = Date, Y = Severity)

Carat from Fiserv cyber incidents detection timeline including parent company and subsidiaries.

R - Ransomware
C - Cyber Attack
D - Data Breach
V - Vulnerability

Incident History - Swedbank (X = Date, Y = Severity)

Swedbank cyber incidents detection timeline including parent company and subsidiaries.

No timeline data available
R - Ransomware
C - Cyber Attack
D - Data Breach
V - Vulnerability

Notable Incidents

Last Cyber / HR Incidents / Global...
Carat from Fiserv

Carat from Fiserv

Incidents
No explicit notable incidents reported.
Swedbank

Swedbank

Incidents
No explicit notable incidents reported.

FAQ

Between Carat from Fiserv company and Swedbank company, which one has the best AI Cybersecurity Score ?
Between Carat from Fiserv company and Swedbank company, which one has experienced more cyber incidents in the past ?
Between Carat from Fiserv company and Swedbank company, which one has experienced more cyber incidents this year ?
Between Carat from Fiserv company and Swedbank company, which one has experienced at least one ransomware attack ?
Between Carat from Fiserv company and Swedbank company, which one has experienced at least one data breach ?
Between Carat from Fiserv company and Swedbank company, which one has experienced at least one targeted cyberattack ?
Between Carat from Fiserv company and Swedbank company, which one has experienced at least one vulnerability ?
Between Carat from Fiserv company and Swedbank company, which one holds the most compliance certifications ?
Between Carat from Fiserv company and Swedbank company, which one holds the fewest compliance certifications ?
Between Carat from Fiserv company and Swedbank company, which one has the most subsidiaries ?
Between Carat from Fiserv company and Swedbank company, which one has the largest number of employees ?
Between Carat from Fiserv and Swedbank, which company holds both SOC 2 Type 1 certifications ?
Between Carat from Fiserv and Swedbank, which company holds both SOC 2 Type 2 certifications ?
Which company is ISO 27001 certified - Carat from Fiserv or Swedbank ?
Which company is PCI DSS compliant - Carat from Fiserv or Swedbank ?
Between Carat from Fiserv and Swedbank, which company complies with HIPAA regulations for healthcare data ?
Between Carat from Fiserv and Swedbank, which company complies with GDPR requirements ?

Latest Global CVEs

CVE-2026-53646
SUMMARY

FOSSBilling is a free, open-source billing and client management system. In versions 0.5.6 through 0.7.2, when a `ClientPasswordReset` record already exists for a client (from a previous unexpired reset request), subsequent calls to the `reset_password` guest API endpoint reuse the existing token instead of generating a new one. The 15-minute validity window is anchored to the first request's `created_at` timestamp, not the time of the most recent email. An attacker who obtained the original reset link remains able to use it even after the victim requests a new reset, because the original token is never invalidated or rotated. Version 0.8.0 patches the issue. Some workarounds are available. Configure a reverse proxy (e.g., Nginx, Apache, Cloudflare) to apply per-IP rate limiting to the `/client/reset-password` endpoint to minimize the window of opportunity, and/or manually clear expired `client_password_reset` records from the database after a client reports a suspected compromise.

PUBLISHED
Date2026-07-06
UPDATED
Date2026-07-06
RISK INFORMATION (Score: )
CVSS4
Base Score: 7.7
Complexity: HIGH
CVSS:4.0/AV:N/AC:H/AT:P/PR:N/UI:P/VC:H/VI:H/VA:H/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
IMPACT SCORE
NA
EXPLOITABILITY
NA
CVE-2026-53645
SUMMARY

FOSSBilling is a free, open-source billing and client management system. Versions prior to 0.8.0 allow a low-privileged staff account to grant arbitrary module permissions to itself through the admin API, resulting in persistent privilege escalation. A staff user that only has `staff.create_and_edit_staff` can call `/api/admin/staff/permissions_update` targeting their own account and write any permission structure, bypassing the intended role-based access control boundary. Version 0.8.0 patches the issue. Some workarounds are available. Restrict the `staff.create_and_edit_staff` permission to only highly trusted staff members and/or use a reverse proxy or WAF to restrict access to `/api/admin/staff/permissions_update` to specific trusted roles.

PUBLISHED
Date2026-07-06
UPDATED
Date2026-07-06
RISK INFORMATION (Score: )
CVSS4
Base Score: 8.5
Complexity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:L/UI:N/VC:N/VI:H/VA:N/SC:H/SI:H/SA:L/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
IMPACT SCORE
NA
EXPLOITABILITY
NA
CVE-2026-53644
SUMMARY

FOSSBilling is a free, open-source billing and client management system. Versions 0.5.3 through 0.7.2 allow authenticated clients to both read and reset API key service secrets for orders that are no longer in an `active` state (e.g., `suspended`, `canceled`). The root cause is missing order-state validation in two client API endpoints, despite an `isActive()` helper already existing in the `Serviceapikey` module and the frontend UI correctly gating access on `order.status == 'active'`. Version 0.8.0 contains a fix. Some workarounds are available. If the `Serviceapikey` module is not needed, uninstall it to remove the affected endpoints. One may also use a reverse proxy or WAF to restrict access to `/api/client/order/service` and `/api/client/serviceapikey/reset` based on application-level order-state logic.

PUBLISHED
Date2026-07-06
UPDATED
Date2026-07-06
RISK INFORMATION (Score: )
CVSS4
Base Score: 8.6
Complexity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:L/UI:N/VC:H/VI:H/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
IMPACT SCORE
NA
EXPLOITABILITY
NA
CVE-2026-53643
SUMMARY

FOSSBilling is a free, open-source billing and client management system. Versions prior to 0.8.0 allow low-privileged staff accounts to perform unauthorized actions via admin API endpoints. The root cause is a combination of the `can_always_access` module flag (which grants all staff access to certain modules) and insufficient permission checks or unsafe parameter handling on individual endpoints. Version 0.8.0 contains a fix. Some workarounds are available. Restrict staff accounts to only those who need access to sensitive settings and/or use a reverse proxy or WAF to restrict access to the affected endpoints to trusted IP addresses or higher-privilege roles.

PUBLISHED
Date2026-07-06
UPDATED
Date2026-07-06
RISK INFORMATION (Score: )
CVSS4
Base Score: 8.7
Complexity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:L/UI:N/VC:H/VI:H/VA:H/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
IMPACT SCORE
NA
EXPLOITABILITY
NA
CVE-2026-53642
SUMMARY

FOSSBilling is a free, open-source billing and client management system. In versions 0.5.6 through 0.7.2, when the "Require Email Confirmation" setting is enabled, a logged-in client with an unverified email address (`email_approved = 0`) can access all client-area pages (e.g. `/client/balance`, `/client/order/list`, `/client/invoice`) and read real account data, including wallet balances and transaction history. The API-side enforcement correctly restricts unverified clients to only profile-related endpoints, but the page-side enforcement is overly permissive, allowing any request whose path starts with `/client`. Version 0.8.0 contains a fix. No known workarounds that don't involve modifying the source code are available.

PUBLISHED
Date2026-07-06
UPDATED
Date2026-07-06
RISK INFORMATION (Score: )
CVSS4
Base Score: 5.3
Complexity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:L/UI:N/VC:L/VI:N/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
IMPACT SCORE
NA
EXPLOITABILITY
NA