Comparison Overview

Capitec

VS

HBL

Capitec

5 Neutron Road, Stellenbosch, Western Cape, ZA, 7600
Last Update: 2025-12-17
Between 800 and 849

Imagine simple, affordable banking solutions that work for you – just like it does for over 25 million South Africans. They’re banking smart, paying less and getting more value every day with us. As the country’s leading digital bank, we’re proud to have been voted the Coolest Bank by the youth in the 2024 Sunday Times GenNext Awards. With 880 branches and a team of over 16,900, we’re here to grow with you.

NAICS: 52211
NAICS Definition: Commercial Banking
Employees: 21,561
Subsidiaries: 0
12-month incidents
0
Known data breaches
0
Attack type number
0

HBL

HBL Plaza, I I Chundigar Rd., Karachi, PK
Last Update: 2025-12-17
Between 750 and 799

HBL, Pakistan’s leading Bank, was the first commercial Bank to be established in Pakistan in 1947. Over the years, HBL has grown its branch network and maintained its position as the largest private sector Bank in Pakistan with over 1,728+ branches and 2,300+ ATMs globally, serving 37million+ clients worldwide. HBL will never ask for customer's personal data on public platforms. Please avoid sharing such data via social media.

NAICS: 52211
NAICS Definition: Commercial Banking
Employees: 21,194
Subsidiaries: 0
12-month incidents
0
Known data breaches
1
Attack type number
1

Compliance Badges Comparison

Security & Compliance Standards Overview

https://images.rankiteo.com/companyimages/capitec-bank.jpeg
Capitec
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
https://images.rankiteo.com/companyimages/hblofficial.jpeg
HBL
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
Compliance Summary
Capitec
100%
Compliance Rate
0/4 Standards Verified
HBL
0%
Compliance Rate
0/4 Standards Verified

Benchmark & Cyber Underwriting Signals

Incidents vs Banking Industry Average (This Year)

No incidents recorded for Capitec in 2025.

Incidents vs Banking Industry Average (This Year)

No incidents recorded for HBL in 2025.

Incident History — Capitec (X = Date, Y = Severity)

Capitec cyber incidents detection timeline including parent company and subsidiaries

Incident History — HBL (X = Date, Y = Severity)

HBL cyber incidents detection timeline including parent company and subsidiaries

Notable Incidents

Last 3 Security & Risk Events by Company

https://images.rankiteo.com/companyimages/capitec-bank.jpeg
Capitec
Incidents

No Incident

https://images.rankiteo.com/companyimages/hblofficial.jpeg
HBL
Incidents

Date Detected: 12/2017
Type:Breach
Attack Vector: ATM Skimming
Motivation: Financial Gain
Blog: Blog

FAQ

Capitec company demonstrates a stronger AI Cybersecurity Score compared to HBL company, reflecting its advanced cybersecurity posture governance and monitoring frameworks.

HBL company has historically faced a number of disclosed cyber incidents, whereas Capitec company has not reported any.

In the current year, HBL company and Capitec company have not reported any cyber incidents.

Neither HBL company nor Capitec company has reported experiencing a ransomware attack publicly.

HBL company has disclosed at least one data breach, while Capitec company has not reported such incidents publicly.

Neither HBL company nor Capitec company has reported experiencing targeted cyberattacks publicly.

Neither Capitec company nor HBL company has reported experiencing or disclosing vulnerabilities publicly.

Neither Capitec nor HBL holds any compliance certifications.

Neither company holds any compliance certifications.

Neither Capitec company nor HBL company has publicly disclosed detailed information about the number of their subsidiaries.

Capitec company employs more people globally than HBL company, reflecting its scale as a Banking.

Neither Capitec nor HBL holds SOC 2 Type 1 certification.

Neither Capitec nor HBL holds SOC 2 Type 2 certification.

Neither Capitec nor HBL holds ISO 27001 certification.

Neither Capitec nor HBL holds PCI DSS certification.

Neither Capitec nor HBL holds HIPAA certification.

Neither Capitec nor HBL holds GDPR certification.

Latest Global CVEs (Not Company-Specific)

Description

A vulnerability has been found in SeaCMS up to 13.3. The affected element is an unknown function of the file js/player/dmplayer/dmku/class/mysqli.class.php. Such manipulation of the argument page/limit leads to sql injection. The attack can be executed remotely. The exploit has been disclosed to the public and may be used.

Risk Information
cvss2
Base: 7.5
Severity: LOW
AV:N/AC:L/Au:N/C:P/I:P/A:P
cvss3
Base: 7.3
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:L/I:L/A:L
cvss4
Base: 6.9
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:L/VI:L/VA:L/SC:N/SI:N/SA:N/E:P/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Improper Neutralization of Input During Web Page Generation ('Cross-site Scripting') vulnerability in HappyDevs TempTool allows Stored XSS.This issue affects TempTool: from n/a through 1.3.1.

Risk Information
cvss3
Base: 6.5
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:L/UI:R/S:C/C:L/I:L/A:L
Description

Improper Neutralization of Input During Web Page Generation ('Cross-site Scripting') vulnerability in Tormorten WP Microdata allows Stored XSS.This issue affects WP Microdata: from n/a through 1.0.

Risk Information
cvss3
Base: 6.5
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:L/UI:R/S:C/C:L/I:L/A:L
Description

Exposure of Sensitive System Information to an Unauthorized Control Sphere vulnerability in HappyDevs TempTool allows Retrieve Embedded Sensitive Data.This issue affects TempTool: from n/a through 1.3.1.

Risk Information
cvss3
Base: 4.3
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:L/UI:N/S:U/C:L/I:N/A:N
Description

A vulnerability has been found in Tenda FH1201 1.2.0.14(408). Affected is the function sprintf of the file /goform/SetIpBind. Such manipulation of the argument page leads to stack-based buffer overflow. The attack may be performed from remote. The exploit has been disclosed to the public and may be used.

Risk Information
cvss2
Base: 9.0
Severity: LOW
AV:N/AC:L/Au:S/C:C/I:C/A:C
cvss3
Base: 8.8
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:L/UI:N/S:U/C:H/I:H/A:H
cvss4
Base: 7.4
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:L/UI:N/VC:H/VI:H/VA:H/SC:N/SI:N/SA:N/E:P/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X