Backchecked Settles $535K Class Action Over 2024 Data Breach Backchecked LLC has agreed to a $535,000 settlement to resolve a class action lawsuit stemming from a September 2024 cyberattack that exposed sensitive personal data. The breach potentially compromised names, addresses, dates of birth, Social Security numbers, and driver’s license numbers of U.S. residents. Eligible class members individuals whose data was affected can file claims for compensation or credit monitoring services. Options include: - Credit monitoring: One year of three-bureau monitoring with $1 million in identity theft insurance, dark web scanning, and real-time alerts. - Cash payments: - Up to $2,500 for documented losses (e.g., fraud-related expenses, ID replacement costs) incurred between September 26, 2024, and August 26, 2026. - A one-time pro rata payment of up to $50 for those without documented losses. Claims must be submitted online or by mail by August 26, 2026, with payments expected within 55 days of final court approval on September 10, 2026. The settlement fund will cover administration costs, attorneys’ fees (up to $178,333), $2,500 service awards for class representatives, and remaining funds for approved claimants. Backchecked denies wrongdoing but settled to avoid prolonged litigation. The breach underscores ongoing risks to personal data security in cyberattacks.