Comparison Overview

XP Inc.

VS

Lincoln Financial

XP Inc.

Avenida Chedid Jafet 75, Torre sul 30º andar, São Paulo, São Paulo, BR, 04551-065
Last Update: 2026-01-16

A XP Inc. é uma das maiores instituições financeiras independente do Brasil, dona das marcas XP, Rico, Clear, XP Educação, InfoMoney, entre outras. Com mais de 4,6 milhões de clientes ativos e um valor superior a R$ 1,3 trilhão de ativos sob custódia, há 24 anos vem transformando o mercado financeiro para melhorar a vida das pessoas. Foi pioneira no mercado com sua rede de assessores de investimentos, que hoje é a maior do país, com mais de 18,3 mil profissionais. Com uma cultura marcante guiada por quatro valores - Sonho Grande, Espírito Empreendedor, Foco no Cliente e Mente Aberta - a XP Inc. está sempre em busca dos melhores talentos que tem ambição de fazer o impossível.

NAICS: 52
NAICS Definition: Finance and Insurance
Employees: 12,572
Subsidiaries: 8
12-month incidents
0
Known data breaches
0
Attack type number
0

Lincoln Financial

150 N. Radnor-Chester Road, Radnor, PA, US, 19087
Last Update: 2026-01-16

Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, investments, life insurance, group protection, and retirement plan services. With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.  Your tomorrow. Our priority. For social media community guidelines: https://visit.lfg.com/4hJHCb2. Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln National Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial℠ affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.

NAICS: 52
NAICS Definition: Finance and Insurance
Employees: 10,721
Subsidiaries: 0
12-month incidents
0
Known data breaches
8
Attack type number
1

Compliance Badges Comparison

Security & Compliance Standards Overview

https://images.rankiteo.com/companyimages/xpinc.jpeg
XP Inc.
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
https://images.rankiteo.com/companyimages/lincolnfinancial.jpeg
Lincoln Financial
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
Compliance Summary
XP Inc.
100%
Compliance Rate
0/4 Standards Verified
Lincoln Financial
0%
Compliance Rate
0/4 Standards Verified

Benchmark & Cyber Underwriting Signals

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for XP Inc. in 2026.

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for Lincoln Financial in 2026.

Incident History — XP Inc. (X = Date, Y = Severity)

XP Inc. cyber incidents detection timeline including parent company and subsidiaries

Incident History — Lincoln Financial (X = Date, Y = Severity)

Lincoln Financial cyber incidents detection timeline including parent company and subsidiaries

Notable Incidents

Last 3 Security & Risk Events by Company

https://images.rankiteo.com/companyimages/xpinc.jpeg
XP Inc.
Incidents

No Incident

https://images.rankiteo.com/companyimages/lincolnfinancial.jpeg
Lincoln Financial
Incidents

Date Detected: 12/2024
Type:Breach
Attack Vector: Unauthorized Access
Blog: Blog

Date Detected: 5/2024
Type:Breach
Blog: Blog

Date Detected: 11/2023
Type:Breach
Attack Vector: Inadvertent Disclosure
Blog: Blog

FAQ

XP Inc. company demonstrates a stronger AI Cybersecurity Score compared to Lincoln Financial company, reflecting its advanced cybersecurity posture governance and monitoring frameworks.

Lincoln Financial company has historically faced a number of disclosed cyber incidents, whereas XP Inc. company has not reported any.

In the current year, Lincoln Financial company and XP Inc. company have not reported any cyber incidents.

Neither Lincoln Financial company nor XP Inc. company has reported experiencing a ransomware attack publicly.

Lincoln Financial company has disclosed at least one data breach, while XP Inc. company has not reported such incidents publicly.

Neither Lincoln Financial company nor XP Inc. company has reported experiencing targeted cyberattacks publicly.

Neither XP Inc. company nor Lincoln Financial company has reported experiencing or disclosing vulnerabilities publicly.

Neither XP Inc. nor Lincoln Financial holds any compliance certifications.

Neither company holds any compliance certifications.

XP Inc. company has more subsidiaries worldwide compared to Lincoln Financial company.

XP Inc. company employs more people globally than Lincoln Financial company, reflecting its scale as a Financial Services.

Neither XP Inc. nor Lincoln Financial holds SOC 2 Type 1 certification.

Neither XP Inc. nor Lincoln Financial holds SOC 2 Type 2 certification.

Neither XP Inc. nor Lincoln Financial holds ISO 27001 certification.

Neither XP Inc. nor Lincoln Financial holds PCI DSS certification.

Neither XP Inc. nor Lincoln Financial holds HIPAA certification.

Neither XP Inc. nor Lincoln Financial holds GDPR certification.

Latest Global CVEs (Not Company-Specific)

Description

SummaryA command injection vulnerability (CWE-78) has been found to exist in the `wrangler pages deploy` command. The issue occurs because the `--commit-hash` parameter is passed directly to a shell command without proper validation or sanitization, allowing an attacker with control of `--commit-hash` to execute arbitrary commands on the system running Wrangler. Root causeThe commitHash variable, derived from user input via the --commit-hash CLI argument, is interpolated directly into a shell command using template literals (e.g.,  execSync(`git show -s --format=%B ${commitHash}`)). Shell metacharacters are interpreted by the shell, enabling command execution. ImpactThis vulnerability is generally hard to exploit, as it requires --commit-hash to be attacker controlled. The vulnerability primarily affects CI/CD environments where `wrangler pages deploy` is used in automated pipelines and the --commit-hash parameter is populated from external, potentially untrusted sources. An attacker could exploit this to: * Run any shell command. * Exfiltrate environment variables. * Compromise the CI runner to install backdoors or modify build artifacts. Credits Disclosed responsibly by kny4hacker. Mitigation * Wrangler v4 users are requested to upgrade to Wrangler v4.59.1 or higher. * Wrangler v3 users are requested to upgrade to Wrangler v3.114.17 or higher. * Users on Wrangler v2 (EOL) should upgrade to a supported major version.

Risk Information
cvss4
Base: 7.7
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:P/PR:L/UI:N/VC:H/VI:H/VA:H/SC:L/SI:L/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Vulnerability in the Oracle VM VirtualBox product of Oracle Virtualization (component: Core). Supported versions that are affected are 7.1.14 and 7.2.4. Easily exploitable vulnerability allows high privileged attacker with logon to the infrastructure where Oracle VM VirtualBox executes to compromise Oracle VM VirtualBox. While the vulnerability is in Oracle VM VirtualBox, attacks may significantly impact additional products (scope change). Successful attacks of this vulnerability can result in takeover of Oracle VM VirtualBox. CVSS 3.1 Base Score 8.2 (Confidentiality, Integrity and Availability impacts). CVSS Vector: (CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H).

Risk Information
cvss3
Base: 8.2
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H
Description

Vulnerability in the Oracle VM VirtualBox product of Oracle Virtualization (component: Core). Supported versions that are affected are 7.1.14 and 7.2.4. Easily exploitable vulnerability allows high privileged attacker with logon to the infrastructure where Oracle VM VirtualBox executes to compromise Oracle VM VirtualBox. While the vulnerability is in Oracle VM VirtualBox, attacks may significantly impact additional products (scope change). Successful attacks of this vulnerability can result in unauthorized creation, deletion or modification access to critical data or all Oracle VM VirtualBox accessible data as well as unauthorized access to critical data or complete access to all Oracle VM VirtualBox accessible data and unauthorized ability to cause a partial denial of service (partial DOS) of Oracle VM VirtualBox. CVSS 3.1 Base Score 8.1 (Confidentiality, Integrity and Availability impacts). CVSS Vector: (CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:L).

Risk Information
cvss3
Base: 8.1
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:L
Description

Vulnerability in the Oracle VM VirtualBox product of Oracle Virtualization (component: Core). Supported versions that are affected are 7.1.14 and 7.2.4. Easily exploitable vulnerability allows high privileged attacker with logon to the infrastructure where Oracle VM VirtualBox executes to compromise Oracle VM VirtualBox. While the vulnerability is in Oracle VM VirtualBox, attacks may significantly impact additional products (scope change). Successful attacks of this vulnerability can result in takeover of Oracle VM VirtualBox. CVSS 3.1 Base Score 8.2 (Confidentiality, Integrity and Availability impacts). CVSS Vector: (CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H).

Risk Information
cvss3
Base: 8.2
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H
Description

Vulnerability in the Oracle VM VirtualBox product of Oracle Virtualization (component: Core). Supported versions that are affected are 7.1.14 and 7.2.4. Easily exploitable vulnerability allows high privileged attacker with logon to the infrastructure where Oracle VM VirtualBox executes to compromise Oracle VM VirtualBox. While the vulnerability is in Oracle VM VirtualBox, attacks may significantly impact additional products (scope change). Successful attacks of this vulnerability can result in takeover of Oracle VM VirtualBox. CVSS 3.1 Base Score 8.2 (Confidentiality, Integrity and Availability impacts). CVSS Vector: (CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H).

Risk Information
cvss3
Base: 8.2
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H