Comparison Overview

XP Inc.

VS

MassMutual

XP Inc.

Avenida Chedid Jafet 75, São Paulo, São Paulo, 04551-065, BR
Last Update: 2025-12-09

A XP Inc. é uma das maiores instituições financeiras independente do Brasil, dona das marcas XP, Rico, Clear, XP Educação, InfoMoney, entre outras. Com mais de 4,6 milhões de clientes ativos e um valor superior a R$ 1,1 trilhão de ativos sob custódia, há 23 anos vem transformando o mercado financeiro para melhorar a vida das pessoas. Foi pioneira no mercado com sua rede de assessores de investimentos, que hoje é a maior do país, com mais de 18,3 mil profissionais. Com uma cultura marcante guiada por quatro valores - Sonho Grande, Espírito Empreendedor, Foco no Cliente e Mente Aberta - a XP Inc. está sempre em busca dos melhores talentos que tem ambição de fazer o impossível.

NAICS: 52
NAICS Definition:
Employees: 11,147
Subsidiaries: 1
12-month incidents
0
Known data breaches
0
Attack type number
0

MassMutual

1295 State Street, None, Springfield, Massachusetts, US, 01111
Last Update: 2025-12-09
Between 600 and 649

Living mutual has always been at the core of our human existence, and it's the principle that's guided us since our founding in 1851. It's not a concept we invented, but one we champion for the simple reason that people take it for granted today. While the world would have us strive for independence, the truth is when we depend on one another, we aren't just more secure - life is happier and more fulfilling. So as we celebrate our new identity, we're reminding everyone that who we are stays the same. Learn more at: www.MassMutual.com Disclosures about MassMutual’s LinkedIn Company Page and other social media sites are located at: https://www.massmutual.com/social-media-guidelines. CRN201905-212768

NAICS: 52
NAICS Definition: Finance and Insurance
Employees: 12,846
Subsidiaries: 61
12-month incidents
0
Known data breaches
10
Attack type number
1

Compliance Badges Comparison

Security & Compliance Standards Overview

https://images.rankiteo.com/companyimages/xp-inc.jpeg
XP Inc.
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
https://images.rankiteo.com/companyimages/massmutual-financial-group.jpeg
MassMutual
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
Compliance Summary
XP Inc.
100%
Compliance Rate
0/4 Standards Verified
MassMutual
0%
Compliance Rate
0/4 Standards Verified

Benchmark & Cyber Underwriting Signals

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for XP Inc. in 2025.

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for MassMutual in 2025.

Incident History — XP Inc. (X = Date, Y = Severity)

XP Inc. cyber incidents detection timeline including parent company and subsidiaries

Incident History — MassMutual (X = Date, Y = Severity)

MassMutual cyber incidents detection timeline including parent company and subsidiaries

Notable Incidents

Last 3 Security & Risk Events by Company

https://images.rankiteo.com/companyimages/xp-inc.jpeg
XP Inc.
Incidents

No Incident

https://images.rankiteo.com/companyimages/massmutual-financial-group.jpeg
MassMutual
Incidents

Date Detected: 4/2024
Type:Breach
Blog: Blog

Date Detected: 5/2023
Type:Breach
Attack Vector: Zero-day vulnerability exploitation
Blog: Blog

Date Detected: 2/2023
Type:Breach
Attack Vector: Unauthorized Access
Blog: Blog

FAQ

XP Inc. company demonstrates a stronger AI Cybersecurity Score compared to MassMutual company, reflecting its advanced cybersecurity posture governance and monitoring frameworks.

MassMutual company has historically faced a number of disclosed cyber incidents, whereas XP Inc. company has not reported any.

In the current year, MassMutual company and XP Inc. company have not reported any cyber incidents.

Neither MassMutual company nor XP Inc. company has reported experiencing a ransomware attack publicly.

MassMutual company has disclosed at least one data breach, while XP Inc. company has not reported such incidents publicly.

Neither MassMutual company nor XP Inc. company has reported experiencing targeted cyberattacks publicly.

Neither XP Inc. company nor MassMutual company has reported experiencing or disclosing vulnerabilities publicly.

Neither XP Inc. nor MassMutual holds any compliance certifications.

Neither company holds any compliance certifications.

MassMutual company has more subsidiaries worldwide compared to XP Inc. company.

MassMutual company employs more people globally than XP Inc. company, reflecting its scale as a Financial Services.

Neither XP Inc. nor MassMutual holds SOC 2 Type 1 certification.

Neither XP Inc. nor MassMutual holds SOC 2 Type 2 certification.

Neither XP Inc. nor MassMutual holds ISO 27001 certification.

Neither XP Inc. nor MassMutual holds PCI DSS certification.

Neither XP Inc. nor MassMutual holds HIPAA certification.

Neither XP Inc. nor MassMutual holds GDPR certification.

Latest Global CVEs (Not Company-Specific)

Description

LibreChat is a ChatGPT clone with additional features. In versions 0.8.0 and below, there is no handler for JSON parsing errors; SyntaxError from express.json() includes user input in the error message, which gets reflected in responses. User input (including HTML/JavaScript) can be exposed in error responses, creating an XSS risk if Content-Type isn't strictly enforced. This issue does not have a fix at the time of publication.

Risk Information
cvss4
Base: 5.3
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:P/VC:L/VI:L/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

LibreChat is a ChatGPT clone with additional features. In versions 0.8.0 and below, when creating prompts, JSON requests are sent to define and modify the prompts via PATCH endpoint for prompt groups (/api/prompts/groups/:groupId). However, the request bodies are not sufficiently validated for proper input, enabling users to modify prompts in a way that was not intended as part of the front end system. The patchPromptGroup function passes req.body directly to updatePromptGroup() without filtering sensitive fields. This issue is fixed in version 0.8.1.

Risk Information
cvss4
Base: 5.3
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:P/VC:L/VI:L/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

LibreChat is a ChatGPT clone with additional features. In versions 0.8.0 and below, when a user posts a question, the iconURL parameter of the POST request can be modified by an attacker. The malicious code is then stored in the chat which can then be shared to other users. When sharing chats with a potentially malicious “tracker”, resources loaded can lead to loss of privacy for users who view the chat link that is sent to them. This issue is fixed in version 0.8.1.

Risk Information
cvss4
Base: 8.6
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:P/VC:H/VI:H/VA:N/SC:L/SI:L/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

MaxKB is an open-source AI assistant for enterprise. Versions 2.3.1 and below have improper file permissions which allow attackers to overwrite the built-in dynamic linker and other critical files, potentially resulting in privilege escalation. This issue is fixed in version 2.4.0.

Risk Information
cvss3
Base: 8.8
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:L/UI:N/S:U/C:H/I:H/A:H
Description

MaxKB is an open-source AI assistant for enterprise. In versions 2.3.1 and below, the tool module allows an attacker to escape the sandbox environment and escalate privileges under certain concurrent conditions. This issue is fixed in version 2.4.0.

Risk Information
cvss3
Base: 8.8
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:L/UI:N/S:U/C:H/I:H/A:H