Comparison Overview

Prosper Marketplace

VS

Postal Savings Bank of China Co., Ltd.

Prosper Marketplace

221 Main Street, Suite 300, San Francisco, CA, US, 94105
Last Update: 2025-12-17
Between 0 and 549

Founded in 2005, Prosper introduced U.S. consumers to an innovative new approach to personal finance called peer-to-peer lending. Almost 20 years later, Prosper has helped over 2 million customers achieve financial well-being through a comprehensive suite of products. Prosper’s flagship personal loan marketplace continues to offer a unique value for borrowers and investors alike. Home equity loans and lines of credit through Prosper provide homeowners a range of options and choices for tapping into the equity they’ve worked hard to build. The Prosper® Card supports people seeking access to credit and flexibility in managing their finances. Regardless of the product, Prosper is dedicated to meeting people where they are in their financial journey, in order to advance their financial well-being. Learn more at www.prosper.com. All personal loans made by WebBank. The Prosper® Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard® International. All home equity products are underwritten and issued by Prosper’s Lending Partners. Please see your agreement for details. Prosper Marketplace, Inc. NMLS# 111473 Licensing & Disclosures | NMLS Consumer Access Prosper Funding LLC 221 Main Street, Suite 300 | San Francisco, CA 94105 © 2005-2024 Prosper Funding LLC. All rights reserved. Prosper's borrower payment dependent notes (“Notes”) are offered pursuant to Prosper’s Prospectus (https://prosper.com/prospectus/)

NAICS: 52
NAICS Definition: Finance and Insurance
Employees: 483
Subsidiaries: 0
12-month incidents
5
Known data breaches
6
Attack type number
2

Postal Savings Bank of China Co., Ltd.

None
Last Update: 2025-12-17
Between 800 and 849

Postal Savings Bank of China Co., Ltd. also known as PSBC is a commercial retail bank founded in 2007 and headquartered in Beijing. It provides basic financial services, especially to small and medium enterprises, rural[1] and low income customers. As of December 31, 2017, PSBC has 39,798[2] branches covering all regions of China. PSBC was set up with an initial capital of RMB20 billion in 2007 from the State Post Bureau. Today it has RMB1.5 trillion in deposits and the second largest number of branches, after the Agricultural Bank of China. During the Global Financial Crisis, the government took several measures to spread its national economic stimulus plan specifically to rural areas. This included using microfinance services provided by the Postal Savings Bank as a tool for national development and poverty reduction. The bank with its extremely broad reach also assists China’s credit cooperatives in their microcredit schemes. On December 8, 2015, China Postal Savings Bank, through issuing pro-float stock, received an injection of investment from the Temasek Holdings of Singapore, UBS, the Canada Pension Plan Investment Board, the International Finance Corporation, Morgan Stanley, DBS Bank, Tencent, Ant Financial Services Group, China Life and China Telecom, with a total investment of 45.1 billion yuan. These "strategic investors" together held a 16.92% stake in the company at the time of purchase. The stock was listed through an initial public offering on the Stock Exchange of Hong Kong on September 30, 2016. Prior to its listing, it was the largest unlisted Chinese bank.[3] Xuewen Zhang and Hong Lao serve as Vice Presidents of the bank and co-executive directors.

NAICS: 52
NAICS Definition: Finance and Insurance
Employees: 36
Subsidiaries: 0
12-month incidents
0
Known data breaches
0
Attack type number
0

Compliance Badges Comparison

Security & Compliance Standards Overview

https://images.rankiteo.com/companyimages/prosper-marketplace.jpeg
Prosper Marketplace
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
https://images.rankiteo.com/companyimages/postal-savings-bank-of-china-co-ltd-,.jpeg
Postal Savings Bank of China Co., Ltd.
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
Compliance Summary
Prosper Marketplace
100%
Compliance Rate
0/4 Standards Verified
Postal Savings Bank of China Co., Ltd.
0%
Compliance Rate
0/4 Standards Verified

Benchmark & Cyber Underwriting Signals

Incidents vs Financial Services Industry Average (This Year)

Prosper Marketplace has 502.41% more incidents than the average of same-industry companies with at least one recorded incident.

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for Postal Savings Bank of China Co., Ltd. in 2025.

Incident History — Prosper Marketplace (X = Date, Y = Severity)

Prosper Marketplace cyber incidents detection timeline including parent company and subsidiaries

Incident History — Postal Savings Bank of China Co., Ltd. (X = Date, Y = Severity)

Postal Savings Bank of China Co., Ltd. cyber incidents detection timeline including parent company and subsidiaries

Notable Incidents

Last 3 Security & Risk Events by Company

https://images.rankiteo.com/companyimages/prosper-marketplace.jpeg
Prosper Marketplace
Incidents

Date Detected: 12/2025
Type:Breach
Blog: Blog

Date Detected: 10/2025
Type:Breach
Attack Vector: Unauthorized database queries
Blog: Blog

Date Detected: 9/2025
Type:Breach
Attack Vector: exploitation of backend system weaknesses, stealthy data exfiltration
Blog: Blog
https://images.rankiteo.com/companyimages/postal-savings-bank-of-china-co-ltd-,.jpeg
Postal Savings Bank of China Co., Ltd.
Incidents

No Incident

FAQ

Postal Savings Bank of China Co., Ltd. company demonstrates a stronger AI Cybersecurity Score compared to Prosper Marketplace company, reflecting its advanced cybersecurity posture governance and monitoring frameworks.

Prosper Marketplace company has historically faced a number of disclosed cyber incidents, whereas Postal Savings Bank of China Co., Ltd. company has not reported any.

In the current year, Prosper Marketplace company has reported more cyber incidents than Postal Savings Bank of China Co., Ltd. company.

Neither Postal Savings Bank of China Co., Ltd. company nor Prosper Marketplace company has reported experiencing a ransomware attack publicly.

Prosper Marketplace company has disclosed at least one data breach, while the other Postal Savings Bank of China Co., Ltd. company has not reported such incidents publicly.

Prosper Marketplace company has reported targeted cyberattacks, while Postal Savings Bank of China Co., Ltd. company has not reported such incidents publicly.

Neither Prosper Marketplace company nor Postal Savings Bank of China Co., Ltd. company has reported experiencing or disclosing vulnerabilities publicly.

Neither Prosper Marketplace nor Postal Savings Bank of China Co., Ltd. holds any compliance certifications.

Neither company holds any compliance certifications.

Neither Prosper Marketplace company nor Postal Savings Bank of China Co., Ltd. company has publicly disclosed detailed information about the number of their subsidiaries.

Prosper Marketplace company employs more people globally than Postal Savings Bank of China Co., Ltd. company, reflecting its scale as a Financial Services.

Neither Prosper Marketplace nor Postal Savings Bank of China Co., Ltd. holds SOC 2 Type 1 certification.

Neither Prosper Marketplace nor Postal Savings Bank of China Co., Ltd. holds SOC 2 Type 2 certification.

Neither Prosper Marketplace nor Postal Savings Bank of China Co., Ltd. holds ISO 27001 certification.

Neither Prosper Marketplace nor Postal Savings Bank of China Co., Ltd. holds PCI DSS certification.

Neither Prosper Marketplace nor Postal Savings Bank of China Co., Ltd. holds HIPAA certification.

Neither Prosper Marketplace nor Postal Savings Bank of China Co., Ltd. holds GDPR certification.

Latest Global CVEs (Not Company-Specific)

Description

Improper Authorization (CWE-285) in Kibana can lead to privilege escalation (CAPEC-233) by allowing an authenticated user to bypass intended permission restrictions via a crafted HTTP request. This allows an attacker who lacks the live queries - read permission to successfully retrieve the list of live queries.

Risk Information
cvss3
Base: 4.3
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:L/UI:N/S:U/C:L/I:N/A:N
Description

Weblate is a web based localization tool. In versions prior to 5.15.1, it was possible to overwrite Git configuration remotely and override some of its behavior. Version 5.15.1 fixes the issue.

Risk Information
cvss3
Base: 9.1
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H
Description

Allocation of Resources Without Limits or Throttling (CWE-770) in Elasticsearch can allow an authenticated user with snapshot restore privileges to cause Excessive Allocation (CAPEC-130) of memory and a denial of service (DoS) via crafted HTTP request.

Risk Information
cvss3
Base: 4.9
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:H/UI:N/S:U/C:N/I:N/A:H
Description

Allocation of Resources Without Limits or Throttling (CWE-770) in Kibana can allow a low-privileged authenticated user to cause Excessive Allocation (CAPEC-130) of computing resources and a denial of service (DoS) of the Kibana process via a crafted HTTP request.

Risk Information
cvss3
Base: 6.5
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:L/UI:N/S:U/C:N/I:N/A:H
Description

Improper neutralization of input during web page generation ('Cross-site Scripting') (CWE-79) allows an unauthenticated user to embed a malicious script in content that will be served to web browsers causing cross-site scripting (XSS) (CAPEC-63) via a vulnerability a function handler in the Vega AST evaluator.

Risk Information
cvss3
Base: 6.1
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:R/S:C/C:L/I:L/A:N