ISOSOC2 Type 1SOC2 Type 2PCI DSSHIPAAGDPR

Open Dealer Exchange provides specialized software and services that integrate with many dealer management systems and CRMs through our three lines of business: Deal Exchange, Provider Exchange Network, and 700Credit. We are a technology hub focused on transforming the Automotive Finance & Insurance workflow. Based in Southfield, Michigan, Open Dealer Exchange was founded in 2009 by the two premier Dealer Management System providers, CDK Global and Reynolds & Reynolds. This joint venture has allowed dealerships from coast to coast to integrate seamlessly with our nationwide network of auto lenders, aftermarket providers and credit bureaus to streamline the lease and financing process for car buyers.

Open Dealer Exchange A.I CyberSecurity Scoring

ODE

Company Details

Linkedin ID:

open-dealer-exchange-llc

Employees number:

132

Number of followers:

4,241

NAICS:

5112

Industry Type:

Software Development

Homepage:

opendealerexchange.com

IP Addresses:

Scan still pending

Company ID:

OPE_1057789

Scan Status:

In-progress

AI scoreODE Risk Score (AI oriented)

Between 0 and 549

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ODE Software Development
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globalscoreODE Global Score (TPRM)

XXXX

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ODE Software Development
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Open Dealer Exchange

Critical
Current Score
427
C (Critical)
01000
3 incidents
-110.0 avg impact

Incident timeline with MITRE ATT&CK tactics, techniques, and mitigations.

DECEMBER 2025
536
Breach
16 Dec 2025 • 700Credit: 700Credit Data Breach Exposes Sensitive Information of 5.8 Million Individuals
700Credit Data Breach

**700Credit Data Breach Exposes Sensitive Information of 5.8 Million Individuals** U.S.-based fintech firm **700Credit** is notifying over **5.8 million individuals** following a major data breach that exposed sensitive personal information. The incident, discovered through internal security protocols, highlights ongoing cybersecurity challenges in the fintech sector. ### **Details of the Breach** The unauthorized access compromised a range of personally identifiable information (PII), including: - **Names** - **Social Security numbers** - **Dates of birth** - **Account details** - **Other financial identifiers** Security teams are investigating whether data was exfiltrated or altered during the breach. ### **Response and Mitigation Efforts** Upon detection, 700Credit took immediate steps to contain the incident, including: - **Engaging third-party cybersecurity firms** for a forensic investigation - **Strengthening encryption protocols** across its network - **Updating employee cybersecurity training** - **Offering credit monitoring services** to affected individuals ### **Industry and Community Reactions** The breach has sparked discussions among cybersecurity experts about the need for **robust security frameworks** and **proactive incident response plans**. It underscores the importance of regular security audits in an evolving threat landscape. ### **Guidance for Affected Individuals** 700Credit has advised impacted users to: - **Monitor account activity** for suspicious transactions - **Place fraud alerts** on credit reports - **Update passwords** and remain vigilant against phishing attempts The incident serves as a reminder of the persistent risks associated with digital data storage in financial services.

427
critical -109
OPE1765886076
Data Breach
Data Compromised: Sensitive personal information, including names, Social Security numbers, dates of birth, account details, and other PII Brand Reputation Impact: Potential reputational damage Identity Theft Risk: High
Incident Response Plan Activated: Yes Third Party Assistance: Engaged third-party cybersecurity firms for forensic investigation Remediation Measures: Enhanced encryption protocols across their network, reviewed and updated employee cybersecurity training Communication Strategy: Provided resources and recommendations for affected users, including credit monitoring services
Names Social Security numbers Dates of birth Account details Other personally identifiable information (PII) Number Of Records Exposed: 5.8 million Sensitivity Of Data: High Personally Identifiable Information: Yes
The incident highlights the critical importance of robust cybersecurity frameworks, immediate incident response plans, regular security audits, and reinforced data protection strategies.
Organizations should conduct regular security audits, reinforce data protection strategies, and ensure immediate incident response plans are in place. Affected individuals should place fraud alerts on credit reports, regularly update passwords, and watch for phishing attempts.
Ongoing
Affected individuals are advised to place fraud alerts on credit reports, regularly update passwords, and watch for phishing attempts via email and SMS.
DECEMBER 2025
644
Breach
13 Dec 2025 • Open Dealer Exchange: Wholesale used car prices edge higher, Pohanka Auto’s ‘no-appointment’ service model, 700Credit addresses data breach
700Credit Data Exposure Incident

**700Credit Data Exposure Affects 5.6 Million Consumers** A significant data exposure at **700Credit**, a provider of credit and compliance solutions for automotive dealers, has impacted **5.6 million consumers**. The incident stemmed from a **compromised partner system**, which allowed attackers to exploit a **700Credit API** to extract customer data tied to valid IDs. While **700Credit’s production systems remained unbreached**, the breach was isolated to the **partner integration**, highlighting vulnerabilities in third-party vendor security. The company is now working to contain the fallout, providing **branded notices, helplines, and guidance** to affected dealers to manage customer communications. The incident underscores growing concerns over **vendor oversight and data-security preparedness** in the automotive retail sector. Dealers and consumers are expected to face heightened scrutiny as the industry assesses the broader implications of the exposure.

535
critical -109
OPE1765801029
Data Exposure
Compromised partner system via API abuse
Partner system compromise leading to unauthorized API access
Data Compromised: Customer information tied to valid IDs Systems Affected: Partner integration system, 700Credit API Operational Impact: Dealers receiving branded notices and managing customer communication Identity Theft Risk: High
Incident Response Plan Activated: Yes Containment Measures: Isolating the partner integration issue, managing customer communication Communication Strategy: Dealers receiving branded notices and helplines
Type Of Data Compromised: Customer information (PII) Number Of Records Exposed: 5.6 million Sensitivity Of Data: High (personally identifiable information) Data Exfiltration: Yes Personally Identifiable Information: Yes
Vendor oversight and data-security readiness are critical for preventing similar incidents.
Enhance vendor security assessments, improve API security controls, and strengthen monitoring of partner integrations.
Ongoing
Branded notices and helplines provided to affected consumers.
Dealers advised to manage customer communication and monitor for potential fraud.
Entry Point: Compromised partner system
Root Causes: Partner system compromise leading to unauthorized API access Corrective Actions: Isolate partner integration, enhance API security, and improve vendor oversight
NOVEMBER 2025
643
OCTOBER 2025
752
Breach
25 Oct 2025 • Open Dealer Exchange: 700Credit Data Breach Exposes 8.4M Records
700Credit Data Breach

**700Credit Data Breach Exposes 8.4 Million Consumer Records** On October 25, 2025, **700Credit, LLC**, a major provider of credit reports and compliance solutions for automotive dealerships, suffered a **large-scale data breach** affecting millions of U.S. consumers. The incident was detected after the company identified **suspicious activity** within its web application, prompting an investigation by third-party forensic specialists. The breach exposed **personally identifiable information (PII)**, including **full names, addresses, dates of birth, Social Security numbers, and employment details**. On **November 16, 2025**, a threat actor known as **ROOTBOY** claimed responsibility, advertising the sale of **8.4 million stolen records** on an open hacking forum. 700Credit **officially disclosed the breach** to the **California and Maine Attorney Generals’ offices** on **December 12, 2025**. In response, the company is **reviewing and strengthening its data security policies** and offering **complimentary credit monitoring services** through **Cyberscout (a TransUnion company)** to affected individuals. A dedicated call center (**833-586-1820**) has been established for impacted consumers seeking assistance. The breach underscores the ongoing risks of **large-scale PII exposure** in the automotive and credit reporting sectors.

640
critical -112
OPE1765763664
Data Breach
Web Application
Financial Gain
Data Compromised: Personally Identifiable Information (PII) Systems Affected: Web Application Brand Reputation Impact: High Identity Theft Risk: High
Incident Response Plan Activated: Yes Third Party Assistance: Forensic specialists Remediation Measures: Reviewing and updating policies, procedures, and processes related to the storage and access of personal information Communication Strategy: Disclosure to California and Maine Attorney Generals' offices, call center setup for affected individuals
Full names Addresses Dates of birth Social Security numbers Employment information Number Of Records Exposed: 8.4 million Sensitivity Of Data: High Data Exfiltration: Yes Personally Identifiable Information: Yes
California Attorney General's office Maine Attorney General's office
Sign up for free Cyberscout credit monitoring services Monitor credit reports and financial accounts for unusual activity Be alert for phishing emails or phone calls Consider placing a fraud alert or credit freeze with major credit bureaus
Ongoing
Call center setup at 833-586-1820, Monday through Friday, 8 a.m. to 6 p.m. ET
Entry Point: Web Application Data Sold On Dark Web: Yes
Corrective Actions: Reviewing and updating policies, procedures, and processes related to the storage and access of personal information
SEPTEMBER 2025
752
AUGUST 2025
752
JULY 2025
752
JUNE 2025
752
MAY 2025
752
APRIL 2025
752
MARCH 2025
752
FEBRUARY 2025
752
JANUARY 2025
752

Frequently Asked Questions

According to Rankiteo, the current A.I.-based Cyber Score for Open Dealer Exchange is 427, which corresponds to a Critical rating.

According to Rankiteo, the A.I. Rankiteo Cyber Score for November 2025 was 643.

According to Rankiteo, the A.I. Rankiteo Cyber Score for October 2025 was 752.

According to Rankiteo, the A.I. Rankiteo Cyber Score for September 2025 was 752.

According to Rankiteo, the A.I. Rankiteo Cyber Score for August 2025 was 752.

According to Rankiteo, the A.I. Rankiteo Cyber Score for July 2025 was 752.

According to Rankiteo, the A.I. Rankiteo Cyber Score for June 2025 was 752.

According to Rankiteo, the A.I. Rankiteo Cyber Score for May 2025 was 752.

According to Rankiteo, the A.I. Rankiteo Cyber Score for April 2025 was 752.

According to Rankiteo, the A.I. Rankiteo Cyber Score for March 2025 was 752.

According to Rankiteo, the A.I. Rankiteo Cyber Score for February 2025 was 752.

According to Rankiteo, the A.I. Rankiteo Cyber Score for January 2025 was 752.

Over the past 12 months, the average per-incident point impact on Open Dealer Exchange’s A.I Rankiteo Cyber Score has been -110.0 points.

You can access Open Dealer Exchange’s cyber incident details on Rankiteo by visiting the following link: https://www.rankiteo.com/company/open-dealer-exchange-llc.

You can find the summary of the A.I Rankiteo Risk Scoring methodology on Rankiteo by visiting the following link: Rankiteo Algorithm.

You can view Open Dealer Exchange’s profile page on Rankiteo by visiting the following link: https://www.rankiteo.com/company/open-dealer-exchange-llc.

With scores of 18.5/20 from OpenAI ChatGPT, 20/20 from Mistral AI, and 17/20 from Claude AI, the A.I. Rankiteo Risk Scoring methodology is validated as a market leader.