Comparison Overview

Lower

VS

Raymond James

Lower

5950 Symphony Woods Rd, Columbia, 21044, US
Last Update: 2026-03-30
Between 700 and 749

At Lower, we believe homeownership is the greatest wealth creator in America today. Our goal is to make homeownership more accessible to more people. We're a direct-to-consumer lender that has originated, underwritten, and funded billions of dollars in home loans since 2018 and we offer a best-in-class customer experience with ratings of 4.8 on Trustpilot, 4.9 on Google, and 4.9 on Zillow. Let’s make you a homeowner 🏡 Equal Housing Opportunity | nmlsconsumeraccess.org | NMLS #1124061 | lower.com/legal/social 5950 Symphony Woods Road, Suite 312, Columbia, MD 21044 Texas complaint disclosures: https://www.lower.com/details/texas-banker-disclosure

NAICS: 52
NAICS Definition: Finance and Insurance
Employees: 1,027
Subsidiaries: 0
12-month incidents
0
Known data breaches
2
Attack type number
1

Raymond James

880 Carillon Parkway, St. Petersburg, 33716, US
Last Update: 2026-04-02
Between 750 and 799

Founded in 1962 and a public company since 1983, Raymond James Financial, Inc. is a Florida-based diversified holding company providing financial services to individuals, corporations and municipalities through its subsidiary companies engaged primarily in investment and financial planning, in addition to capital markets and asset management. The firm's stock is traded on the New York Stock Exchange (RJF). Through its three broker/dealer subsidiaries, Raymond James Financial has approximately 8,700 financial advisors throughout the United States, Canada and overseas. Total client assets are $1.26 trillion (as of 10/25/2023). Raymond James has been recognized nationally for its community support and corporate philanthropy. The company has been ranked as one of the best in the country in customer service, as a great place to work and as a national leader in support of the arts.

NAICS: 52
NAICS Definition: Finance and Insurance
Employees: 19,076
Subsidiaries: 1
12-month incidents
0
Known data breaches
1
Attack type number
1

Compliance Badges Comparison

Security & Compliance Standards Overview

https://images.rankiteo.com/companyimages/lower.jpeg
Lower
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
https://images.rankiteo.com/companyimages/raymond-james-financial-inc-.jpeg
Raymond James
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
Compliance Summary
Lower
100%
Compliance Rate
0/4 Standards Verified
Raymond James
0%
Compliance Rate
0/4 Standards Verified

Benchmark & Cyber Underwriting Signals

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for Lower in 2026.

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for Raymond James in 2026.

Incident History — Lower (X = Date, Y = Severity)

Lower cyber incidents detection timeline including parent company and subsidiaries

Incident History — Raymond James (X = Date, Y = Severity)

Raymond James cyber incidents detection timeline including parent company and subsidiaries

Notable Incidents

Last 3 Security & Risk Events by Company

https://images.rankiteo.com/companyimages/lower.jpeg
Lower
Incidents

Date Detected: 05/2022
Type:Breach
Blog: Blog

Date Detected: 12/2021
Type:Breach
Blog: Blog
https://images.rankiteo.com/companyimages/raymond-james-financial-inc-.jpeg
Raymond James
Incidents

Date Detected: 7/2023
Type:Breach
Attack Vector: Misconfiguration
Blog: Blog

FAQ

Raymond James company demonstrates a stronger AI Cybersecurity Score compared to Lower company, reflecting its advanced cybersecurity posture governance and monitoring frameworks.

Lower company has faced a higher number of disclosed cyber incidents historically compared to Raymond James company.

In the current year, Raymond James company and Lower company have not reported any cyber incidents.

Neither Raymond James company nor Lower company has reported experiencing a ransomware attack publicly.

Both Raymond James company and Lower company have disclosed experiencing at least one data breach.

Neither Raymond James company nor Lower company has reported experiencing targeted cyberattacks publicly.

Neither Lower company nor Raymond James company has reported experiencing or disclosing vulnerabilities publicly.

Neither Lower nor Raymond James holds any compliance certifications.

Neither company holds any compliance certifications.

Raymond James company has more subsidiaries worldwide compared to Lower company.

Raymond James company employs more people globally than Lower company, reflecting its scale as a Financial Services.

Neither Lower nor Raymond James holds SOC 2 Type 1 certification.

Neither Lower nor Raymond James holds SOC 2 Type 2 certification.

Neither Lower nor Raymond James holds ISO 27001 certification.

Neither Lower nor Raymond James holds PCI DSS certification.

Neither Lower nor Raymond James holds HIPAA certification.

Neither Lower nor Raymond James holds GDPR certification.

Latest Global CVEs (Not Company-Specific)

Description

Hirschmann EagleSDV version 05.4.01 prior to 05.4.02 contains a denial-of-service vulnerability that causes the device to crash during session establishment when using TLS 1.0 or TLS 1.1. Attackers can trigger a crash by initiating TLS connections with these protocol versions to disrupt service availability.

Risk Information
cvss3
Base: 7.5
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:N/I:N/A:H
cvss4
Base: 8.7
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:N/VI:N/VA:H/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

The stored API keys in temporary browser client is not marked as protected allowing for JavScript console or other errors to allow for extraction of the encryption credentials.

Description

XSS vulnerability in cveInterface.js allows for inject HTML to be passed to display, as cveInterface trusts input from CVE API services

Description

Multiple reflected cross-site scripting (XSS) vulnerabilities in the login.php endpoint of Interzen Consulting S.r.l ZenShare Suite v17.0 allows attackers to execute arbitrary Javascript in the context of the user's browser via a crafted URL injected into the codice_azienda and red_url parameters.

Description

A reflected cross-site scripting (XSS) vulnerability in the login_newpwd.php endpoint of Interzen Consulting S.r.l ZenShare Suite v17.0 allows attackers to execute arbitrary Javascript in the context of the user's browser via a crafted URL injected into the codice_azienda parameter.