Comparison Overview

L&T Finance

VS

PT. Pegadaian

L&T Finance

Plot no. 177, CST Road, Mumbai, Maharashtra, 400 098, IN
Last Update: 2025-12-09
Between 750 and 799

L&T Finance is one of the leading NBFCs offering a range of loans across Rural | Housing | Two-Wheeler | Personal & Business (SME) The company is promoted by Larsen and Toubro Ltd. (L&T), one of the largest conglomerates in India. LTF is publicly listed on both the exchanges of India - BSE & NSE and complies to the guidelines applicable to an NBFC- CIC. Headquartered in Mumbai, the company has been rated AAA, the highest credit rating for NBFCs by four leading rating agencies.

NAICS: 52
NAICS Definition: Finance and Insurance
Employees: 15,839
Subsidiaries: 0
12-month incidents
0
Known data breaches
0
Attack type number
0

PT. Pegadaian

Jl. Kramat Raya 162, Jakarta Pusat, DKI Jakarta, ID, 10430
Last Update: 2025-12-09
Between 750 and 799

PT Pegadaian didirikan di kota Sukabumi, Jawa Barat pada 1 April 1901. Tak hanya bergerak di Industri Gadai, Pegadaian juga memiliki ragam produk dan layanan seperti investasi berbasis emas yang dapat dimiliki oleh masyarakat dengan cara yang mudah, diantaranya Tabungan Emas, Cicil Emas dan Arisan Emas. Sementara untuk produk pembiayaan, Pegadaian menyediakan produk pembiayaan Haji dan Umroh, Kredit Mikro, Kredit Kendaraan hingga KUR Syariah. Tergabung dalam Holding Ultra Mikro pada 2021, Pegadaian bersama BRI dan PNM berkomitmen dalam mendukung UMKM untuk naik kelas. Pegadaian juga merupakan lembaga pembiayaan sosial yang berkomitmen untuk memberdayakan masyarakat melalui layanan keuangan inklusif. Dengan berbagai inovasi layanan dan program sosial, Pegadaian terus berupaya menciptakan dampak positif bagi komunitas dan masyarakat secara luas. Pada Desember 2024, Pegadaian resmi menjadi pelopor usaha Bulion dengan mengantongi izin yang dikeluarkan oleh Otoritas Jasa Keuangan (OJK), melalui surat Persetujuan Penyelenggaraan Kegiatan Usaha Bulion PT Pegadaian. Melalui surat tersebut, Pegadaian dapat melakukan kegiatan usaha Layanan Bank Emas Pegadaian yang meliputi Deposito Emas, Pinjaman Modal Kerja Emas, Jasa Titipan Emas Korporasi maupun Perdagangan Emas. Produk dan layanan Pegadaian dapat diakses baik secara konvensional maupun digital melalui aplikasi Pegadaian Digital yang dapat di unduh melalui AppStore maupun PlayStore. Untuk informasi lebih lanjut kunjungi www.pegadaian.co.id

NAICS: 52
NAICS Definition: Finance and Insurance
Employees: 11,915
Subsidiaries: 0
12-month incidents
0
Known data breaches
0
Attack type number
0

Compliance Badges Comparison

Security & Compliance Standards Overview

https://images.rankiteo.com/companyimages/l&t-finance.jpeg
L&T Finance
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
https://images.rankiteo.com/companyimages/ptpegadaian.jpeg
PT. Pegadaian
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
Compliance Summary
L&T Finance
100%
Compliance Rate
0/4 Standards Verified
PT. Pegadaian
0%
Compliance Rate
0/4 Standards Verified

Benchmark & Cyber Underwriting Signals

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for L&T Finance in 2025.

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for PT. Pegadaian in 2025.

Incident History — L&T Finance (X = Date, Y = Severity)

L&T Finance cyber incidents detection timeline including parent company and subsidiaries

Incident History — PT. Pegadaian (X = Date, Y = Severity)

PT. Pegadaian cyber incidents detection timeline including parent company and subsidiaries

Notable Incidents

Last 3 Security & Risk Events by Company

https://images.rankiteo.com/companyimages/l&t-finance.jpeg
L&T Finance
Incidents

No Incident

https://images.rankiteo.com/companyimages/ptpegadaian.jpeg
PT. Pegadaian
Incidents

No Incident

FAQ

L&T Finance company demonstrates a stronger AI Cybersecurity Score compared to PT. Pegadaian company, reflecting its advanced cybersecurity posture governance and monitoring frameworks.

Historically, PT. Pegadaian company has disclosed a higher number of cyber incidents compared to L&T Finance company.

In the current year, PT. Pegadaian company and L&T Finance company have not reported any cyber incidents.

Neither PT. Pegadaian company nor L&T Finance company has reported experiencing a ransomware attack publicly.

Neither PT. Pegadaian company nor L&T Finance company has reported experiencing a data breach publicly.

Neither PT. Pegadaian company nor L&T Finance company has reported experiencing targeted cyberattacks publicly.

Neither L&T Finance company nor PT. Pegadaian company has reported experiencing or disclosing vulnerabilities publicly.

Neither L&T Finance nor PT. Pegadaian holds any compliance certifications.

Neither company holds any compliance certifications.

Neither L&T Finance company nor PT. Pegadaian company has publicly disclosed detailed information about the number of their subsidiaries.

L&T Finance company employs more people globally than PT. Pegadaian company, reflecting its scale as a Financial Services.

Neither L&T Finance nor PT. Pegadaian holds SOC 2 Type 1 certification.

Neither L&T Finance nor PT. Pegadaian holds SOC 2 Type 2 certification.

Neither L&T Finance nor PT. Pegadaian holds ISO 27001 certification.

Neither L&T Finance nor PT. Pegadaian holds PCI DSS certification.

Neither L&T Finance nor PT. Pegadaian holds HIPAA certification.

Neither L&T Finance nor PT. Pegadaian holds GDPR certification.

Latest Global CVEs (Not Company-Specific)

Description

NXLog Agent before 6.11 can load a file specified by the OPENSSL_CONF environment variable.

Risk Information
cvss3
Base: 8.1
Severity: HIGH
CVSS:3.1/AV:L/AC:H/PR:N/UI:N/S:C/C:H/I:H/A:H
Description

uriparser through 0.9.9 allows unbounded recursion and stack consumption, as demonstrated by ParseMustBeSegmentNzNc with large input containing many commas.

Risk Information
cvss3
Base: 2.9
Severity: HIGH
CVSS:3.1/AV:L/AC:H/PR:N/UI:N/S:U/C:N/I:N/A:L
Description

A vulnerability was detected in Mayan EDMS up to 4.10.1. The affected element is an unknown function of the file /authentication/. The manipulation results in cross site scripting. The attack may be performed from remote. The exploit is now public and may be used. Upgrading to version 4.10.2 is sufficient to fix this issue. You should upgrade the affected component. The vendor confirms that this is "[f]ixed in version 4.10.2". Furthermore, that "[b]ackports for older versions in process and will be out as soon as their respective CI pipelines complete."

Risk Information
cvss2
Base: 5.0
Severity: LOW
AV:N/AC:L/Au:N/C:N/I:P/A:N
cvss3
Base: 4.3
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:R/S:U/C:N/I:L/A:N
cvss4
Base: 5.3
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:P/VC:N/VI:L/VA:N/SC:N/SI:N/SA:N/E:P/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

MJML through 4.18.0 allows mj-include directory traversal to test file existence and (in the type="css" case) read files. NOTE: this issue exists because of an incomplete fix for CVE-2020-12827.

Risk Information
cvss3
Base: 4.5
Severity: HIGH
CVSS:3.1/AV:L/AC:H/PR:N/UI:N/S:C/C:L/I:N/A:L
Description

A half-blind Server Side Request Forgery (SSRF) vulnerability exists in kube-controller-manager when using the in-tree Portworx StorageClass. This vulnerability allows authorized users to leak arbitrary information from unprotected endpoints in the control plane’s host network (including link-local or loopback services).

Risk Information
cvss3
Base: 5.8
Severity: HIGH
CVSS:3.1/AV:N/AC:H/PR:H/UI:N/S:C/C:H/I:N/A:N