Comparison Overview

HDB Financial Services Ltd.

VS

Cholamandalam Investment and Finance Company Limited

HDB Financial Services Ltd.

HDB House, Tukaram Sandam Marg, Mumbai, 400057, IN
Last Update: 2026-01-17
View Profile
Between 750 and 799
https://www.hdbfs.com

HDB Financial Services (HDBFS) is a leading Non-Banking Financial Company (NBFC) that caters to the growing needs of an Aspirational India, serving both Individual & Business Clients The lines of business include - Lending and BPO Services. Incorporated in 2007, HDB is a well-established business with strong capitalization. HDBFS is accredited with CARE AAA & CRISIL AAA ratings for its long-term debt & Bank facilities and an Al+ rating for its short-term debt & commercial papers, making it a strong and reliable financial institution. HDB has a robust network of more than 1740 branches in 1158 cities, thus catering to a wide reach of customers. The organsation offers a comprehensive bouquet of products and service offerings that are tailor-made to suit its customers’ requirements, including first-time borrowers and the underserved segments. The product portfolio includes Personal Loan, Business Loan, Loan Against Property, Enterprise Business Loan, Gold Loan, Car Loans, Loan Against Securities, Commercial Vehicle Loan, Construction Equipment Loan and Consumer Durable Loan. HDB’s BPO services offerings include running collection call centers, sales support services, back office operations and processing support services.

NAICS: 52
NAICS Definition: Finance and Insurance
Employees: 59,916
Subsidiaries: 0
12-month incidents
0
Known data breaches
0
Attack type number
0
View Profile

Cholamandalam Investment and Finance Company Limited

Chola Crest, C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy,, Chennai, Tamil Nadu, IN, 600032
Last Update: 2026-01-18
Between 750 and 799
http://www.cholamandalam.com

Cholamandalam Investment and Finance Company Limited (Chola), founded in 1978 as part of the Murugappa Group, initially focused on equipment financing. Over the years, Chola has transformed into a leading comprehensive financial services provider, offering a wide array of solutions including vehicle finance, home loans, SME loans, home equity loans, loan against property, consumer durable loans, and more. With a nationwide presence of 1,500+ branches and Assets Under Management (AUM) surpassing Rs. 1.77 lakh crore, Chola serves over 42.9 lakh happy customers. The company’s subsidiaries include Cholamandalam Securities Limited (CSEC), Cholamandalam Home Finance Limited (CHFL), and Payswiff Technologies Private Limited (Payswiff), enhancing its diverse portfolio. At Chola, our commitment is to foster growth and empowerment for customers, employees, shareholders, and communities alike. We are driven by a strong foundation of integrity, ethical values, and a deep sense of responsibility towards all our stakeholders. As we continue to grow and innovate, we aim to create sustainable value and contribute positively to the lives of those we serve, enabling them to enter a better life .

NAICS: 52
NAICS Definition: Finance and Insurance
Employees: 22,895
Subsidiaries: 0
12-month incidents
0
Known data breaches
0
Attack type number
0

Compliance Badges Comparison

Security & Compliance Standards Overview

https://images.rankiteo.com/companyimages/hdb-financial-services-ltd.jpeg
HDB Financial Services Ltd.
—
ISO 27001
ISO 27001 certification not verified
Not verified
—
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
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SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
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GDPR
GDPR certification not verified
Not verified
—
PCI DSS
PCI DSS certification not verified
Not verified
—
HIPAA
HIPAA certification not verified
Not verified
https://images.rankiteo.com/companyimages/cholafinance.jpeg
Cholamandalam Investment and Finance Company Limited
—
ISO 27001
ISO 27001 certification not verified
Not verified
—
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
—
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
—
GDPR
GDPR certification not verified
Not verified
—
PCI DSS
PCI DSS certification not verified
Not verified
—
HIPAA
HIPAA certification not verified
Not verified
Compliance Summary
HDB Financial Services Ltd.
100%
Compliance Rate
0/4 Standards Verified
Cholamandalam Investment and Finance Company Limited
0%
Compliance Rate
0/4 Standards Verified

Benchmark & Cyber Underwriting Signals

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for HDB Financial Services Ltd. in 2026.

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for Cholamandalam Investment and Finance Company Limited in 2026.

Incident History — HDB Financial Services Ltd. (X = Date, Y = Severity)

HDB Financial Services Ltd. cyber incidents detection timeline including parent company and subsidiaries

Incident History — Cholamandalam Investment and Finance Company Limited (X = Date, Y = Severity)

Cholamandalam Investment and Finance Company Limited cyber incidents detection timeline including parent company and subsidiaries

Notable Incidents

Last 3 Security & Risk Events by Company

https://images.rankiteo.com/companyimages/hdb-financial-services-ltd.jpeg
HDB Financial Services Ltd.
Incidents

No Incident

https://images.rankiteo.com/companyimages/cholafinance.jpeg
Cholamandalam Investment and Finance Company Limited
Incidents

No Incident

FAQ

HDB Financial Services Ltd. company demonstrates a stronger AI Cybersecurity Score compared to Cholamandalam Investment and Finance Company Limited company, reflecting its advanced cybersecurity posture governance and monitoring frameworks.

Historically, Cholamandalam Investment and Finance Company Limited company has disclosed a higher number of cyber incidents compared to HDB Financial Services Ltd. company.

In the current year, Cholamandalam Investment and Finance Company Limited company and HDB Financial Services Ltd. company have not reported any cyber incidents.

Neither Cholamandalam Investment and Finance Company Limited company nor HDB Financial Services Ltd. company has reported experiencing a ransomware attack publicly.

Neither Cholamandalam Investment and Finance Company Limited company nor HDB Financial Services Ltd. company has reported experiencing a data breach publicly.

Neither Cholamandalam Investment and Finance Company Limited company nor HDB Financial Services Ltd. company has reported experiencing targeted cyberattacks publicly.

Neither HDB Financial Services Ltd. company nor Cholamandalam Investment and Finance Company Limited company has reported experiencing or disclosing vulnerabilities publicly.

Neither HDB Financial Services Ltd. nor Cholamandalam Investment and Finance Company Limited holds any compliance certifications.

Neither company holds any compliance certifications.

Neither HDB Financial Services Ltd. company nor Cholamandalam Investment and Finance Company Limited company has publicly disclosed detailed information about the number of their subsidiaries.

HDB Financial Services Ltd. company employs more people globally than Cholamandalam Investment and Finance Company Limited company, reflecting its scale as a Financial Services.

Neither HDB Financial Services Ltd. nor Cholamandalam Investment and Finance Company Limited holds SOC 2 Type 1 certification.

Neither HDB Financial Services Ltd. nor Cholamandalam Investment and Finance Company Limited holds SOC 2 Type 2 certification.

Neither HDB Financial Services Ltd. nor Cholamandalam Investment and Finance Company Limited holds ISO 27001 certification.

Neither HDB Financial Services Ltd. nor Cholamandalam Investment and Finance Company Limited holds PCI DSS certification.

Neither HDB Financial Services Ltd. nor Cholamandalam Investment and Finance Company Limited holds HIPAA certification.

Neither HDB Financial Services Ltd. nor Cholamandalam Investment and Finance Company Limited holds GDPR certification.

Latest Global CVEs (Not Company-Specific)

Description

SummaryA command injection vulnerability (CWE-78) has been found to exist in the `wrangler pages deploy` command. The issue occurs because the `--commit-hash` parameter is passed directly to a shell command without proper validation or sanitization, allowing an attacker with control of `--commit-hash` to execute arbitrary commands on the system running Wrangler. Root causeThe commitHash variable, derived from user input via the --commit-hash CLI argument, is interpolated directly into a shell command using template literals (e.g.,  execSync(`git show -s --format=%B ${commitHash}`)). Shell metacharacters are interpreted by the shell, enabling command execution. ImpactThis vulnerability is generally hard to exploit, as it requires --commit-hash to be attacker controlled. The vulnerability primarily affects CI/CD environments where `wrangler pages deploy` is used in automated pipelines and the --commit-hash parameter is populated from external, potentially untrusted sources. An attacker could exploit this to: * Run any shell command. * Exfiltrate environment variables. * Compromise the CI runner to install backdoors or modify build artifacts. Credits Disclosed responsibly by kny4hacker. Mitigation * Wrangler v4 users are requested to upgrade to Wrangler v4.59.1 or higher. * Wrangler v3 users are requested to upgrade to Wrangler v3.114.17 or higher. * Users on Wrangler v2 (EOL) should upgrade to a supported major version.

Published
Date
2026-01-20
Updated
Date
2026-01-20
Risk Information
cvss4
Base: 7.7
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:P/PR:L/UI:N/VC:H/VI:H/VA:H/SC:L/SI:L/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
References
Description

Vulnerability in the Oracle VM VirtualBox product of Oracle Virtualization (component: Core). Supported versions that are affected are 7.1.14 and 7.2.4. Easily exploitable vulnerability allows high privileged attacker with logon to the infrastructure where Oracle VM VirtualBox executes to compromise Oracle VM VirtualBox. While the vulnerability is in Oracle VM VirtualBox, attacks may significantly impact additional products (scope change). Successful attacks of this vulnerability can result in takeover of Oracle VM VirtualBox. CVSS 3.1 Base Score 8.2 (Confidentiality, Integrity and Availability impacts). CVSS Vector: (CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H).

Published
Date
2026-01-20
Updated
Date
2026-01-20
Risk Information
cvss3
Base: 8.2
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H
References
Description

Vulnerability in the Oracle VM VirtualBox product of Oracle Virtualization (component: Core). Supported versions that are affected are 7.1.14 and 7.2.4. Easily exploitable vulnerability allows high privileged attacker with logon to the infrastructure where Oracle VM VirtualBox executes to compromise Oracle VM VirtualBox. While the vulnerability is in Oracle VM VirtualBox, attacks may significantly impact additional products (scope change). Successful attacks of this vulnerability can result in unauthorized creation, deletion or modification access to critical data or all Oracle VM VirtualBox accessible data as well as unauthorized access to critical data or complete access to all Oracle VM VirtualBox accessible data and unauthorized ability to cause a partial denial of service (partial DOS) of Oracle VM VirtualBox. CVSS 3.1 Base Score 8.1 (Confidentiality, Integrity and Availability impacts). CVSS Vector: (CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:L).

Published
Date
2026-01-20
Updated
Date
2026-01-20
Risk Information
cvss3
Base: 8.1
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:L
References
Description

Vulnerability in the Oracle VM VirtualBox product of Oracle Virtualization (component: Core). Supported versions that are affected are 7.1.14 and 7.2.4. Easily exploitable vulnerability allows high privileged attacker with logon to the infrastructure where Oracle VM VirtualBox executes to compromise Oracle VM VirtualBox. While the vulnerability is in Oracle VM VirtualBox, attacks may significantly impact additional products (scope change). Successful attacks of this vulnerability can result in takeover of Oracle VM VirtualBox. CVSS 3.1 Base Score 8.2 (Confidentiality, Integrity and Availability impacts). CVSS Vector: (CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H).

Published
Date
2026-01-20
Updated
Date
2026-01-20
Risk Information
cvss3
Base: 8.2
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H
References
Description

Vulnerability in the Oracle VM VirtualBox product of Oracle Virtualization (component: Core). Supported versions that are affected are 7.1.14 and 7.2.4. Easily exploitable vulnerability allows high privileged attacker with logon to the infrastructure where Oracle VM VirtualBox executes to compromise Oracle VM VirtualBox. While the vulnerability is in Oracle VM VirtualBox, attacks may significantly impact additional products (scope change). Successful attacks of this vulnerability can result in takeover of Oracle VM VirtualBox. CVSS 3.1 Base Score 8.2 (Confidentiality, Integrity and Availability impacts). CVSS Vector: (CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H).

Published
Date
2026-01-20
Updated
Date
2026-01-20
Risk Information
cvss3
Base: 8.2
Severity: LOW
CVSS:3.1/AV:L/AC:L/PR:H/UI:N/S:C/C:H/I:H/A:H
References