Comparison Overview

Cholamandalam Investment and Finance Company Limited

VS

XP Inc.

Cholamandalam Investment and Finance Company Limited

Chola Crest, C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy,, Chennai, Tamil Nadu, 600032, IN
Last Update: 2025-11-23
Between 750 and 799

Cholamandalam Investment and Finance Company Limited (Chola), founded in 1978 as part of the Murugappa Group, initially focused on equipment financing. Over the years, Chola has transformed into a leading comprehensive financial services provider, offering a wide array of solutions including vehicle finance, home loans, SME loans, home equity loans, loan against property, consumer durable loans, and more. With a nationwide presence of 1,500+ branches and Assets Under Management (AUM) surpassing Rs. 1.77 lakh crore, Chola serves over 42.9 lakh happy customers. The company’s subsidiaries include Cholamandalam Securities Limited (CSEC), Cholamandalam Home Finance Limited (CHFL), and Payswiff Technologies Private Limited (Payswiff), enhancing its diverse portfolio. At Chola, our commitment is to foster growth and empowerment for customers, employees, shareholders, and communities alike. We are driven by a strong foundation of integrity, ethical values, and a deep sense of responsibility towards all our stakeholders. As we continue to grow and innovate, we aim to create sustainable value and contribute positively to the lives of those we serve, enabling them to enter a better life .

NAICS: 52
NAICS Definition: Finance and Insurance
Employees: 18,455
Subsidiaries: 1
12-month incidents
0
Known data breaches
0
Attack type number
0

XP Inc.

Avenida Chedid Jafet 75, São Paulo, São Paulo, 04551-065, BR
Last Update: 2025-11-21

A XP Inc. é uma das maiores instituições financeiras independente do Brasil, dona das marcas XP, Rico, Clear, XP Educação, InfoMoney, entre outras. Com mais de 4,6 milhões de clientes ativos e um valor superior a R$ 1,1 trilhão de ativos sob custódia, há 23 anos vem transformando o mercado financeiro para melhorar a vida das pessoas. Foi pioneira no mercado com sua rede de assessores de investimentos, que hoje é a maior do país, com mais de 18,3 mil profissionais. Com uma cultura marcante guiada por quatro valores - Sonho Grande, Espírito Empreendedor, Foco no Cliente e Mente Aberta - a XP Inc. está sempre em busca dos melhores talentos que tem ambição de fazer o impossível.

NAICS: 52
NAICS Definition:
Employees: 11,147
Subsidiaries: 1
12-month incidents
0
Known data breaches
0
Attack type number
0

Compliance Badges Comparison

Security & Compliance Standards Overview

https://images.rankiteo.com/companyimages/cholamandalam-investment-and-finance-co-ltd.jpeg
Cholamandalam Investment and Finance Company Limited
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
https://images.rankiteo.com/companyimages/xp-inc.jpeg
XP Inc.
ISO 27001
ISO 27001 certification not verified
Not verified
SOC2 Type 1
SOC2 Type 1 certification not verified
Not verified
SOC2 Type 2
SOC2 Type 2 certification not verified
Not verified
GDPR
GDPR certification not verified
Not verified
PCI DSS
PCI DSS certification not verified
Not verified
HIPAA
HIPAA certification not verified
Not verified
Compliance Summary
Cholamandalam Investment and Finance Company Limited
100%
Compliance Rate
0/4 Standards Verified
XP Inc.
0%
Compliance Rate
0/4 Standards Verified

Benchmark & Cyber Underwriting Signals

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for Cholamandalam Investment and Finance Company Limited in 2025.

Incidents vs Financial Services Industry Average (This Year)

No incidents recorded for XP Inc. in 2025.

Incident History — Cholamandalam Investment and Finance Company Limited (X = Date, Y = Severity)

Cholamandalam Investment and Finance Company Limited cyber incidents detection timeline including parent company and subsidiaries

Incident History — XP Inc. (X = Date, Y = Severity)

XP Inc. cyber incidents detection timeline including parent company and subsidiaries

Notable Incidents

Last 3 Security & Risk Events by Company

https://images.rankiteo.com/companyimages/cholamandalam-investment-and-finance-co-ltd.jpeg
Cholamandalam Investment and Finance Company Limited
Incidents

No Incident

https://images.rankiteo.com/companyimages/xp-inc.jpeg
XP Inc.
Incidents

No Incident

FAQ

Both Cholamandalam Investment and Finance Company Limited company and XP Inc. company demonstrate a comparable AI Cybersecurity Score, with strong governance and monitoring frameworks in place.

Historically, XP Inc. company has disclosed a higher number of cyber incidents compared to Cholamandalam Investment and Finance Company Limited company.

In the current year, XP Inc. company and Cholamandalam Investment and Finance Company Limited company have not reported any cyber incidents.

Neither XP Inc. company nor Cholamandalam Investment and Finance Company Limited company has reported experiencing a ransomware attack publicly.

Neither XP Inc. company nor Cholamandalam Investment and Finance Company Limited company has reported experiencing a data breach publicly.

Neither XP Inc. company nor Cholamandalam Investment and Finance Company Limited company has reported experiencing targeted cyberattacks publicly.

Neither Cholamandalam Investment and Finance Company Limited company nor XP Inc. company has reported experiencing or disclosing vulnerabilities publicly.

Neither Cholamandalam Investment and Finance Company Limited nor XP Inc. holds any compliance certifications.

Neither company holds any compliance certifications.

Both XP Inc. company and Cholamandalam Investment and Finance Company Limited company have a similar number of subsidiaries worldwide.

Cholamandalam Investment and Finance Company Limited company employs more people globally than XP Inc. company, reflecting its scale as a Financial Services.

Neither Cholamandalam Investment and Finance Company Limited nor XP Inc. holds SOC 2 Type 1 certification.

Neither Cholamandalam Investment and Finance Company Limited nor XP Inc. holds SOC 2 Type 2 certification.

Neither Cholamandalam Investment and Finance Company Limited nor XP Inc. holds ISO 27001 certification.

Neither Cholamandalam Investment and Finance Company Limited nor XP Inc. holds PCI DSS certification.

Neither Cholamandalam Investment and Finance Company Limited nor XP Inc. holds HIPAA certification.

Neither Cholamandalam Investment and Finance Company Limited nor XP Inc. holds GDPR certification.

Latest Global CVEs (Not Company-Specific)

Description

Angular is a development platform for building mobile and desktop web applications using TypeScript/JavaScript and other languages. Prior to versions 19.2.16, 20.3.14, and 21.0.1, there is a XSRF token leakage via protocol-relative URLs in angular HTTP clients. The vulnerability is a Credential Leak by App Logic that leads to the unauthorized disclosure of the Cross-Site Request Forgery (XSRF) token to an attacker-controlled domain. Angular's HttpClient has a built-in XSRF protection mechanism that works by checking if a request URL starts with a protocol (http:// or https://) to determine if it is cross-origin. If the URL starts with protocol-relative URL (//), it is incorrectly treated as a same-origin request, and the XSRF token is automatically added to the X-XSRF-TOKEN header. This issue has been patched in versions 19.2.16, 20.3.14, and 21.0.1. A workaround for this issue involves avoiding using protocol-relative URLs (URLs starting with //) in HttpClient requests. All backend communication URLs should be hardcoded as relative paths (starting with a single /) or fully qualified, trusted absolute URLs.

Risk Information
cvss4
Base: 7.7
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:N/VI:N/VA:N/SC:H/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Forge (also called `node-forge`) is a native implementation of Transport Layer Security in JavaScript. An Uncontrolled Recursion vulnerability in node-forge versions 1.3.1 and below enables remote, unauthenticated attackers to craft deep ASN.1 structures that trigger unbounded recursive parsing. This leads to a Denial-of-Service (DoS) via stack exhaustion when parsing untrusted DER inputs. This issue has been patched in version 1.3.2.

Risk Information
cvss4
Base: 8.7
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:N/VI:N/VA:H/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Forge (also called `node-forge`) is a native implementation of Transport Layer Security in JavaScript. An Integer Overflow vulnerability in node-forge versions 1.3.1 and below enables remote, unauthenticated attackers to craft ASN.1 structures containing OIDs with oversized arcs. These arcs may be decoded as smaller, trusted OIDs due to 32-bit bitwise truncation, enabling the bypass of downstream OID-based security decisions. This issue has been patched in version 1.3.2.

Risk Information
cvss4
Base: 6.3
Severity: LOW
CVSS:4.0/AV:N/AC:L/AT:P/PR:N/UI:N/VC:N/VI:L/VA:N/SC:N/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
Description

Suricata is a network IDS, IPS and NSM engine developed by the OISF (Open Information Security Foundation) and the Suricata community. Prior to versions 7.0.13 and 8.0.2, working with large buffers in Lua scripts can lead to a stack overflow. Users of Lua rules and output scripts may be affected when working with large buffers. This includes a rule passing a large buffer to a Lua script. This issue has been patched in versions 7.0.13 and 8.0.2. A workaround for this issue involves disabling Lua rules and output scripts, or making sure limits, such as stream.depth.reassembly and HTTP response body limits (response-body-limit), are set to less than half the stack size.

Risk Information
cvss3
Base: 7.5
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:N/I:N/A:H
Description

Suricata is a network IDS, IPS and NSM engine developed by the OISF (Open Information Security Foundation) and the Suricata community. In versions from 8.0.0 to before 8.0.2, a NULL dereference can occur when the entropy keyword is used in conjunction with base64_data. This issue has been patched in version 8.0.2. A workaround involves disabling rules that use entropy in conjunction with base64_data.

Risk Information
cvss3
Base: 7.5
Severity: LOW
CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:N/I:N/A:H